Betsalel Cohen
Reverse Mortgages- Learn, Prepare, Go Slow | Reverse mortgages are complex and hard to understand. Learn how the loan works, and guard against the dan...
HARP 2 and LTV | Although under the HARP 2 program there is unlimited LTV, many lenders have tighter rules. According to the FHFA August 2012 report, ...
Mortgage Pre-Qualification and Pre-Approval | Before you purchase a home or refinance a mortgage make sure you are prepared to qualify. Ask the lender...
HARP 3 Expansion | There are a large number of borrowers who don't qualify for the HARP program. Congress is reviewing a number of proposals to expand...
Mortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you ...
Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compar...
Principal Reductions to HARP, HAMP and Hardest Hit Funds | Due to changes in state regulations and Freddie Mac & Fannie Mae guidelines, principal redu...
Romney Housing Plan | The Romney-Paul team put out a much anticipated housing white paper. As expected, their plan sharply criticized the Obama Admin....
Hardest Hit Fund | 18 states established a foreclosure avoidance program to help unemployed and struggling borrowers get current and also...
APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all...
LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the ...
Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. ...
Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more abo...
Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payme...
Rebuilding American Homeownership | In late July 2012 Sen. Merkley proposed a program for all underwater borrowers. Will it become the new HARP 3 prog...