Answer: When you get the bill from your credit card company, with bill pay, you can either pay the bill immediately or schedule a payment on a particular date. If you do end up scheduling the payment, the debit to your account will only happen on the date that you specified. For example, if your due date is the 15th of the month and if you schedule a payment for the 14th (given that 14th is a business day and does not fall on a weekend), the debit to your account will only happen on the 14th. As long as you have sufficient balance to cover the payment on the 14th, it does not matter if the balance in your account goes below the required amount prior to that date.
On the other hand, if in case for some reason there aren?t sufficient funds on the 14th then your account will be overdrawn on your account or the payment might be returned. You can get more information about bill pay services at http://www.bills.com/billpay/
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