Betsalel Cohen
Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.
Utility CollectionJul 22, 2024
Steps you can take to keep the heat and lights on when you cannot pay your utility bill. Learn the secrets of utility debt collection...
CFPB Supervisory Report | Credit MarketsJul 22, 2024
CFPB Supervisory Report | The CFPB issued its first supervisory report and identified problems in the mortgage and credit markets. Learn to be an educated...
Indiana Collection LawsJul 22, 2024
Learn the statute of limitations for credit card and other debts, and what amount is exempt from an account levy in Indiana. The first $350...
Bills.com Personal Loan Review MethodologyApr 6, 2024
Explore Bills.com's unique personal loan review methodology, designed to help you make informed decisions with detailed analysis of rates, terms, service, and more.
Best Bad Credit Personal Loans for February 2026Feb 1, 2026
Find the best personal loans for bad credit in [current_month] [current_year]. Compare rates, reviews, and options to consolidate debt or cover expenses.
Best Short-Term Loans for February 2026 (1)Feb 1, 2026
Find the best short-term loans fo [current_month] [current_year]. Compare rates, reviews, and options to find
No Credit Check Loans - What Are They & How to ApplyMar 30, 2024
No credit check loans are available, usually for small amounts, but they have high interest rates. Learn about the different types of no-credit check loans.
Best Home Improvement Loan for February 2026Feb 1, 2026
Explore personal loans for home improvements, renovations, and remodeling projects. Learn about loan options, requirements, and how to finance your dream home upgrade.
How to get a personal loanMar 8, 2024
Get a personal loan easily by following our step-by-step guide covering everything from checking your credit score to understanding the loan agreement.
Personal Loan CalculatorMar 1, 2024
Bills.com's Personal Loan Calculator lets you check various scenarios by changing the loan amount, interest rate, repayment period, and fees. Once you check...
Soft credit checks: Use them to your advantage before a hard credit checkFeb 25, 2024
Learn the difference between soft and hard credit checks, their impact on your credit score, and how to use soft checks to your advantage when applying for...
Personal loan: How long does it take to get approval and funding?Feb 25, 2024
Find out how long it takes to get a personal loan. Learn about typical approval timelines, ways to speed up the process, and timelines for different types of lenders.
Wyoming Mortgage RatesJan 16, 2024
Find out today's mortgage rates in Wyoming. Get mortgage rate quotes from the Bills.com network of lenders. Get information about shopping and qualifying for...
Vermont Mortgage Rates Jan 16, 2024
Find out today's mortgage rates in Vermont . Get mortgage rate quotes from the Bills.com network of lenders. Get information about shopping and qualifying for...
District of Columbia Mortgage RatesJan 16, 2024
Find out today's mortgage rates in the District of Columbia. Get mortgage rate quotes from the Bills.com network of lenders. Get information about shopping and qualifying for...
Mortgage RatesJan 16, 2024
Compare mortgage rates for purchase or refinance mortgage loans.
Credit Card DefaultNov 27, 2023
Consequences of Credit Card Default | The consequences of credit card default can be severe. Review the collection process and how to rebuild your...
Second Mortgage Charge-OffNov 27, 2023
Letting your second mortgage go into charge-off status puts you at the risk of foreclosure. Your options to avoid foreclosure, and how to handle a deficiency...
Second Mortgage ForeclosureNov 26, 2023
Learn the legal and financial complexities of second mortgage foreclosure, as well as alternatives to foreclosure such as loan workout plans and mortgage modifications,
Credit Life InsuranceNov 13, 2023
Credit life insurance can be purchased when borrowing for a vehicle (such as a car or truck), mortgage, or unsecured debt including credit card debt.
Student Loan & Credit Card DebtOct 31, 2023
Credit Card Debt and Student Loan | If you can't afford minimum payments learn about ways to organize your personal finances and find ways to...
6 Personal Loan MistakesJun 6, 2023
Avoid making simple personal loan mistakes that can cause you to get turned down, cost money, or unnecessarily expose you to financial harm. Protect yourself...
Cambridge Credit Counseling Review February 2026Feb 1, 2026
Cambridge Credit Counseling offers a large variety of counseling programs. Their debt management plan helps with credit card debt and other...
Credit Associates Review February 2026Feb 1, 2026
Credit Associates is a leading debt settlement company that negotiates with your creditors a debt reduction. Learn how to qualify and how their program...
Accredited Debt Relief Review February 2026Feb 1, 2026
Accredited Debt Relief is a debt settlement company that negotiates with your creditors a debt reduction. Learn about their program and how to qualify for...
