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Personal Loans Articles

Bills.com Personal Loan Review Methodology

Betsalel CohenApril 6, 2024

Explore Bills.com's unique personal loan review methodology, designed to help you make informed decisions with detailed analysis of rates, terms, service, and more.

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Best Short-Term Loans for December 2024 (1)

Betsalel CohenMarch 31, 2024

Find the best short-term loans fo [current_month] [current_year]. Compare rates, reviews, and options to find

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Best Bad Credit Personal Loans for December 2024

Betsalel CohenMarch 31, 2024

Find the best personal loans for bad credit in [current_month] [current_year]. Compare rates, reviews, and options to consolidate debt or cover expenses.

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No Credit Check Loans - What Are They & How to Apply

Betsalel CohenMarch 30, 2024

No credit check loans are available, usually for small amounts, but they have high interest rates. Learn about the different types of no-credit check loans.

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Best Home Improvement Loan for December 2024

Betsalel CohenMarch 29, 2024

Explore personal loans for home improvements, renovations, and remodeling projects. Learn about loan options, requirements, and how to finance your dream home upgrade.

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How to get a personal loan

Betsalel CohenMarch 8, 2024

Get a personal loan easily by following our step-by-step guide covering everything from checking your credit score to understanding the loan agreement.

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Personal Loan Calculator

Betsalel CohenMarch 1, 2024

Bills.com's Personal Loan Calculator lets you check various scenarios by changing the loan amount, interest rate, repayment period, and fees. Once you check...

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Personal loan: How long does it take to get approval and funding?

Betsalel CohenFebruary 25, 2024

Find out how long it takes to get a personal loan. Learn about typical approval timelines, ways to speed up the process, and timelines for different types of lenders.

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Soft credit checks: Use them to your advantage before a hard credit check

Betsalel CohenFebruary 25, 2024

Learn the difference between soft and hard credit checks, their impact on your credit score, and how to use soft checks to your advantage when applying for...

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6 Personal Loan Mistakes

Betsalel CohenJune 6, 2023

Avoid making simple personal loan mistakes that can cause you to get turned down, cost money, or unnecessarily expose you to financial harm. Protect yourself...

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How Using a Cosigner Can Help You Get a Personal Loan

Rebecca LakeDecember 25, 2022

Applying for a personal loan with a cosigner could make it easier to get approved and help you snag a great interest rate. Choosing the right person to cosign...

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Personal Loan vs. Home Equity Loan: Which Is Right for You?

Richard BarringtonDecember 25, 2022

A home equity loan might have a lower rate than a personal loan, but you still might pay more in interest charges. Find out more here.

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Best Personal Loans To Pay Off Credit Card Debt December 2024

Richard BarringtonDecember 17, 2022

A personal loan can save you money on your credit card debt, but there’s a serious potential downside. Learn more.

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Should You Take a Holiday Loan?

Richard BarringtonDecember 6, 2022

A holiday loan is a personal loan that you use to pay for vacation and holiday expenses. It should be a fairly short-term loan, since these are expenses you’re going...

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Medical Loans: Should you use a personal loan to pay for medical procedures?

Rebecca LakeDecember 2, 2022

Medical loans are unsecured personal loans that can be used to cover health care costs. Compare loan options, plus alternative financing for medical expenses.

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What is a signature loan and how does it work?

Richard BarringtonNovember 26, 2022

Signature loans are personal loans with no collateral. If your credit score is low, then use a co-borrower. Learn how to take a signature loan and the best loans…

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Personal Line of Credit vs Personal Loan

Richard BarringtonNovember 26, 2022

The main differences between a personal line of credit and a personal loan are the types of interest rates and how you receive money…..

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Christmas Loans: How Should You Pay for Your Holiday?

Erik MartinNovember 9, 2022

Christmas loans, if used properly, can help you plan your holiday gifts, travels, and entertainment and save money. However, if you don't...

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What Is a Personal Line of Credit?

Rebecca LakeNovember 2, 2022

A personal line of credit is similar to a credit card. The lender provides a maximum amount you can borrow and minimum payments based on a variable interest rate.

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Types of Personal Loans

Betsalel CohenSeptember 6, 2022

There are different types of personal loans available. The most popular type is debt consolidation loans for a fixed period and fixed interest rate. However...

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FreedomPlus

Daniel CohenMarch 21, 2021

FreedomPlus offers unsecured lenders to borrowers with less than excellent credit. Maximum loan amounts are $40,000. Be sure you compare the...

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Low Interest Personal Loans

Daniel CohenMarch 30, 2020

Low Interest Personal Loans are a possible way to pay off credit cards at a lower cost. You need good credit and stable income, but personal loans can help...

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Need a $12,000 Loan

Betsalel CohenMarch 30, 2020

It is possible to find a $12,000 loan. If you can’t afford the payments on a short-term personal loan, then look for a long-term mortgage or other...

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Citi Flex

Daniel CohenJuly 26, 2019

With Citi Flex Loan, you may be eligible to turn a portion of your Citi card's available credit line into a fixed-interest loan.

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Unsecured Personal Loans

Betsalel CohenMay 27, 2019

Unsecured personal loans are installment loans that do not require collateral. Your credit is an important factor to qualify. Use them to consolidate debt...

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Apply for a Personal Loan

Betsalel CohenMay 27, 2019

Apply for Personal Loan | Bills.com makes it easier than ever to apply for a personal loan. Use the rate table to check rates based on different...

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Best Personal Loan Companies

Daniel CohenMay 20, 2019

Learn about the best personal loan companies. Check out how lenders compare based on the loan amount, credit requirements and rates. Read brief reviews or...

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Prosper Personal Loan

Daniel CohenMay 15, 2019

Prosper is a peer-to-peer personal loan lender that offers unsecured personal loans from $2,000 to $40,000 with a minimum credit score of 640. You can check if

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Compare Personal Loan Rates

Betsalel CohenMay 12, 2019

Personal loan rates vary. The most important factor is your credit score. Use Bills.com Personal Loan Rate table to find and compare offers. Also, check the APR

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Personal Loan for APR Calculator

Betsalel CohenFebruary 28, 2019

Use the Bills.com APR Calculator to determine the annual percentage rate for your personal loan. When you shop for a personal loan check the nominal

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Personal Loans

Betsalel CohenFebruary 3, 2019

Personal Loans can help you consolidate debt, pay for emergencies, or larger purchases. Use Bills.com online tool to compare offers and shop for...

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Personal Loan Trends

Betsalel CohenMarch 11, 2018

According to Transunion Q4 Insight Report personal loan balances and originations increased in 2017. They expect that the personal loan market will continue...

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Need Personal Loan

Mark CappelDecember 9, 2009

Need Personal Loan | If you are struggling to pay bills, then personal loans are not usually a good alternative. Create a budget and seek debt relief...

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