Betsalel Cohen
Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.
15-Year Mortgage Loan | Lower CostsApr 25, 2024
15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....
HUD Organization and LoansApr 25, 2024
HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...
30-Year Fixed Rate MortgageApr 25, 2024
30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...
Interest Only Mortgage Apr 25, 2024
Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...
Forty Year MortgagesApr 25, 2024
40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
10 Year Fixed Mortgage LoansApr 25, 2024
10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...
Finding a Great MortgageApr 25, 2024
Purchasing a home? Learn how to find a great mortgage from Bills.com - your complete source for saving money.
Debt Help CompaniesApr 25, 2024
Debt Help Companies for Payday Loans | Find debt help companies that meet your needs, so that you can get Debt Free Fast and Save!
Credit Consolidation ServicesApr 25, 2024
You have many credit consolidation services companies to chose from and it is important you research your options. The tips and solutions we shared here can...
Debt Payoff StrategiesApr 25, 2024
There are different strategies for paying off debt. In order to manage your debt review your financial situation and then check out the best way to deal with..
How to Handle a Debt Collection Call from Avante USA 2024 | Bills.comApr 25, 2024
Avante USA is a collection agency that aggressively works with third-party and original owners of the debt. Protect yourself by taking these steps...
Debt Assistance is AvailableApr 25, 2024
If you are struggling with debt, or having trouble creating and maintaining a budget, then look for a professional debt assistance program. It can help you...
Debt NegotiationApr 25, 2024
Debt negotiation is a solution for people in a hardship. Carefully look at your situation and debt relief options. Choose between a do-it-yourself approach...
Bill ConsolidationApr 25, 2024
Bill consolidation simplifies your bill-paying, helps you pay off debt quicker, and saves money. Choose a debt consolidation loan or other ways to...
Debt Settlement HelpApr 25, 2024
Debt settlement help | Debt settlement help may be the best way to get out debt. Choose a debt settlement firm that follows FTC rules that prohibit upfront...
Business Line of Credit Debt SettlementApr 25, 2024
Business Line of Credit Debt Settlement | If you can't afford to pay your business line of credit look for debt relief options including debt settlement and...
Collection Agency - Complete Guide to Handle Collection CallsApr 25, 2024
A collection agency either buys debts or acts as an agent for the original creditor. Learn how to deal with collection calls, avoid harassment, and negotiate...
Free Credit Consolidation ServicesApr 25, 2024
Free credit consolidation services may not exist, but you do have debt reduction plan options that will, at no or little cost, help you consolidate your debt. R
Consolidating Debt Without Ruining Your CreditApr 25, 2024
Consolidating Debt Without Ruining Credit | Match your financial situation and credit with the best debt relief solution. If your credit is already ruined, then
Debt Consolidation: A Good Idea?Apr 25, 2024
Debt Consolidation can be a good idea! Learn about the pros and cons of debt consolidation loans, balance transfers, and other debt consolidation solutions...
How to Consolidate DebtApr 25, 2024
If you understand the different ways how to consolidate debt, you will reduce your stress and more easily find the right way to get rid of debt.
How to Pay Off Debt Even in CollectionsApr 25, 2024
How to pay off debts even in collection | Learn your rights so a collector does not take advantage of you. Make sure you have to pay the debt and if so, then...
Fair Debt Collection Practices Act: Know Your RightsApr 25, 2024
The Fair Debt Collection Practices Act grants you rights as a consumer and restricts debt collectors' actions. Learn about verification, disputing debts, and...
Too Much DebtApr 25, 2024
Are you struggling with too much debt? How do you know if you have too much debt? Learn about signs showing if you have too much debt and if so, how to deal...
Finding the Best Loan Consolidation CompaniesApr 25, 2024
Finding the Best Loan Consolidation Companies | After you determine that loan consolidation is a smart choice, take the right steps to find the best company...
Debt Management PlanApr 25, 2024
Debt Management Plan | Credit counseling and DMP is one form of debt relief. Learn the steps to take to make Your Debt Management Plan work. Start by...
Judgment GarnishmentApr 25, 2024
Judgment Garnishment | The most common method used by judgment creditors to enforce judgments is wage garnishment, in which a judgment creditor would contact...
Credit Card DebtApr 25, 2024
Credit card debt | Get out of credit card debt for good with help from Bills.com. Find debt resources and information in one convenient place.
Credit Card Relief Programs Basics Apr 24, 2024
Credit Card Relief Programs | Free tips and advice, so you save money and find the right credit card relief program for your individual situation. Start by...
Consolidating DebtApr 24, 2024
Consolidating Credit | If you have good credit then look into a cash-out loan, or a personal loan. If you have bad credit you can find credit consolidation...
The Obama Credit Card Debt Relief ProgramApr 24, 2024
The 2009 Obama Credit Card Act exists, the Obama Credit Card Debt Relief Program does not. Be wary of false claims. Instead, to solve your debt problems...
Debt Free Solutions That WorkApr 24, 2024
Debt Free | Being in debt is stressful. Avoid bad credit and unhealthy debt. Get tips on good spending habits and find debt free solutions that work...
Non Profit Credit Card Consolidation ServicesApr 24, 2024
Non-profit Credit Card Consolidation Services | Some non-profit credit counseling services offer debt management programs. Non-profit does not mean...
Consolidation Loan and Debt Loan OptionApr 24, 2024
Consolidation Loan, Debt Loan | Consolidation is a type of debt loan. Another debt relief option is a payment loan consolidation, which combines your...
Trends in Mortgage Credit ScoresApr 23, 2024
The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..
Minimum Credit Score MortgageApr 23, 2024
Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....
Mortgage Tips - Getting an Affordable MortgageApr 23, 2024
Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...
Self-Employed and Getting a MortgageApr 23, 2024
Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...
Can I Afford This Mortgage?Apr 23, 2024
Whether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
Mortgage Fraud | Homeowners and Homebuyers BewareApr 23, 2024
Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...
Conforming Loan LimitsApr 23, 2024
Conforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...
CFPB | New Rules for High Cost Mortgage LoansApr 23, 2024
CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how to...
Qualified Mortgage Rule and Ability to Pay RuleApr 23, 2024
Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
Best Debt Relief OptionApr 23, 2024
Among non-bankruptcy debt relief options, debt settlement programs generally offer the lowest monthly payments,because they negotiate to reduce debt owed
Consolidating Bank of America DebtApr 23, 2024
Bank of America Debt Consolidation | Before you include Bank of America debt in a debt consolidation program, review how BofA will likely react. Make sure to...
Credit Counseling ReviewsApr 23, 2024
Credit Counseling Review | Use online Web sites and customer credit counseling reviews. But, most importantly shop around and learn what to look for, when...
Putting Together a Debt Reduction PlanApr 23, 2024
Debt Reduction Plan | Put together a debt reduction plan that meets your financial goals and situation. Learn about the steps it takes to...
Debt Relief PlansApr 23, 2024
Debt Relief Plans | The right debt relief plan for your individual situation, depends on your income, assets, and credit score. Make the best choice by ...
Credit Card Debt Relief CompaniesApr 23, 2024
Credit Card Debt Relief Companies - Options and Reviews | Debt Settlement companies offer one type of debt relief. Look for AFCC accreditation, and don't...
Compare Loan Consolidation RatesApr 23, 2024
Loan Consolidation Rates | Shop around. You will need a good credit score and strong income to qualify. Mortgage loan consolidation rates are...