Sr. Content Writer

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working he loves running and spending time with his family.

October 11, 2012

HARP 3 Expansion | There are a large number of borrowers who don't qualify for the HARP program. Congress is reviewing a number of proposals to expand...


October 11, 2012

Mortgage Tax Deduction | Romney introduced the idea of limiting mortgage interest tax deduction. Learn about the types of mortgage tax deductions you ...


October 7, 2012

Mortgage Disclosure - Taking a Loan | The new proposed CFPB Loan Estimate Form aims to bring you clear information. After making an application compar...

September 27, 2012

Principal Reductions to HARP, HAMP and Hardest Hit Funds | Due to changes in state regulations and Freddie Mac & Fannie Mae guidelines, principal redu...


September 25, 2012

Romney Housing Plan | The Romney-Paul team put out a much anticipated housing white paper. As expected, their plan sharply criticized the Obama Admin....

September 23, 2012

Hardest Hit Fund | 18 states established a foreclosure avoidance program to help unemployed and struggling borrowers get current and also...

September 16, 2012

APR Mortgage | Using the Annual Percentage Rate for your mortgage can be helpful in comparing offers, but has many limitations. Be sure to include all...

September 2, 2012

LTV: Loan to Value | Mortgage lenders look at your loan balance and the value of your house to determine your LTV. Learn how to calculate LTV and the ...

August 26, 2012

Mortgage Basics - Down-payment, Equity, and LTV | Learn about mortgage terms relating to your property's value and how it affects your mortgage loan. ...

August 25, 2012

Mortgage Basics - Creditworthiness | Learn more about mortgage basics. Lenders evaluate both your willingness to pay an ability to pay. Learn more abo...

August 25, 2012

Mortgage Basics - Understanding Mortgage Terms | The first in a series of 3 articles about mortgage basics explains key mortgage terms including payme...

August 19, 2012

Rebuilding American Homeownership | In late July 2012 Sen. Merkley proposed a program for all underwater borrowers. Will it become the new HARP 3 prog...

August 14, 2012

MyREfi# | The White House initiated a social campaign to gain support fro a HARP 3 mass refinancing plan. The plan requires Congressional action, but....

August 12, 2012

Prepaid Cards | Prepaid debit cards are becoming a more popular product, especially for teen and collage aged students, offering more budgetary contro...

August 5, 2012

Mortgage Complaints | The CFPB published a report in July 2012, including data about mortgage complaints. Learn about the major complaints and ways to...