M&T offers a variety of loan programs. They have loan officers available in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, DC and a limited number in the West Coast (Washington, Oregon, Colorado, Utah, and Arizona). M&T Bank also offers personalized service via both phones and an online mortgage process.
Citimortgage is a great option for new buyers and experienced home owners looking to refinance. They offer a large variety of products and a option for online application. Their nationwide branches coupled with their advanced online portal allows a customer to keep updated throughout the mortgage process. However, their big size has potential problems in terms of flexibility.
Chase Mortgage is one of largest mortgage lenders in the US, originating thousands of new mortgage loans each year. You can get a Chase Mortgage Refinance loan, a home purchase loan or even a debt consolidation loan. Chase also offers Chase reverse mortgage loans. Chase Mortgage offers a diverse array of loan products, including fixed rate and ARM products, conforming mortgage loans and jumbo mortgage loans. Chase is a well respected national lender. As of October 2018, Chase is offering a $500 credit to borrowers who choose to receive a paperless mortgage statement and have their monthly mortgage payment taken automatically from the borrower's personal Chase checking account.
PHH Mortgage offers nationwide service through their website and phone consultations. They offer basic information and tools on their website. PHH Mortgage has what looks to be an easy to use web interface for loan applications free pre-approvals, which is helpful for home purchasers. They offer a variety of mortgage products, including conforming loans, jumbo, FHA, and VA. It isn’t clear if they offer Home Equity Loans or Home Equity Lines of Credit. For those purchasing a home, PHH promises (but see the fine print), “As part of our competitive service guarantee, we'll close your loan by the agreed upon closing date – or we’ll pay you $500.
US Bank Home Mortgage is a leading provider of home purchase, refinance and home equity mortgage loans. With various tools, calculators, and FAQ, the US Bank Home Mortgage website provides valuable information for consumers looking to get a mortgage. They offer online services, including a pre-approval process. While they cover many areas, their loan officers are not located nationwide. In addition to the standard products, US Bank Home Mortgage offers construction loans, investment mortgages, and low down payment purchase products.
Read real reviews from Bills.com readers, and learn more about the largest mortgage lenders and brokers in the country.