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Home Equity Loans Articles

Should You Use a Home Equity Loan to Consolidate Debt?

Brittney MyersApril 27, 2026

A home equity loan could help you consolidate high-interest debt into one fixed payment. Learn how it works, what it costs, and when it makes sense.

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Home Equity Loan Refinance: When to Do It and How to Get Started

Brittney MyersApril 27, 2026

Thinking about refinancing your home equity loan? Learn the three ways to do it, what you need to qualify, and when it's actually worth the cost.

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Can You Use a Home Equity Loan for Business?

Brittney MyersApril 27, 2026

A home equity loan could fund your business, but your home is on the line. Here's how it works, what it costs, and when it could make sense.

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Is HELOC or Home Equity Loan Interest Tax Deductible?

Gina Freeman (Pogol)April 27, 2026

HELOC and home equity loan interest may be tax deductible, but only under specific IRS conditions. Learn what qualifies and how to check if you can claim it.

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How to Get a Home Equity Loan With Bad Credit

Gina Freeman (Pogol)April 27, 2026

A lower credit score doesn’t close the door on home equity. Learn what lenders look for, which options may still work, and how to improve your odds.

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Home Equity Loan vs. Car Loan: Which Is the Better Deal?

Brittney MyersApril 23, 2026

Comparing a home equity loan to a car loan? Learn the key differences, real risks, and which option fits your situation.

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HELOC vs. Home Equity Loan: Which Is Right for You?

Gina Freeman (Pogol)April 23, 2026

Comparing a HELOC vs. a home equity loan? Learn how each works, which costs less, and which fits your goals. Make the right call for your situation.

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Using a Home Equity Loan for Home Improvements

Betsalel CohenApril 20, 2026

Planning a renovation? Learn how a home equity loan works for home improvements, how it compares to a HELOC and personal loan, and how to choose the right option.

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How to Get a Home Equity Loan

Gina Freeman (Pogol)April 18, 2026

Learn how to get a home equity loan step by step, from checking your equity to closing the loan. Understand requirements, documents, and what to expect.

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Home Equity Loan vs. Cash-Out Refinance: Which Option Actually Costs Less?

Gina Freeman (Pogol)April 17, 2026

A cash-out refinance may offer a lower rate, but that may not mean it costs less. Learn how surcharges, closing costs, and your existing mortgage rate determine which option could save you more.

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What is a Home Equity Loan?

Betsalel CohenApril 17, 2026

A home equity loan lets you borrow a lump sum against your home's equity with fixed payments. Learn what it is, how it's structured, and what to know before you apply.

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HELOCs in California: Rates, Requirements, and What Makes Them Different

Betsalel CohenApril 17, 2026

California HELOCs come with bigger borrowing power and state-specific protections. Learn what rates, requirements, and lenders look like in the Golden State.

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How Does a Home Equity Loan Work?

Brittney MyersApril 11, 2026

A home equity loan lets you borrow a lump sum against your home's equity at a fixed rate. Learn how it works, how much you could borrow, and what to watch out for.

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Home Equity Loan Requirements

Betsalel CohenMarch 23, 2026

Find out what lenders look for before approving a home equity loan — equity, credit score, DTI, income, and more. Know where you stand before you apply.

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Home Equity Loan

Rebecca LakeMay 3, 2022

Learn how to get and use a home equity loan, home equity loan interest rates and closing costs. Compare home equity loans to cash-out refinancing.

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Trends in Home Equity Loans 2019

Betsalel CohenApril 28, 2019

Home Equity Loan Trends 2019 | Learn about how rising home prices and fluctuating interest rates affect your choices to tap into home equity. With...

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Best Home Equity Loan Rates

Betsalel CohenApril 21, 2019

Home Equity Loan Rates vary based on your credit score and the loan-to-value ratio. You can lock into a fixed rate or take a variable rate with...

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Choose a Home Equity Loan

Betsalel CohenApril 15, 2019

Choosing a Home Equity Loan Calculator helps you find the right type of loan. Do you want to refinance your current mortgage, take out a lump sum, or maybe...

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Car Purchase & Home Equity Loan

Mark CappelJuly 7, 2008

Learn about the pros and cons of using your home equity to puchase a car. Find. Learn. Save, at Bills.com

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Adjustable Rate Home Equity Loan

Mark CappelJune 2, 2008

Get all the information and resources you need, to help you save on your home equity loan, at Bills.com

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