Mortgages Articles

Credit Union Mortgage Rates

Credit Union | You may find lower mortgage closing costs at your local credit union. Consider a credit union if your state charges an intangible tax...

Down-Payment to Buy a Home

Down-Payment to Buy a Home | Although your down payment may require you to use more cash than any other part of your home purchase, make sure to account for...

Mortgage Rate Locks

Mortgage Interest Rate Locks | Understand how rate locks work, to so you don't cost yourself a lot of money. Letting your interest rate float can be a...

Jumbo Mortgage

If you seek a jumbo mortgage, let Bills.com help you sort out the limits and what types of jumbo loans are best suited for your needs.

Rapid Rescore Refinance Mortgage Loan Tips

Rapid Rescore | Free tips about using Rapid Rescore to raise your credit score and qualify for the best interest rates available on home loan mortgage refinanci

Mortgage After Foreclosure

Learn the waiting period for qualifying for a mortgage after bankruptcy, foreclosure, and short sale. Also learn how to recover from these events.

Hardest Hit Fund: Helping Struggling Homeowners

Hardest Hit Fund | 18 states established a foreclosure avoidance program to help unemployed and struggling borrowers get current and also...

Home Equity Loan Overview

Learn everything there is to know about a home equity line of credit and get the best rate possible from our family of provider.

Rebuilding American Homeownership - The 4% Mortgage

Rebuilding American Homeownership | In late July 2012 Sen. Merkley proposed a program for all underwater borrowers. Will it become the new HARP 3 program, or...

#MyRefi | Social Media to Mass Refinancing Plan

MyREfi# | The White House initiated a social campaign to gain support fro a HARP 3 mass refinancing plan. The plan requires Congressional action, but...

Mortgage Modification or Refinance | Avoid Foreclosure

Mortgage Modification or Refinance | If you are having trouble making your payments, then look into a mortgage modification. But if you have good credit, then..

Hardest Hit Fund: Fannie Mae & Freddie Mac Updates

Principal Reductions to HARP, HAMP and Hardest Hit Funds | Due to changes in state regulations and Freddie Mac & Fannie Mae guidelines, principal reductions...

Eminent Domain | A Mortgage Relief Option

Eminent Domain and Mortgages | Can a local government take over mortgage loans? Learn about a proposal to use eminent domain to help underwater borrowers refi..

CFPB Mortgage Disclosure

The CFPB wants mortgage disclosures to be short and simple. Its Loan Estimate and the Closing Disclosure forms aim to...

Nevada Foreclosure

Homeowners enrolled in Nevada's Foreclosure Mediation Program see the foreclosure process halt in almost all cases. Learn how to stop a Nevada...

California Law to Protect Homeowner from Foreclosure

California Foreclosure Protection | The California legislature passed a law to help homeowners avoid foreclosure. The law includes no dual tracking and more...

FHA Streamline | Low Credit Score

FHA Streamline Refinance | Low credit scores can be a barrier to a FHA streamline refinance, because lenders have stricter requirements. There are lenders who..

Reverse Mortgage Under 62

It is possible to qualify for a reverse mortgage if one of the spouses is less than age 62. However, community property laws...

Home Purchase Mortgage Rates | Shop and Compare

Compare Home Purchase Mortgage Rates | When shopping for a home purchase loan make sure that you compare mortgage fees and mortgage rates. The best rates are...

Compare Bank Mortgage Rates

Bank Mortgage Rates | Look at big Banks to see their mortgage rates. But make sure that you shop around for the best mortgage rates and compare....

Today's Mortgage Interest Rates

Today's Interest Rates | Bills.com gives you today's mortgage rates. Rates vary over time, by lender, and by borrower., so make sure to compare...

Refinance Rental Property

You can refinance most ARMs, balloon/reset mortgages, A-minus mortgages and more for rental / income properties. Learn the six requirements to refi a rental...

20-Year Mortgage Rates | Save Money

20-Year Mortgage Interest Rates | 20-Year Mortgage Loan Rates are generally lower than 30-Year rates. Before taking a loan learn to compare rates and fees...

No Credit Check Mortgage Lenders

Yes, it is possible to find a lender who will lend you money if you have no or poor credit. But the circumstances for doing so are not common...

