Home Refinance Articles

Refinancing Article Center

Find refinance articles and get your questions answered at Bills.com. Our in-depth articles provide free information to help you get the most out of your home refinance.

  • Betsalel Cohen
    Trends in Home Equity Loans 2018
    Home Equity Loans are becoming more popular in 2018. Due to higher mortgage rates and increasing home prices, many homeowners are looking to take out equity...
  • Betsalel Cohen
    Reasons to Refinance Now
    Low mortgage rates can help you save money. Also, refinance now if you want to lower your payments, take out cash, get rid of mortgage insurance, or...
  • Betsalel Cohen
    Simple Refinance Calculator
    Bills.com offers you a simple refinance calculator to help you determine your new monthly payment and overall interest savings. Don't forget to...
  • Daniel Cohen
    Home Loans at 125% LTV or Greater
    125 Percent LTV Home Equity Loan | Review various options available for refinancing, when you owe more on your home than it is worth. You can save money by...
  • Bills.com Team
    Section 502 Refinance
    Rural Refinance Pilot cuts monthly mortgage payments by easing rules for refinancing existing Section 502 home loans. Learn if you qualify...
  • Mark Cappel
    Mass Refinancing
    Will President Obama announce a mass refinancing program that will slash interest rates on all Fannie Mae and Freddie Mac mortgages?
  • Jason Chu
    Refinance Mortgage Rates
    Refinance Rates | Find the best loan for your situation, whether it's the lowest rate available, or saving money by reducing the term of your loan. Start by...
  • Jon Pedley
    Refinance Rates Calculator
    Learn which factors are key to a successful refinance. Is refinancing is right for you at Bills.com - Find. Learn. Save.
  • Daniel Cohen
    The Truth About Mortgage Modifications
    The Truth About Mortgage Modifications | About 549,620 permanent mortgage modifications were started since 2007, but that is a fraction of the 3 or 4 million re
  • Mark Cappel
    Watch Your Equity
    Refinance | Low mortgage rates might look tantalizing, but if you do not have a good handle on your financial situation, you could find that you are not getting
  • Daniel Cohen
    Lower Debt with a Long Term Refinance
    Refinancing to a longer term won't save you money in the long run, but can lower your monthly payments.
  • BS
    Refinancing Procedures
    Learn about refinancing procedures and what to do before you refinance your home loan. Find out more at Bills.com.
  • Brad Stroh
    When to Refinance My Home
    Refinance My Home? If you are asking 'Should I refinance my mortgage?' or 'Is refinancing my home a good?', then check out four good reasons to refinance your
  • Daniel Cohen
    FAQs on Refinance
    Read through the refinancing FAQ at Bills.com and find answers to commons questions about refinancing. Understand that you can save money, when...
  • BS
    HELOC Testimonial
    Meta Description Tag Read a personal story about a family and their home equity line of credit, and gain a better understanding of what it is.
  • BS
    How Do I Refinance
    Read a personal story about home refinance and gain a better understanding of what's involved. Get the answer to "How Do I Refinance My Home?"
  • BS
    Stop Foreclosure
    Learn how to stop foreclosure and keep your house with free information from Bills.com. Find, Learn, Save.
  • Mark Cappel
    Refi Mortgage
    Get refi mortgage information and discover the things to consider with a refi mortgage with information and savings from Bills.com - your source for saving mone
  • Mark Cappel
    Refinance for Debt Relief
    Discover whether or not you should use a home refi with a large credit card balance with information and savings from Bills.com - your source for saving money.
  • Mark Cappel
    Choosing the Right Type of Loan in a Refinance
    Decide whether an ARM or FRM would fit your refinancing needs.
  • Mark Cappel
    Are You Ready to Refinance?
    Refinance | Make sure you're ready to refinance by knowing 3 key things that will make refinancing hard today.
  • Mark Cappel
    Refinance Scams
    Refinance scams can easily be detected. Watch for unbelievable interest rates, and unsolicited offers.
  • Mark Cappel
    Three Ways to Refinance
    Refinance | How to refinance for home improvements through second mortgages, cash out refinances, and equity lines of credit.
  • Mark Cappel
    Government Refinance Mortgage
    Making Home Affordable consists of four programs to help struggling homeowners. They include, HAMP, HARP, HAFA, and 2MP.
  • Bills.com Team
    Refinance Mobile Home
    Let Bills.com give you the advice you need on refinancing mobile homes and give you all of your mobile home refinance options so that you can save.
