Mortgage Assistance Articles
Learn about judicial foreclosure, non-judicial foreclosure, and how each type works. Get the information you need from Bills.com.
Read moreRead a personal story about foreclosure and get foreclosure advice that can help you avoid or deal with a looming foreclosure. Free information from Bills.com.
Read morePaying off a Mortgage | You can choose to pay off your mortgage any time you want, without penalty, unless your mortgage specifies that you have to pay...
Read moreAssumable Mortgage and Estate | An assumable mortgage is a mortgage that can be transferred from a seller to a buyer. Check your contract and contact...
Read moreYour mother will be evicted if she continues to fail to pay the mortgage, the house will be auctioned or added as a real-estate-owned (REO) property in the mult
Read moreMaking extra mortgage payments will decrease your balance faster so you can capitalize on today's low rates.
Read moreIf you're behind in payments, avoid foreclosure by refinancing or obtaining a loan modification.
Read moreMortgage Note, Deed and Title | A mortgage loan almost always includes a personal note and deed on the property. If there is a discrepancy between...
Read moreA mortgage consists of two documents: a note (or bond); and the mortgage itself. A deed conveys the title.
Read moreSix options to get help with an upside down mortgage where you Owe More than My House is Worth. Bills.com has the tips to help you save.
Read moreMortgage Foreclosure Missouri | Missouri has no anti-deficiency laws, so you will be liable for any money owed after a foreclosure. Look for...
Read moreShort Sale to Avoid Foreclosure
Free tips on how to avoid foreclosure. Learn about the short sale process and deed-in-lieu of foreclosure
Read moreNegotiate Mortgage Settlement | You have options to negotiate a mortgage settlement. Consult with an attorney about your bankruptcy options. Learn to...
Read moreGeorgia Mortgage Foreclosure & Short Sale
Talk to your mortgage servicer about a short sale now and see what you need to do to qualify. Short sales are common and thousands of homes are bought and sold
Read moreHelp with Bank of America mortgage modification
Bank of America Mortgage Modification | Free tips on how to deal with a Bank of America mortgage modification. Begin by ...
Read moreWant to Move But Don't Want to Sell House
A foreclosure will free you from the property, but at the expense of, among other things, your credit score.
Read moreNegotiate Short Sale | Work closely with your lender. Before negotiating with the lender review your bankruptcy options. Seek out alternatives such as...
Read moreSaxon Mortgage Principal Reduction
Saxon Mortgage Services claims to offer repayment and forbearance plan, loan modifications, short sales, debt forgiveness, and deeds in lieu of foreclosure.
Read moreCalifornia Short Sale | California Short Sale rules were changed by California SB 458. CCP 580e outlaws a deficiency judgment under a note secured by a deed of
Read moreEquator is a computer database and workflow system developed by a third party and implemented by Bank of America to handle short sales.
Read moreA short sale is where a mortgagee (most likely a bank) agrees to the sale of a property for less than the balance of the loan. The new owner...
Read moreBank of America Foreclosure & Mortgage Modification
Try to learn if the foreclosure notice is a prelude to Bank of America initiating a foreclosure, or if it is legal placeholder designed to preserve the bank's r
Read moreWisconsin Second Mortgage Foreclosure
Learn the rules for foreclosure on first and second mortgages in Wisconsin, and steps you can take to avoid foreclosure.
Read moreForeclose on Second Deed of Trust
Foreclose on Second Deed of Trust | A second mortgage can be foreclosed upon even if the first mortgage is current. Check your loan documents, speak to ...
Read moreShort Sale on HELOC | If you allow a foreclosure you will face a deficiency balance. You will also need to buy a new property or pay rent, which are new...
Read moreChapter 13 vs. Deed in Lieu of Foreclosure
Chapter 13 vs. Deed in Lieu of Foreclosure | If you cannot afford your mortgage payments look into options including a modification, bankruptcy or deed-in-lieu.
Read moreA mortgage is a contract. A divorce is a contract. One does not trump the other. Just because a judge signs a divorce decree does not make the divorce any more
Read moreStrategic mortgage default is where a homeowner voluntarily walks away a mortgage because the balance of the mortgage(s) is greater than the fair market value o
Read moreShort Sale Selling | If you sell your home for less than you owe on it, you may be liable for a deficiency balance, depending on your state laws. Check...
Read moreCalifornia divorce mortgage | In a California divorce, mortgage lenders are not bound by a divorce decree. If your spouse does not comply with the decree...
Read moreMortgage Foreclosure Nevada | You may be liable for a deficiency balance in Nevada after a foreclosure. Look into the MHA programs including HAFA and...
Read moreHome Affordable Refinance Program (HARP) allows home owners to refinance their existing mortgages to current low interest rates even if their LTV is greater tha
Read moreMichigan is a recourse state, and a mortgagee can foreclose judicially or non-judicially. Learn more about your rights and liabilities at Bills.com
Read moreVirginia is a recourse state. Learn what this means, and other foreclosure rules for Virginia at Bills.com
Read moreMortgage Foreclosure Georgia | Look into foreclosure avoidance options including the HAFA program. HAFA sets guidelines for short sales and deeds in lieu...
Read moreMortgage Foreclosure California
Second Mortgage California | California's non-recourse and anti-deficiency laws may protect you against a second mortgage foreclosure. Also, your taxes...
Read moreRight of Redemption Foreclosure
The right of redemption comes into play when a homeowner loses a home to foreclosure, then immediately after receives a windfall and wants to reenter the home.
Read moreMortgage Loan Modification | If you are unable to pay for the mortgage, then look into a modification or other foreclosure avoidance options such as...
Read moreYou have several options if you either cannot afford your mortgage payments or wish to sell a house that has a market value less than the balance of the mortgag
Read moreCan I Default On My Mortgage Without Any Consequences?
Can I default on my mortgage without any consequences? | Free tips from bills.com about the consequences of defaulting on a mortgage.
Read moreHomeowners who have suffered a temporary loss of income resulting in a late mortgage but can demonstrate income has returned to its previous level may be able t
Read moreThe Mortgage Forgiveness Debt Relief Act of 2007 allows taxpayers to exclude income from the discharge of debt on their principal residence.
Read moreShould I Do A Deed In Lieu of Foreclosure?
Deed in Lieu of Foreclosure | If you are having trouble paying your mortgage, then speak to your lender about doing a deed in lieu of foreclosure. Compare...
Read moreA homestead exemption in protects the debtor/homeowner's equity up to the amount of the exemption.
Read moreLenders foreclose on second mortgages only as a way of limiting losses on a defaulted loan. Learn how to avoid...
Read moreMortgage charge-off |A mortgage is a written pledge of property used as security for the repayment of a loan. The property you purchase is the collateral for...
Read moreThe creditor has legal rights to the property as the debtor pay off the mortgage. However, debtor has rights, too.
Read moreMortgage Collections | If your are in default on your second mortgage, it is possible that the lender will sell the loan to a collection agency. Make sure...
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