Personal Loans Articles

CashCall Personal Loans Review September 2026

CashCall Personal Loans are an option of last resort. Read our take on this personal loans lender.

Citi Personal Loans Review September 2026

Citi personal loans offer fixed-rate personal loans with zero fees, and same-day funding for Citi customers. Read our updated review.

Boeing Employees' Credit Union (BECU) Personal Loan Review September 2026

BECU offers a fixed-rate personal loan of $1,000 to $50,000 with no origination fee and terms up to seven years, but membership is required to borrow.

Personal Loan Lenders: How to Compare Banks, Credit Unions, and Online Lenders

Compare personal loan lenders by type. Learn how banks, credit unions, and online lenders differ on rates, fees, and who they lend to.

U.S. Bank Personal Loan Review September 2026

U.S. Bank's no-fee personal loan starts at 9.24% APR, but the lowest rate needs 800+ credit and a home-improvement purpose. See if it fits your needs.

How to Compare Personal Loan Rates Before You Borrow

Compare personal loan rates the right way: check the APR, not the interest rate. See how fees, terms, and credit tiers change what you really pay.

Best Credit Unions for Personal Loans in 2026: How to Compare Your Options

Compare the best credit unions for a personal loan by rate, fees, and membership rules, then prequalify with a soft credit check before you apply.

Best Personal Loans for Fair Credit September 2026

Compare the best personal loans for fair credit (580 to 669). See APRs, origination fees, and which lenders let you pre-qualify with a soft credit check.

Truist Personal Loan Review September 2026

An unsecured personal loan underwritten by Truist Bank through its LightStream division: $5,000 to $100,000, terms from 24 to 240 months.

Best Small Personal Loans: Where to Look and What to Avoid

Compare where to find a small personal loan, what it costs, and how to avoid rates above the 36% predatory-lending line before you apply.

Banks That Offer Personal Loans

Compare banks that offer personal loans, including rates, loan amounts, and eligibility, so you can find the option that fits your credit and goals.

Digital Federal Credit Union Personal Loan Review September 2026

DCU offers a Signature Personal Loan with no origination fee and a fixed rate from 11.99% APR, but membership is required and several core terms are not published.

PenFed Personal Loan Review September 2026

PenFed's personal loan has no origination fee and a low, capped APR, but it requires membership and good to strong credit. See rates, terms, and how to apply.

Citizens Bank Personal Loan Alternatives September 2026

Citizens Bank no longer originates personal loans, but it still services existing ones. See where to apply instead, plus alternatives like SoFi and LightStream.

Golden 1 Personal Loan September 2026 Review

Golden 1 personal loans pair a low starting APR and no origination fee with California-focused membership. Compare rates, terms, and requirements.

Earnest Personal Loan Review September 2026

Earnest offers direct personal loans of $3,000 to $50,000 with no mandatory fees and no minimum income requirement, but rates can run up to 25.24% APR. See if it fits.

Integra Credit Personal Loan Review September 2026: Rates, Terms, and How It Compares

Integra Credit offers $500 to $3,000 loans for bad credit with APRs up to 399%. See rates, fees, states served, and how it compares before you apply.

Regions Bank Personal Loan September 2026 Review

Compare Regions Bank personal loans: 8.74% to 29.99% APR, no origination fee, $2,000 to $50,000. Requires a Regions account open at least six months.

Best Online Lenders for Personal Loans September 2026: Compare Rates and Fees

Compare the best online lenders for personal loans. See real APR ranges, origination fees, and what the advertised rate actually requires.

How to Get a Personal Loan (and What It Takes to Qualify)

Learn how to get a personal loan step by step, from checking your credit to comparing offers and applying with confidence.

Best Bad Credit Personal Loans

Compare the best bad credit personal loans. See APR ranges, lenders that weigh more than your score, and how to prequalify with a soft credit check.

Fifth Third Bank Personal Loan Review September 2026

Fifth Third Bank personal loan review: no origination or prepayment fees, but no prequalification and online applications require an existing account.

Best Short-Term Loans: Compare Rates, Lenders, and Terms

Compare the best short-term loans by credit score, rate, and funding speed. See how they stack up against payday loans before you apply.