  • Betsalel Cohen
    Mortgage Refinance in 2018
    With rising mortgage rates there will be less mortgage refinances. However, over 2.6 million households that can benefit from a refinance. Expect for more...
  • Betsalel Cohen
    Reasons to Refinance Your Mortgage - Not Just Rates
    There are many reasons to refinance a mortgage. However, a mortgage refinance can also create a more affordable payment, or allow you to take out cash, or...
  • Betsalel Cohen
    Mortgage Refinance Opportunities 2015
    With currently low mortgage rates, but expectations of a mild increase in mortgage rates and slightly higher home prices, now is a great time to check if you...
  • Mark Cappel
    Bank Refinance
    Learn the three numbers you need to know when comparing home loan bank refinance. Surprisingly, the best deal may cost you more per month...
  • Betsalel Cohen
    HAMP | New Guidelines for Home Loan Modification
    Hamp Guidelines | According to the January 27, 2012 Obama proposal, the HAMP program will update its guidelines to make more homeowners eligible and increase...
  • Betsalel Cohen
    Best Refinance Rates
    Best Refinance Rates| Take advantage of low rates to lower your payments, lower your costs or consolidate higher interest rate debt. Find best refinance rates..
  • Daniel Cohen
    Refinance ARM
    ARM Refinance | ARM rates are lower than fixed mortgage rates. Understand the risks and rewards that come with an ARM. To best protect yourself, make sure to...
  • Betsalel Cohen
    HAMP Program Flailing
    HAMP Program Flailing | As of February 2011, more than 600,000 homeowners were granted 'permanent' mortgage modifications under the Obama administration's...
  • Daniel Cohen
    Rapid Rescore Refinance Mortgage Loan Tips
    Rapid Rescore | Free tips about using Rapid Rescore to raise your credit score and qualify for the best interest rates available on home loan mortgage refinanci
  • JP
    Refinancing Facts Consumers Need to Know
    Decide on your mortgage goals and the type and term of loan you want before applying for a refinance.
  • Daniel Cohen
    Refinance vs. HELOC
    Home loan mortgage refinancing can give you the opportunity to do home improvements or consolidate your debt. Make sure you choose the right type of loan, by..
  • Daniel Cohen
    Right Time to Refinance?
    Right Time to Refinance Your Mortgage | Learn how to weigh whether refinancing your mortgages is a good decision or not. Make sure that you understand how...
  • Daniel Cohen
    Debt Consolidation Refinance
    Mortgage refinancing and a debt consolidation loan | Consolidating debt using your home equity could be a good way to isave money and mprove yourfinances. Learn
  • Mark Cappel
    Getting a Mortgage Loan
    Looking for a mortgage refinance loan or ways to get a great rate? Bills.com has all the information and savings you need.
  • BS
    Home Refinance Testimonial
    Read a personal story about going through a home refinance and gain a better understanding of how it's done.
  • Mark Cappel
    HAMP Program
    Government debt relief sounds like a great option, but is it really available? Find out at Bills.com.
  • Daniel Cohen
    Refinance a Second Mortgage
    Refinance Second Mortgage | Save money by finding the best way to refinance your second mortgage. You may want to combine it with a first mortgage or...
  • BS
    Best Mortgage Refinancing Rate
    Find out how to get the best mortgage-refinancing rate. Discover your options at Bills.com - Find. Learn. Save.
  • BS
    7 Second Mortgage Scams
    Avoid second mortgage home loan scams with these tips and advice from Bills.com - your one stop resource for saving money.
  • Mark Cappel
    Refinancing Challenges
    Know what could make refinancing tough for you.
  • Mark Cappel
    Getting a Good Deal on a Refinance
    Consider the term, interest rate and closing costs when deciding if a refinance is the best deal for you.
  • Daniel Cohen
    No-Cost Refinance
    No Cost Refinance | Be careful of 'No-cost refinance offers. Often, the costs are added to the loan balance or your rate is increased. Be sure to review...
  • Jon Pedley
    Mortgage Refinancing
    Mortgage refinancing |Mortgage refinancing can be a good way to save money, to consolidate debt, and to reduce your monthly payments
  • Daniel Cohen
    Government refinance
    Government Refinance Mortgage Programs | Free tips on finding the government refinance mortgage loan program that is right for you. Depending on who owns...
  • Mark Cappel
    ARM Refinance
    Refinancing your ARM? Whether you should depends on your answers to eight questions about your existing loan and finances. The Bills.com ARM refi calculator...
  • Betsalel Cohen
    Still Good Reasons to Refinance in 2018
    There are many good reasons to refinance in 2018. Rates are still historically low. Affordable payments are they key. Also cash-out refinance can improve...
