Mortgage Assistance Articles

Late Mortgage Payments

My husband is always late with the mortgage payments, will this affect my credit?

HELOC Foreclosure

Foreclosure on HELOC | If you are current on your first mortgage and become delinquent on your HELOC, the second mortgage lender has the legal right to...

Loan Modification & Forbearance

If you are employed and remain current in your payment program, there is a good chance the modification plan will become permanent.

How Do I Remove My Self as a Co-signer on a Mortgage?

I'm a co-signer with my ex-girlfriend on a mortgage. How do I remove myself from the mortgage?

What Are My Options If I Can't Afford My Home?

Options if You Can't Afford Home |If you cannot afford your mortgage payments look for foreclosure avoidance options. You can do a short sale...

WV Mobile Home Foreclosure

West Virginia Mobile Home Foreclosure | Under West Virginia law, a deficiency judgment may not be obtained when a property in foreclosure is sold...

Financing Short Sale

I had pre-approval to buy a home in a short-sale, and the lender backed out at the last minute. What can I do?

HAMP

HAMP | How do I get started with the Home Affordable Refinance Program (HAMP)? Learn about eligibility requirements, who to contact and how to ....

Can My Name Be Taken off a Mortgage?

Can My Name Be Taken off a Mortgage and have my ex-husbands name put on the mortgage?

First Mortgage Payment

Want to know how to make a mortgage payment for the first time?

Our Second Mortgage Company Won't Subordinate Its Loan

I want to refinance our first mortgage, but the second mortgage holder won't subordinate. What can we do?

Second Mortgage Foreclosure

Can the lender of a second mortgage foreclose on my home if the first mortgage is current?

Deed In Lieu Of Foreclosure vs. Short Sale

Deed in Lieu of Foreclosure vs. Short Sale | Review the pros and cons of accepting a deed in lieu of foreclosure and how it compares to a short sale. Start by..

My Lender Lost My Deed in Lieu of Foreclosure

Am I obligated to resend my mortgage company another copy of my deed in lieu of foreclosure?

Short Sale or Foreclosure?

What to do when you can't afford to make your house payments. Short sale or foreclosure?

Problems with HUD

The fact that a home is sold subject to a lien does not absolve the original debtor from his personal liability for the debt, learn more about HUD loan regulat

Help to Stop Foreclosure

Tips on how to stop foreclosure.

Mortgage Modification and Credit Impact

Information on how a mortgage modification might affect you credit. Get more tips on mortgages and credit on Bills.com

Consequences of Foreclosure

A foreclosure can turn out to be a real painful process, read about people's experiences and know your options at Bills.com

Consequences of Walking Away From Mortgage

Walking away from a mortgage | Walking away from a mortgage has serious consequences. Free advice from Bills.com about the consequences of walking away from a m

Foreclosure and Credit Cards

Learn about universal default clause on credit cards and see what can happen to your credit card debt in case of a foreclosure.

The Hope for Homeowners Program

Hope for Homeowners (H4H) program primarily calls for voluntary principal reduction to 90% of the current home value. Read more at Bills.com

Help With Foreclosure

Getting Help with Foreclosure | Before you reach the foreclosure stage make sure you try other options including loan modification, short sell, or...

1099 Income From Short Sale

1099-C from Short Sale | If you a 1099-C from your lender after a short sale, you need to know how to avoid paying taxes on the forgiven debt. Start by...

Dismissal of Deed in Lieu

If a deed-in-lieu of foreclosure is filed after foreclosure proceedings have started, the lender will file a dismissal of the foreclosure. You then need to...

Home Equity Loan After a Foreclosure

Read all about the after effects of a foreclosure. Find helpful tips and advice for free at Bills.com

Second Home in Foreclosure

If you let go of your second home because you are upside down on the mortgage, you might be putting your primary home at risk of foreclosure.

California Recourse Loan

California recourse loan | Get information on California recourse loans. Bills.com has the information on mortgages that will help you save money.

Default on Second Mortgage

Learn what will happen if you default on your second mortgage. Bills.com has a wealth of information about mortgages.

Upside Down on Mortgage

Upside down on Mortgage | See what options are available if your home is now worth less than what you owe on your mortgage. Get your mortgage information on Bi

Short Sale on Credit Score

How a short sale can effect your credit report. Get more information about mortgages at Bills.com, Find. Learn. Save.

Consequences of Default on a Second Mortgage

If you go delinquent on your second mortgage, the lender can foreclose on your house and property. Read more about consequences of default on mortgages at Bill

Voluntary Surrender of Home to Lender

Voluntarily Surrender of Home to Lender. Read about the resources and options available to you if you are considering a voluntary surrender of your home...

Home Loan Payment Assistance

Having a tough time with you mortgage, there is help available to consumers like who are unable to meet their mortgage payments. Read more at Bills.com

Mortgage Probate

When someone dies the executor normally sorts out their finances and then distributes what's left according to the will. Read more about Mortgage Probate at Bi

Mortgage Help

Let Bills.com help you get mortgage help and advice if you are struggling and behind on your mortgage

How to Avoid Foreclosure

If you face foreclosure, let Bills.com help you avoid foreclosure so that you can keep your home and save money.

Mortgage debt advice

Get mortgage debt advice regarding your home loan and discover ways to stay out of debt. Free advice from Bills.com.

Behind on mortgage payment

If you want to refinance to consolidate debt, read this account of exactly what you should do. Courtesy of Bills.com.

Sub-Prime Loan Debt Consolidation

Will taking a sub prime home equity line of credit to consolidate credit card debt help improve my FICO score or hurt it because it is sub prime?

Defaulting on home loan

Learn about defaulting on a home loan and if a lender can make you sell you 2nd home to pay for the loan of the first.

Foreclosure Short Sale

Considering foreclosure or a short sale? Let Bills.com give you the advice you need to effectively plan and to avoid foreclosure.

Help with mortgage payments

If you need help with mortgage payments, discover what your options are. You'll find your answer on the Bills.com Blog.