Santander Personal Loan September 2026 Review

Santander paused new personal loan applications in May 2025. See what that means, the last-published terms, and personal loan alternatives lending now.

LendingPoint Personal Loan Review September 2026

LendingPoint offers fast personal loans for fair credit, with an origination fee up to 10% and no co-signer option. Compare rates and requirements.

Best Personal Loans to Pay Off Credit Card Debt

Compare fixed-rate personal loans to pay off credit card debt. See top lenders, APR ranges, and direct-pay options.

How Long Does It Take to Get a Personal Loan?

Money from a personal loan could come same-day—or take a week or more. It all depends on you and your lender. See the timeline and what can speed it up.

Best Personal Loan Companies

Compare the best personal loan companies by rate, fee, and credit tier. See which lenders fit your needs and prequalify without hurting your credit.

Bills.com Personal Loan Review Methodology

Learn how Bills.com evaluates personal loan lenders—the six criteria, scoring scale, and data sources behind every review on the site.

How Do Personal Loans Work?

A personal loan gives you a lump sum of cash you repay in fixed monthly installments. Learn more about your personal loan options here.

How to Prequalify for a Personal Loan

Prequalify for a personal loan to preview your rate and terms. See how it works, whether it affects your credit, and how to compare offers.

Nine Days, Six Applications

Carla applied to six lenders in nine days. Unlike a car or home loan, the inquiries didn't merge, and the rate she got may show it.

What the Lender Actually Needs

Joaquin's loan stalled, and he blamed his credit. The real snag may be how lenders read a freelancer's income on paper.

It Was Never the Score

Lena has a 710 score and a solid income, and the loan was still declined. The number the lender watched may not be the one she expected.

The Rate He Didn't Shop

Walt took the first personal loan that approved him. Fourteen months in, he learns the same week could have cost him roughly half.

The Reason They Don't Volunteer

Bianca's loan was denied with no explanation. What she didn't know: a lender must name the specific reasons, and the report behind them is free.

Six Months In, Still a Risk

Sahil's salary jumped, but six months at the job made lenders wary. The number wasn't the question; how long he'd been earning it was.

Maxed at the Wrong Moment

The Delgados charged $4,200 they meant to pay off in weeks, then applied. A 700 score read as 640, and the rate followed it for four years.

Consolidation Isn't Erasure

Greg consolidated $18,000 into one easy payment and felt lighter. Months later the balance hadn't moved, and the cards had quietly refilled.

Short and Steep, or Long and Easy

Aaliyah can take the $10,000 loan over 3 years or 5. The shorter term saves about $1,500; the longer one frees $109 a month she needs now.

When Every Loan Costs: Fixing the Car on Bad Credit

A single mom needs $1,800 to fix her car and her credit is under 580. Every way to borrow has a price. Here's what that bind may look like.

Secured Looked Cheaper

A secured loan's rate is often lower, because if you don't repay it, the lender can take the collateral securing the loan. Learn more about secured loans here.

Two Prices for the Same Risk

He tried to consolidate two cards with a loan or a line. With a damaged score, both came back priced above the cards, and the one cheaper rate was locked behind a co-signer.

The Eight That Wasn't Fifteen

If you can't borrow enough to meet your needs, the methods to get the rest of the cash can expensive. Find out more here.

Her Name on My Loan

A co-signer could help you get a lower rate on a personal loan, but they'll shoulder the same risk as you. Find out more about personal loan co-signing here.

More Than I Needed

A too-big personal loan means a too-big payment—even with a good rate. Learn more about personal loan principal here.

The Loan That Kept Saying No

Your income is only half the story for getting approved for a loan. Learn why credit history matters here.

Borrow for the Dental Quote or for What She Can’t See Yet

A renter must finance dental work that could cost far more once surgery starts. A fixed loan, or a line of credit she draws as needed?

The Rate Was Never Fixed

Daniel opened his first line of credit for flexibility. A while on, the same balance cost more, because the rate was variable and he had not understood what that meant.

The Line She Could Always Draw On

She chose a flexible line of credit over a fixed loan to open her studio. Years on, the balance has barely moved and the payment may never end.