  • Betsalel Cohen
    Refinance to Lower Your Payment
    Should you refinance to lower your payment? Rising home prices and low mortgage rates will help you refinance. Besides lower payments you may also save big...
  • Betsalel Cohen
    RAHPP | Sen. Merkley's 4% Mortgage Pilot Program
    Rebuilding American Homeownership Pilot Program | Is this the start of HARP 3? The results of the pilot will help determine if Sen. Merkley can push through...
  • Betsalel Cohen
    15-Year Refinance Rates
    15-Year Fixed Mortgage Rates | Take advantage of low rates and refinance into a 15-Year FRM. Check to see how you can refinance into a lower interest rate and..
  • Bills.com Team
    National Mortgage Settlement
    Update: National Mortgage Settlement announced by 49 states and five mortgage servicers. Learn if you qualify.
  • BS
    Refinance Tips
    Refinance Tips - Know the 6 vital tips you need to know to get a successful refinance loan, like number one...
  • Daniel Cohen
    Refinance Underwater Mortgage
    Refinance Underwater Mortgage | Understand your options for refinancing if you owe more on a home than it is worth. Be sure to look at a HARP loan and an FHA...
  • Betsalel Cohen
    Mortgages & Refinance 2011
    Qualifying for a mortgage or mortgage refinance in 2011 will be harder than ever thanks to new underwriting rules Fannie Mae and Freddie Mac are rolling out...
  • Daniel Cohen
    Does a Refinance Loan Make Sense?
    Refinance Loan | One good reason to refinance is to lower your interest rate. Make sure that you start by defining your goals for refinancing. A lower...
  • Mark Cappel
    4 Things to Avoid When Refinancing
    Refinance Tips | Know what can hurt your chances for a good deal for a refinance even before you start.
  • Daniel Cohen
    Home Equity Loan Overview
    Learn everything there is to know about a home equity line of credit and get the best rate possible from our family of provider.
  • JP
    loan consolidation
    A debt consolidation mortgage refinancing loan or home equity loan can reduce your interest rate and your taxes. Learn how to...
  • BS
    Home Finance Information
    Discover valuable home finance resources and find a reputable lender from Bills.com. Your source for saving money.
  • BS
    How to Determine if it's Time to Refinance
    Learn how to determine when it's time to finance and save money on your home.
  • Betsalel Cohen
    Bad Credit Mortgage Refinancing
    Bad Credit Mortgage Refinancing | Do you want to refinance and get a lower interest rate or lower monthly payment? Bad credit refinancing now or later? Learn...
  • Brad Stroh
    Refinancing a HELOC
    All about refinancing your home equity line of credit or HELOC loan. Learn everything you need to know.
  • Daniel Cohen
    No Cost Mortgage Refinance
    No Cost Mortgage Refinance | A no cost mortgage refinance or low cost mortgage refinance loan is a great way to avoid paying closing costs during periods of...
  • BS
    Personal Story about a Home Mortgage Refinancing Loan
    Read a personal story about dealing with a home mortgage refinancing loan and discover what you can expect yourself. Courtesy of Bills.com
  • Mark Cappel
    Refinance vs. Prepayment
    Consider whether refinancing or prepayment is right for you.
  • Mark Cappel
    ARM vs. FRM
    Decide if a fixed rate or adjustable rate mortgage would best fit your needs and home ownership goals.
  • BS
    Common Refinancing Questions
    Get answers to common refinancing questions: How soon can I refinance? Can underwater mortgage holders shop rates?
  • Mark Cappel
    Looking at the Refinance Timeline for Consumers Today
    Refinance | Increased paperwork, more questions from lenders, and greater priority for new customers slow the close of your loan.
  • Daniel Cohen
    4 Keys to Refinance Success
    Refinance My Mortgage | Find out what you need to know to refinance your mortgage loan and find the best loan from Bills.com.
  • Bills.com Team
    PMI for Refinance Loans
    Get more information on Refinance Loans. Learn about PMI and get tips to save at Bills.com
  • Daniel Cohen
    When to Refinance
    Learn the secrets of knowing when to refinance and if refinancing is the best option, whether to save money each month or to get cash out for other expenses.
  • Get Mortgage Rates!
  • Betsalel Cohen
    Two Reasons to Refinance From FHA to Conventional Loan
    Did you take an FHA loan a number of years ago? You might be able to lower your payment and/or save big money by refinancing into a conventional loan by...
