National City Mortgage is one of the nation's largest financial holding companies. National City (often known at Nat City) operates through an extensive network primarily in Ohio, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri and Pennsylvania, and also serves customers in selected markets nationally. National City Mortgage's core lending businesses include commercial and retail banking, mortgage financing and servicing, consumer finance and asset management. On the consumer mortgage loan side, National City offers a suite of lending products, including home loans, refinance loans, purchase mortgages, reverse mortgages and debt consolidation loans. National City will do both fixed rate and ARM products, and also has mortgage loan products for conforming mortgage loans and jumbo and subprime mortgage loans.
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They have built their company by helping consumers in special situations find loans that fit each unique need. They are flexible when it comes to fitting borrowers into loans making them a good choice for first time home buyers.