- 1 min read
- The credit solutions available for you depend on your credit goals.
- Start by pulling your credit report annually and making sure it is accurate.
- Solve credit problems quickly, and get credit and debt help if you have problems.
Credit Solutions and Information
What Credit Solutions are Available to You:
If you are looking into different credit solutions, how can you choose the best one? A key first step is to define your goals and what specific credit solutions you are looking for. Whether you need debt help, credit related loans, or help with your credit report, Bills.com can help you evaluate all possible credit solutions and help you find the best provider for your needs.
Which of the various credit solutions available is best for you will depend on what you are trying to achieve, as well as on your current financial health. Are you a homeowner? Then perhaps the best of the available credit solutions will involve using the equity in your home and getting a mortgage refinance loan. Is it credit card debt that is overwhelming you? If so, you will need to decide if your goal is to get out of debt at the fastest speed — or to lower the amount you are paying each month in monthly payments. You will likely want to examine both debt settlement programs as well as debt consolidation and credit counseling programs. Both of these credit solutions have pluses and minuses. Depending on what you wish to achieve, one credit solution approach will be better for you than another.
No matter what financial goal you are looking to achieve, please use Bills.com as your online resource for looking at all different credit solutions available to you.
You may need to file a lawsuit against your ex-spouse regarding the debt, and file for bankruptcy to remove your liability for the debt if it is large.
You mentioned a lien. That is a possibility. Again, time with a lawyer to review your liabilities and options will be time and money well spent.