Heritage Mortgage Banking Corp provides mortgage refinance and home loan purchase in Morris County and in the greater New Jersey and New York state area. Heritage Mortgage has over a decade of mortgage lending experience. Heritage Mortgage offers purchase, refinance, and reverse mortgages, FHA home loans, VA loans, HARP 2.0 loans, and stated-income loans. Heritage Mortgage is located in Morristown, NJ.
Heritage Mortgage has an experienced staff to help you evaluate your mortgage needs. Heritage Mortgage offers a variety of loan options for home purchase, refinance, or debt consolidation. Although a small lender, Heritage Mortgage makes a great choice for those in the New Jersey and New York area.
My experience with Heritage and Chris Spano was excellent. From my first conversation with Chris I felt I was in good hands. Chris communicated everything clearly and always follow up on open items. My new construction took much longer than expected, but Chis ever left my side. He hung in there with me for about a year until the mortgage closed. Chis was always direct with never any surprises. The close went as planned and I walked away feeling confident that I received the best deal possible. May thanks to Chris and his team.
Chris Spano has made our dream come true, I am a first time home buyer, Chris has helped my husband and I every step of the way. Chris always had an encouraging word for us. When a problem arise he would resolved it for us. We could always call him to ask a question he was always helpful and patience, I will recommend Chris to all my family and friends. We are proud owner of our new home thanks to Chris Spano. Chris I just want to say "Thank You" for a job well done.
I have used Heritage in the past and always used Chris Spano as our go to person. Chris has always been there with me from the beginning to the end process. He couldn't make refi any easier. He was always available to speak to and explained everything . When I am ready to buy again Chris will be my go to guy. Thank you Chris!
I'm a Veteran with a credit score below 600 and because of that score I was told that I could not get a VA loan. Well, Ron Minunni from Heritage Mortgage called me and told me that I could get a VA loan with a low score. As-a-matter-of-fact, he said if he could not get me a loan then no one else could do it. I am so thankful for that call and his confidence. I was a bit apprehensive through the whole deal, but Ron kept encouraging me all the way. He was in contact with me constantly. He was very pleasant and most helpful. He didn't make me feel bad because my credit was not the best. I was able to be extremely open and honest with him regarding my finances, which to me was embarrassing at times. He understood and even gave me pointers on how to fix my credit. What can I say I am so thankful for Ron, he came through and now I am a home owner; something I thought would never happen for me! If Heritage Mortgage Banking say they can do it, TRUST them all the way and do what is recommended; and you too will be a home owner!!!!!
Scott Clarke is an awesome person, everything he says he can do he does it. The man went above and beyond and exceeded our expectations. I want thank the entire heritage crew for their services and make this process as smooth as possible. Scott could not make this any easier definitely recommend his services.