Home Loans For People With Bad Credit

Learn about government programs to help homebuyers who have bad credit. You may be eligible for a no- or low-down payment loan...

Government Home Loans

You are eligible for one or more US government home loans. Learn more about VA, FHA, USDA, and Section 184 loans, which make home ownership...

Best Mortgage Lenders

Because lenders are constantly changing their underwriting standards, incentives, and interest rates, a good deal from one lender today might be...

Top 10 Mortgage Lenders

The top 10 mortgage lenders in 2011 were Wells Fargo, Chase, Citi, Bank of America, US Bank, GMAC, PHH, Quicken...

Low Interest Mortgage Loans | Shop Around

Low Interest Home Loans | Shop around and find a low interest rate mortgage. Compare products, loot at both mortgage rates and mortgage fees. Learn how...

Subprime Mortgage Lender | High Costs

Subprime Mortgage Lenders offer high priced loans for high-risk borrowers. Before you take a subprime loan, look at all your options. Learn how to...

10-Year Fixed Mortgage Rates

10-Year Mortgage Rates | If you want to pay off your mortgage quickly, then look into 10-Year mortgage rates. However, make sure that you have sufficient...

Home Loans at 125% LTV or Greater

125 Percent LTV Home Equity Loan | Review various options available for refinancing, when you owe more on your home than it is worth. You can save money by...

Bank Refinance

Learn the three numbers you need to know when comparing home loan bank refinance. Surprisingly, the best deal may cost you more per month...

15-Year Refinance Rates

15-Year Fixed Mortgage Rates | Take advantage of low rates and refinance into a 15-Year FRM. Check to see how you can refinance into a lower interest rate and..

15-Year Fixed Mortgage Rates

15-Year Fixed Mortgage Rates | 15-year mortgage rates are cheaper than 30-year rates. However, make sure that you can afford them. Compare between real...

Home Refinance Loans | Getting Qualified

Qualifying for a Home Refinance Loan | Prepare yourself by following Bills 5 steps to qualify for a home refinance loan. Start by preparing your budget, then...

Lenders Participating in HARP Program

HARP Lenders | Underwriting requirements differ between HARP lenders. Big Banks and original lenders are often more expensive. Shop around for the best...

FHA Refinancing

FHA refinance | FHA refinance loans offer some distinct advantages over conventional loans, but they are not right for everyone. Choose an FHA refi when...

Making Home Affordable Program Information

Making Home Affordable Program Information | President Obama has introduced various programs to assist distressed homeowners, Find out if you can save money...

HARP 2.0 Mortgage Rates

Harp Mortgage Rates | Since the March 19 2012 update, HARP mortgage rates have become more competitive. If you want to find the best HARP mortgage rate, then...

Refinance Upside Down

A refinance for an upside-down mortgage is possible, but if you are already paying a low adjustable rate, then you may not see any savings in your monthly payme

FHA Guidelines

In 2012, the FHA is increasing the cost of two types of fees that borrowers must pay for FHA loans...

Forbearance on Mortgage Payments

Mortgage Payment Forbearance | Pres. Obama in his Building America to Last program calls for an industry wide 12-month forbearance for unemployed...

VA Construction Loan

Most lenders do not make construction loans for VA loans, largely due to risks and costs of construction disputes. Talk to a local bank...

Walking Away from Reverse Mortgage

Walking Away from Reverse Mortgage | If you have a reverse mortgage and your house is worth less than the mortgage balance, you can walk away without...

Reverse Mortgage and Credit Card Debt

Reverse Mortgage and Credit Card Debt | A reverse mortgage stops your need to make monthly mortgage payments & frees up money for your credit debt. Make sure...

Citimortgage Fradulent Loans

CitiMortgage Bad Loan | CitiMortgage settled with the FHA for $158 million due to fraudulent loan practices in the DE Lender program. You can expect...

Section 502 Refinance

Rural Refinance Pilot cuts monthly mortgage payments by easing rules for refinancing existing Section 502 home loans. Learn if you qualify...

HAMP | New Guidelines for Home Loan Modification

Hamp Guidelines | According to the January 27, 2012 Obama proposal, the HAMP program will update its guidelines to make more homeowners eligible and increase...

National Mortgage Settlement

Update: National Mortgage Settlement announced by 49 states and five mortgage servicers. Learn if you qualify.