Betsalel Cohen
Conforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your option...
Credit Card Late Payments | Consumers are running up higher credit card debt and late payments. The holiday season is especially difficult. Take steps...
Reverse Mortgage Complaints | High pressure and false advertising lead some borrowers to take reverse mortgages. Make sure that a reverse mortgage is ...
Hurricane Insurance and Hurricane Sandy | Make sure that you have the proper insurance coverage to cover natural disasters. Get tips on how to deal wi...
FHA Bailout and Getting a Mortgage | A FHA bailout could potentially hurt a housing recovery by making it harder to get FHA loans. Learn about the imp...
HARP 2 Mortgage Updates | The HARP 2 mortgage has stepped up helping more borrowers, with high LTVs. However, you need to shop around to find the best...
CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how t...
CFPB Supervisory Report | The CFPB issued its first supervisory report and identified problems in the mortgage and credit markets. Learn to be an educ...
CFPB Proposes New Credit Card Income Rules for Non-Working Spouses | New proposed rules to help non-working spouses qualify for credit cards will...
Fake Debt Collectors and FTC Crackdown | Debt collectors must act fairly. If threatened or harassed, file a complaint with the FTC, who recently...
What is a Reverse Mortgage? | A reverse mortgage is a complex financial tool for people over 62 who have equity in their homes. Be very careful to avo...
Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
Reverse Mortgages- Learn, Prepare, Go Slow | Reverse mortgages are complex and hard to understand. Learn how the loan works, and guard against the dan...
HARP 2 and LTV | Although under the HARP 2 program there is unlimited LTV, many lenders have tighter rules. According to the FHFA August 2012 report, ...
Mortgage Pre-Qualification and Pre-Approval | Before you purchase a home or refinance a mortgage make sure you are prepared to qualify. Ask the lender...