Managing Editor

Daniel Cohen

Daniel Cohen has many years of experience in the financial services industry. Daniel has worked as a mortgage loan officer, a debt counselor, and as a tax consultant. He also owned a small business, manufacturing and distributing clothing, which gives him first-hand knowledge about the challenges of running a business. A common link in all his work experience is a devotion to customer satisfaction. When not working, Daniel enjoys hiking in the redwoods or attending live music shows.

October 21, 2012

Pay Off Your Mortgage Faster | Paying down your mortgage balance is an important step in reducing your overall debt. You can pay it off faster when......


October 7, 2012

Down-Payment to Buy a Home | Although your down payment may require you to use more cash than any other part of your home purchase, make sure to accou...


October 7, 2012

Mortgage Interest Rate Locks | Understand how rate locks work, to so you don't cost yourself a lot of money. Letting your interest rate float can be a...

August 30, 2012

Tax Forgiveness: IRS Fresh Start | The IRS Fresh Start program makes it easier to qualify for IRS tax forgiveness and penalty reduction. Make sure you...


August 17, 2012

Learn how bankruptcy affects your credit and what steps to take to repair your credit after your bankruptcy discharges. Make sure that you...

July 27, 2012

Infographic on true cost of making minimum payments on your credit card. Did you know the net cost of your purchase can double if you...

July 18, 2012

There are calls to wipe out some private student loan debt. But enacting principal forgiveness in private student loans...

July 13, 2012

Personal Finance Tips | Because many Americans receive no financial education, they end up with big financial problems. This advice will help you save...

June 22, 2012

Bank Loans | To get the best rate on a bank loan to buy a house or car, refinance your current loan, or to consolidate debt, make sure that you start ...

June 7, 2012

The top 10 mortgage lenders in 2011 were Wells Fargo, Chase, Citi, Bank of America, US Bank, GMAC, PHH, Quicken...

June 3, 2012

Subprime Mortgage Lenders offer high priced loans for high-risk borrowers. Before you take a subprime loan, look at all your options. Learn how to...

June 1, 2012

125 Percent LTV Home Equity Loan | Review various options available for refinancing, when you owe more on your home than it is worth. You can save mon...

May 8, 2012

Making Home Affordable Program Information | President Obama has introduced various programs to assist distressed homeowners, Find out if you can save...

April 30, 2012

Summons & complaint | Learn the basics of how to respond to a summons and complaint with a document called an 'answer.' Be sure to answer each allegat...

April 25, 2012

How to Settle Credit Card Debt | Free tips on how to settle credit card debt on your own. If you lack the skills to settle, hire a debt settlement fir...