Personal Finance Articles

Michigan Mutual Savings Association Stock

My grandfather found shares from 1924 what should he do with it?

Compound Annual Growth Rate

Free tips on calculating the Compound Annual Growth Rate, or CAGR.

Charge-Off & Credit Report

The fact that a debt is charged-off does not mean the debt is forgiven or canceled. Your credit report should not be your primary concern.

Credit Freeze

Credit Freeze | A freeze prevents creditors and credit bureaus, as well as others, from using credit in your name. A freeze places a PIN number on your...

Retirement & Taxes

Retirement and Taxes | When you cash in most retirement accounts, you have to pay taxes on the amount you liquidate. To pay the least taxes possible...

Credit Monitoring

What is the best credit monitoring service? Equifax, Experian, and TransUnion offer $15 per month monitoring of a person's report at all three credit bureaus.

Child Support & Credit Report

Court-ordered child support may appear on your credit report if you do not pay it.

How Do I Start Investing in the Stock Market?

I'm interested in investing in the stock market but I don't know where to start. How do I start investing in the stock market?

Credit History and Employment

Want to know if your Credit History can impact your employment?

Will a Loan Modification Hurt My Credit Scores

Will a loan modification hurt my credit scores?Answer: Probably not.

Acai Berry Negative Option Marketing Scam

I think I just got caught up in a negative option marketing scam. What can I do? How do I get out of an acai berry scam? Why is negative option marketing legal?

Credit Score Fluctuation

A credit card company made an error in crediting a payment, and as a result my score took a hit. How long will it take for my score to recover?

Victim of Identity Theft

Victim of Identity Theft | If you receive a summons for a debt you don't you don't know you had or unknown accounts appear on your credit report, you must...

Fixing Bad Credit With Zero Income

I am a student and I am 15k in debt. I have been looking for a job, but can't find one because of my bad credit score. I need some advice.

Spouse's Bad Credit Affect My Credit Score?

Do not worry about your personal credit score going bad because of your spouse's bad credit score, but keep in mind...

What is Contempt of Court?

What if someone refuses to comply with a court order by not disclosing private information to a creditor?

Help with Financial Planning

Help with Financial Planning | Free tips and advice to help you start your financial planning, so you don't get ripped-off. Make sure that you understand how...

Refinance home with bad credit

How to refinance your home with bad credit. Improve your credit score and qualify for a new loan.

Credit Utilization

Free advice and tips on credit utilization and credit scores from Bills.com

Credit Report Updates

Learn how to update basic information found in your credit report, both online and using paper mail.

Building Credit From Scratch

A quick overview on credit scoring and 6 simply ways to build and maintain credit from scratch.

Creditors Reporting to Credit Bureaus

Unlike larger creditors, many smaller banks and individual lenders choose to not report account information to the credit reporting agencies, simply because the

Improve Credit History

See how a bankruptcy could wipe away your credit history and get the tips to rebuild your credit at Bills.com

Need to cancel contract with a shady company

Many companies on the internet promise a lot and don't deliver. See how you can get out of a scam contract at Bills.com.

Tax Relief for Your IRS Bill

Review five ways to resolve IRS debt: offer in compromise, installment agreement, partial installment agreement, or not currently collectible. Save money by...

Credit Reporting for Mortgage Repayment Plan

Creditors will report repayment plans in different ways. Learn how a mortgage repayment plan can be reported on your credit profile.

Credit Reporting without a SSN

Creditors, including hospitals and third-party collection agencies, can report a consumer's account to the major credit bureaus without knowing the consumer's S

Returning a Newly Purchased Vehicle

Returning a newly purchased vehicle to the dealer can be viewed as a voluntary surrender. This will severely harm your credit report and leave you with a debt.

My Father Stole My Identity

Read about identity theft and the precautions you need to take, all at Bills.com

Child Support and Credit Score

Delinquent child support payments may negatively affect your credit rating, as they can be reported to the credit bureaus as a delinquent debt, read more at Bil

Monex and Goldline for Buying Gold Reviews

Free reviews and advice if you are considering Monex and Goldline for Buying Gold.

Better Credit Rating

Get advice on how to build a better credit rating at Bills.com

Should I Close My Annuity?

In these troubled economic times, it is imperative that you do all you can to safeguard your retirement accounts. Read more at Bills.com

Online Degree

Make more money with a degree. Bills.com helps point you in the right direction to getting more income and a degree online.

Tax Obligation On 401K Withdrawal

Learn about tax obligations due to early withdrawals form your 401k accounts. Find. Learn. Save, at Bills.com

Fix Credit

Credit report answers so you can fix your credit report.

Available Credit Limit and Credit Score

See how your available credit limits on your credit card accounts can affect your credit score. Learn about credit scores and improve your credit at Bills.com

Debt Consolidation & Credit Rating

Learn about the various debt consolidation options and how they impact your credit rating, all at Bills.com

Credit Score Update

Your credit rating is calculated based on several variables. Learn how to improve your credit rating...

401k & Chapter 7 & Chapter 13

Find out more about your options on debt relief if you are contemplating on withdrawing from your 401K to avoid bankruptcy. Bills.com has the tips and resource

Withdrawal From IRA Without Penalty

If you have a Traditional IRA, there are tax and penalty consequences for any withdrawal before 59 and a half. Find out more at Bills.com

Multiple Inquiries on Credit Report

See how multiple inquiries are interpreted by the credit bureaus. Get more information about credit reports and credit scores on Bills.com

Getting a Loan With Bad Credit

Read this article to get tips on how to start the process of clearing your bad credit so that you can apply for a loan. Get more information on Bills.com

Old & Charged Off Debt Accounts

Dealing with old and charged off debt accounts is easy once you learn how. Learn your state's statute of limitations, and how the 7-year rule applies to you...

401K Early Withdrawal Tax Penalty

401k early withdrawal tax penalty | A 401k early-withdrawal can result in a tax penalty. Review when penalties apply and when you can avoid them. Be sure you...

Using Bill Pay Service to Pay Rent

Learn more on how to use bill pay service to pay rent and other bills on time and save on late payments.

Bill Pay and Getting Overdrawn

Get information on bill pay services at Bills.com

R9 Charge Off & Credit Rating

R9 | If your credit report has R9 or charge-off accounts on it, let Bills.com get you the advice you need to clean up your credit report.

401K Cash Out Penalties

401K Cash Out Penalties | Learn when you are subject to penalties for taking money out of your 401K account and when you can withdraw penalty-free. Be sure...

Bill Payment with Credit Cards

Paying Bills with Credit Cards | Do you pay off your credit cards in full every month or just make minimum payments? If you carry a balance, then the...