Betsalel Cohen
Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working, he loves running and spending time with his family.
Second Mortgage Charge-OffNov 27, 2023
Letting your second mortgage go into charge-off status puts you at the risk of foreclosure. Your options to avoid foreclosure, and how to handle a deficiency...
Second Mortgage ForeclosureNov 26, 2023
Learn the legal and financial complexities of second mortgage foreclosure, as well as alternatives to foreclosure such as loan workout plans and mortgage modifications,
Credit Life InsuranceNov 13, 2023
Credit life insurance can be purchased when borrowing for a vehicle (such as a car or truck), mortgage, or unsecured debt including credit card debt.
Student Loan & Credit Card DebtOct 31, 2023
Credit Card Debt and Student Loan | If you can't afford minimum payments learn about ways to organize your personal finances and find ways to...
6 Personal Loan MistakesJun 6, 2023
Avoid making simple personal loan mistakes that can cause you to get turned down, cost money, or unnecessarily expose you to financial harm. Protect yourself...
National Debt Relief Review May 2024May 1, 2024
National Debt Relief is a leading debt settlement company that negotiates with your creditors a debt reduction. Learn how to qualify and how their program...
Credit Associates Review May 2024May 1, 2024
Credit Associates is a leading debt settlement company that negotiates with your creditors a debt reduction. Learn how to qualify and how their program...
Consolidated Credit Review May 2024May 1, 2024
Consolidated Credit is an experienced company that helps consumers find a debt relief program and offer a debt management plan that consolidates...
Cambridge Credit Counseling Review May 2024May 1, 2024
Cambridge Credit Counseling offers a large variety of counseling programs. Their debt management plan helps with credit card debt and other...
Accredited Debt Relief Review May 2024May 1, 2024
Accredited Debt Relief is a debt settlement company that negotiates with your creditors a debt reduction. Learn about their program and how to qualify for...
Negotiate Medical BillsOct 17, 2022
Less than 15% of consumers ask their doctor to negotiate a medical bill. Approximately 40% of people who ask for a discount receive one. Here is how to...
Types of Personal LoansSep 6, 2022
There are different types of personal loans available. The most popular type is debt consolidation loans for a fixed period and fixed interest rate. However...
When to Refinance My HomeAug 31, 2022
Refinance My Home? If you are asking 'Should I refinance my mortgage?' or 'Is refinancing my home a good?' idea, then check out four good reasons to refinance your ...
Lowest Fixed Mortgage Rates Aug 2, 2022
Fixed mortgage rate | If you are looking for a long-term mortgage loan, consider a fixed mortgage rate loan first. The main advantage is steady monthly payments and...
Take Charge America ReviewSep 10, 2021
Read reviews of Take Charge America, a Consumer Credit Counseling form that offers debt management plans in all 50 states for consumers struggling with debt.
FHA Bailout | Changes in the FHA Loan Programs for 2013Jul 9, 2021
FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and maybe...
Emergency Fund CalculatorApr 29, 2020
Use the Bills.com Emergency Fund Calculator to find out how much you need to save to protect yourself in case of unexpected events. Calculate the amount...
Need a $12,000 LoanMar 30, 2020
It is possible to find a $12,000 loan. If you can’t afford the payments on a short-term personal loan, then look for a long-term mortgage or other...
Rebuilding Credit After Debt SettlementSep 13, 2019
Rebuilding Credit | Rebuild your credit after debt settlement by maintaining your budget, funneling your debt payments to savings, and following these tips to..
Calculate Your Net WorthJun 18, 2019
Net Worth Calculator | Your net worth is calculated by adding up your assets and subtracting your debts and liabilities. Track your wealth and improve your...
Check Your Savings BalancesJun 11, 2019
Savings Balance Calculator | Are you saving enough? Check your savings balances and track them. Your savings balances help you meet emergencies and build...
Budget CalculatorJun 11, 2019
Bills.com's Budget Calculator helps you get your spending on the right track. Knowing how you spend your money lets you get on top of your financial plan by ...
Unsecured Personal LoansMay 27, 2019
Unsecured personal loans are installment loans that do not require collateral. Your credit is an important factor to qualify. Use them to consolidate debt...
Apply for a Personal LoanMay 27, 2019
Apply for Personal Loan | Bills.com makes it easier than ever to apply for a personal loan. Use the rate table to check rates based on different...
