Contact the lender and ask it your questions about the terms of your forbearance plan and your mortgage modification.
Unfortunately, you do not mention in our message if you are employed. Also, you do not mention if you have remained current in your mortgage payments while in the modification trial period. If the answer to both of my questions is "yes," then I think your chances of remaining in the house are very good.
However, one concern I have is that you mentioned twice that your credit is poor. I wonder why this is so, and what you can do about it. If your financial rough patch is behind you, then you can start to rebuild your credit score so that you can qualify for a mortgage on a property that better suits your needs. See FICO Score Calculation to better understand your credit score and the steps you can take to improve it.
I hope this information helps you Find. Learn & Save.