  • Betsalel Cohen
    Refinance Overview
    Refinance | Refinance your mortgage. Learn all about mortgage refinancing, get helpful tips and guidance, and learn when it's best to refinance. You can save...
  • Mark Cappel
    Refinance Rental Property
    You can refinance most ARMs, balloon/reset mortgages, A-minus mortgages and more for rental / income properties. Learn the six requirements to refi a rental...
  • Betsalel Cohen
    Home Refinance Loans | Getting Qualified
    Qualifying for a Home Refinance Loan | Prepare yourself by following Bills 5 steps to qualify for a home refinance loan. Start by preparing your budget, then...
  • Daniel Cohen
    Obama Refinance Federal Plan
    Obama Refinance Plan | The new Obama refinance plan can help you save money by getting a low-interest loan. You may also have zero closing costs. However...
  • Mark Cappel
    Refinance Fees
    Refinancing fees vary from state to state and lender to lender. Learn the typical fees and average cost ranges...
  • Daniel Cohen
    Refinance Mortgage
    Refinance Mortgage | A refinance mortgage can save you money and improve your finances, if you...
  • Betsalel Cohen
    Eight Refinance Secrets
    Eight Refinance Secrets | Refinancing can save you money. You may be able to pay less interest, lower your monthly payment, or convert from a 30-year loan to...
  • BS
    Refinancing with Your Existing Lender
    Consider the pros and cons of refinancing with your existing lender
  • Mark Cappel
    3 Ways to Save When Refinancing
    Refinance | Add extra cash to your refinance to save the most in the long run.
  • Mark Cappel
    Home Refinance Information
    Discover valuable home refinance resources and find a reputable lender from Bills.com. Your source for saving money.
  • Brad Stroh
    Home Refinance Options
    Home Refinance | Refinance Your Home with the free tools, calculators and tips you need to find the best Home Refinance loan like a...
  • Daniel Cohen
    Home Equity Loan
    Learn everything there is to know about a home equity loan and get the best rate possible from our family of providers at Bills.com.
  • Mark Cappel
    Home Equity
    Read a personal story about home equity and gain a better understanding of what's involved.
  • BS
    Home Finance Testimonial
    Read a personal story about home finance and gain a better understanding of what's involved.
  • Mark Cappel
    Refinance With Bad Credit
    Home Refinance | Determine how your bad credit affects your refinancing options. Bad credit and home refinance information.
  • BS
    HELOC Second Mortgage
    Searching for a home equity loan? Learn the difference between a HELOC, second mortgage, or cash out refinance from Bills.com.
  • Betsalel Cohen
    Refi Pros & Cons
    Learn the benefits and disadvantages of a mortgage refi with information and resources from Bills.com - your source for saving money.
  • Mark Cappel
    Common Terms for Consumers Refinancing Today
    Learn the Top 6 terms used in the mortgage business today: Points, Refi, FRM & ARM, and Hard & Soft Pull Credit Checks
  • Mark Cappel
    The Cost of Refinancing
    Refinancing can cost you more in the long run even if you're getting a better rate.
  • Mark Cappel
    HHF HELP Program
    HHF's Homeowner Emergency Loan Program to help reduce mortgage delinquencies and avoidable foreclosures.
  • Mark Cappel
    Refinance or Prepayment?
    Refinancing or paying down your current mortgage is a decision to be made by you. What makes sense for your situation and goals?
  • Mark Cappel
    Federal Refinance Mortgage
    Federal Refinance Mortgage | A federal refinance mortgage can be either a Federal Housing Administration (FHA) refinance loan, or a program called MHA...
  • Mark Cappel
    Refinance For More Than 100% LTV
    If you have an LTV over 100% and need to refinance, let Bills.com guide you to a federal program that suits your needs.
  • Betsalel Cohen
    Bad Credit and Refinancing
    Refinancing with bad credit | Refinancing with bad credit is not easy. Make sure that you learn about special products for bad credit refinancing. Start by....

More Refinance Articles


  • AG
    Refinancing Tips
    Five tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.
  • AG
    Mortgage Closing Cost
    Learn about the closing costs of a mortgage refinance from the Bills.com mortgage experts.
  • AG
    Debt to Income Video
    Learn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com
  • AG
    Mortgage Refinancing Cost
    Learn about the cost of refinancing your mortgage. Find out if you should refinance into a lower rate today.
  • Get Mortgage Rates!
  • AG
    Lender Compare Video
    Mortgage Refinance tools like Lender Compare from Bills.com make refinancing easy.
  • AG
    Recent Events Video
    Find out what's happening in the mortgage market from Ethan Ewing.
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