Compare Personal Loan RatesMay 12, 2019
Personal loan rates vary. The most important factor is your credit score. Use Bills.com Personal Loan Rate table to find and compare offers. Also, check the APR
Personal Loans for Bad CreditMay 12, 2019
Personal loans for bad credit are one option if you are struggling and need money quick. Bad credit personal loans are especially helpful to cover emergencies.
Trends in Home Equity Loans 2019Apr 28, 2019
Home Equity Loan Trends 2019 | Learn about how rising home prices and fluctuating interest rates affect your choices to tap into home equity. With...
Best Home Equity Loan RatesApr 21, 2019
Home Equity Loan Rates vary based on your credit score and the loan-to-value ratio. You can lock into a fixed rate or take a variable rate with...
Choose a Home Equity LoanApr 15, 2019
Choosing a Home Equity Loan Calculator helps you find the right type of loan. Do you want to refinance your current mortgage, take out a lump sum, or maybe...
Home Equity Loan CalculatorApr 15, 2019
Use Bills.com Home Equity Loan Calculator to find out how much money you can borrow against your home, your monthly payment, and the total Loan-to-Value ratio.
Compounded Interest CalculatorApr 14, 2019
Bills.com compound interest calculator shows you how you can boost your savings. Set your savings goals and then check how compound interest works by setting...
Budgeting and Job LossApr 8, 2019
Coping with a job loss is stressful, and many households feel that they might have a drop in income. Learn about concrete steps you can take to deal with...
Paying for College- Good Grades and Hard WorkMar 31, 2019
It's hard to get your college degree while raising kids. Add being a single, working mom to the task. Read stories of women who climb this mountain and succeed.
Emergency Savings InitiativesMar 24, 2019
Emergency fund initiatives are an important way to get households to improve their financial health. Programs that target lower-to-middle income households...
FHA vs ConventionalMar 21, 2019
FHA vs Conventional | Choosing an FHA loan or a conventional mortgage depends on a number of factors including your credit score, down payment and the costs..
FHA Loan RequirementsMar 17, 2019
FHA Loan Requirements have lenient credit score and down payment guidelines. Also, FHA loan income requirements allow for debt-to-income levels as high as...
FHA Mortgage InsuranceMar 10, 2019
FHA Mortgage Insurance adds to the cost of your FHA mortgage loan;
FHA Credit RequirementsMar 9, 2019
FHA Credit Score Requirements are low! DO you have a low credit score? FHA loans have a lower credit score requirement than conventional mortgages, and also...
Working Mom Paying for Her CollegeMar 1, 2019
It's hard to get your college degree while raising kids. Add being a single, working mom to the task. Read stories of women who climb this mountain and succeed.
Financial GoalsMar 1, 2019
Setting financial goals is crucial to your financial health. Don't settle for a general plan. Make specific goals to improve your savings, spending, and...
Borrow MoneyMar 1, 2019
Borrowing money is one of your key financial building blocks. Learning to get a loan and how to manage your debt are two tasks that are crucial to ...
Emergency Fund: Why You Need OneFeb 28, 2019
An emergency fund is your best cushion for an unexpected expense or a loss of income. It takes time to build the six months worth of living expenses you...
Personal Loan for APR CalculatorFeb 28, 2019
Use the Bills.com APR Calculator to determine the annual percentage rate for your personal loan. When you shop for a personal loan check the nominal
Financial LiteracyFeb 28, 2019
Financial Literacy is crucial in today's market to understand and manage your budget, debt, and savings. It isn't about complex financial formulas, but you...
Your Financial Well-Being- Why You Should CareFeb 28, 2019
Financial wellness affects your health and job productivity. The CFPB measures financial wellness by combining financial measures with psychological and...
Monthly Savings CalculatorFeb 28, 2019
Check your monthly saving with Bills.com's Monthly Savings Calculator. Are you saving enough money for emergencies and retirement? Do you have an investment...
Spending Money WiselyFeb 28, 2019
Spending your money wisely helps pay your bills, buy things you want, and save for the future. Spending is a key factor in your financial health. Learn how to..
Debt to Income Ratio: Learn, Calculate, and ImproveFeb 28, 2019
Your debt to income ratio (DTI) shows you how much of your income you use to pay certain debts. If too much of your income is used paying off debt, then you...
FHA Loan Limits - 2019Feb 17, 2019
FHA Loan Limits | FHA loan limits in 2019 increase for many areas. FHA loans are a popular choice for homebuyers and with low...
Personal LoansFeb 3, 2019
Personal Loans can help you consolidate debt, pay for emergencies, or larger purchases. Use Bills.com online tool to compare offers and shop for...