Consolidated Credit Review February 2026Feb 1, 2026
Consolidated Credit is an experienced company that helps consumers find a debt relief program and offer a debt management plan that consolidates...
National Debt Relief Review February 2026Feb 1, 2026
National Debt Relief is a leading debt settlement company that negotiates with your creditors a debt reduction. Learn how to qualify and how their program...
Types of Personal LoansSep 6, 2022
There are different types of personal loans available. The most popular type is debt consolidation loans for a fixed period and fixed interest rate. However...
When to Refinance My HomeAug 31, 2022
Refinance My Home? If you are asking 'Should I refinance my mortgage?' or 'Is refinancing my home a good?' idea, then check out four good reasons to refinance your ...
Lowest Fixed Mortgage Rates Aug 2, 2022
Fixed mortgage rate | If you are looking for a long-term mortgage loan, consider a fixed mortgage rate loan first. The main advantage is steady monthly payments and...
Take Charge America ReviewSep 10, 2021
Read reviews of Take Charge America, a Consumer Credit Counseling form that offers debt management plans in all 50 states for consumers struggling with debt.
FHA Bailout | Changes in the FHA Loan Programs for 2013Jul 9, 2021
FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and maybe...
Emergency Fund CalculatorApr 29, 2020
Use the Bills.com Emergency Fund Calculator to find out how much you need to save to protect yourself in case of unexpected events. Calculate the amount...
Need a $12,000 LoanMar 30, 2020
It is possible to find a $12,000 loan. If you can’t afford the payments on a short-term personal loan, then look for a long-term mortgage or other...
Rebuilding Credit After Debt SettlementSep 13, 2019
Rebuilding Credit | Rebuild your credit after debt settlement by maintaining your budget, funneling your debt payments to savings, and following these tips to..
Calculate Your Net WorthJun 18, 2019
Net Worth Calculator | Your net worth is calculated by adding up your assets and subtracting your debts and liabilities. Track your wealth and improve your...
Check Your Savings BalancesJun 11, 2019
Savings Balance Calculator | Are you saving enough? Check your savings balances and track them. Your savings balances help you meet emergencies and build...
Budget CalculatorJun 11, 2019
Bills.com's Budget Calculator helps you get your spending on the right track. Knowing how you spend your money lets you get on top of your financial plan by ...
Unsecured Personal LoansMay 27, 2019
Unsecured personal loans are installment loans that do not require collateral. Your credit is an important factor to qualify. Use them to consolidate debt...
Apply for a Personal LoanMay 27, 2019
Apply for Personal Loan | Bills.com makes it easier than ever to apply for a personal loan. Use the rate table to check rates based on different...
Compare Personal Loan RatesMay 12, 2019
Personal loan rates vary. The most important factor is your credit score. Use Bills.com Personal Loan Rate table to find and compare offers. Also, check the APR
Trends in Home Equity Loans 2019Apr 28, 2019
Home Equity Loan Trends 2019 | Learn about how rising home prices and fluctuating interest rates affect your choices to tap into home equity. With...
Best Home Equity Loan RatesApr 21, 2019
Home Equity Loan Rates vary based on your credit score and the loan-to-value ratio. You can lock into a fixed rate or take a variable rate with...
Choose a Home Equity LoanApr 15, 2019
Choosing a Home Equity Loan Calculator helps you find the right type of loan. Do you want to refinance your current mortgage, take out a lump sum, or maybe...
Home Equity Loan CalculatorApr 15, 2019
Use Bills.com Home Equity Loan Calculator to find out how much money you can borrow against your home, your monthly payment, and the total Loan-to-Value ratio.
Compounded Interest CalculatorApr 14, 2019
Bills.com compound interest calculator shows you how you can boost your savings. Set your savings goals and then check how compound interest works by setting...
Budgeting and Job LossApr 8, 2019
Coping with a job loss is stressful, and many households feel that they might have a drop in income. Learn about concrete steps you can take to deal with...
Paying for College- Good Grades and Hard WorkMar 31, 2019
It's hard to get your college degree while raising kids. Add being a single, working mom to the task. Read stories of women who climb this mountain and succeed.
Emergency Savings InitiativesMar 24, 2019
Emergency fund initiatives are an important way to get households to improve their financial health. Programs that target lower-to-middle income households...
FHA vs ConventionalMar 21, 2019
FHA vs Conventional | Choosing an FHA loan or a conventional mortgage depends on a number of factors including your credit score, down payment and the costs..