Mortgages Articles

Stop Foreclosure

Learn how to stop foreclosure and keep your house with free information from Bills.com. Find, Learn, Save.

FHA Mortgage Types

FHA Mortgages | Get an FHA mortgage with a down payment as low as 3.5%. Learn the pluses and minuses of FHA mortgages today, and why they are so popular.

HAMP Program

Government debt relief sounds like a great option, but is it really available? Find out at Bills.com.

Tips for Home Buyers

Buy a new home before you sell your current one with these home buying tips from Bills.com.

Reverse Mortgage Glossary

Discover valuable reverse mortgage terms that will help you understand the language used. Bills.com, your source for saving money.

Mortgage with Bad Credit

Do you want to purchase a home, but have bad credit? Review the right steps to take to buy a house, when you are burdened with bad credit, at Bills.com.

Debt Consolidation Refinance

Mortgage refinancing and a debt consolidation loan | Consolidating debt using your home equity could be a good way to isave money and mprove yourfinances. Learn

Getting a Mortgage Loan

Looking for a mortgage refinance loan or ways to get a great rate? Bills.com has all the information and savings you need.

Reverse Mortgage FAQs

Get answers to many of your reverse mortgage FAQs from Bills.com - your source for saving money.

Choosing a Real Estate Agent

Learn how to choose a real estate agent and make your home selling experience trouble free.

Reverse Mortgage Process

Discover the reverse mortgage process and what's involved with securing a reverse mortgage loan

Refinance vs. HELOC

Home loan mortgage refinancing can give you the opportunity to do home improvements or consolidate your debt. Make sure you choose the right type of loan, by..

Reverse Mortgage Loan Fees

Learn what fees are involved with a reverse mortgage loan and how to find a lender from Bills.com

FHA Foreclosure Assistance

FHA Foreclosure Assistance | Learn about FHA foreclosure assistance, including various options recommended by HUD. Discover which options are right for you.

Home Mortgage Refinancing Loan - Personal Story

Read a personal story about dealing with a home mortgage refinancing loan and discover what you can expect yourself. Courtesy of Bills.com

HELOC Second Mortgage

Searching for a home equity loan? Learn the difference between a HELOC, second mortgage, or cash out refinance from Bills.com.

Refinance a Second Mortgage

Refinance Second Mortgage | Save money by finding the best way to refinance your second mortgage. You may want to combine it with a first mortgage or...

Refinancing a HELOC

All about refinancing your home equity line of credit or HELOC loan. Learn everything you need to know.

Reverse Mortgage Cons

HECMs | HECMs are reverse mortgages. Learn about HECMs and what fears people have about them from Bills.com -- your source for saving money.

Subprime Mortgage

A subprime mortgage is offered to people with credit scores below 620, negative credit histories, or other high-risk factors. Learn more about subprime mortgage

Foreclosure Advice

Read a personal story about foreclosure and get foreclosure advice that can help you avoid or deal with a looming foreclosure. Free information from Bills.com.

Home Finance Information

Discover valuable home finance resources and find a reputable lender from Bills.com. Your source for saving money.

Home Refinance Options

Home Refinance | Refinance Your Home with the free tools, calculators and tips you need to find the best Home Refinance loan like a...

First Time Buyers

Find first time homebuyer information and resources from Bills.com - your online source for saving money. Learn what you need to know as a first time homebuyer.

Negative Equity Refinancing

Negative equity refinancing is difficult but not impossible. Review free tips about government loan programs and other loan programs designed for borrowers...

Refinancing Procedures

Learn about refinancing procedures and what to do before you refinance your home loan. Find out more at Bills.com.

Home Refinance Information

Discover valuable home refinance resources and find a reputable lender from Bills.com. Your source for saving money.

No Cost Mortgage Refinance

No Cost Mortgage Refinance | A no cost mortgage refinance or low cost mortgage refinance loan is a great way to avoid paying closing costs during periods of...

Foreclosure

Are you facing a mortgage foreclosure? Learn everything you need to know about the foreclosure process and its effects.

Refinance vs. Prepayment

Consider whether refinancing or prepayment is right for you.

Reverse Mortgage Liability

Reverse Mortgage Liability | If the balance of the reverse mortgage was greater than the market value of the property, the bank takes the loss. No liability...

Paying Off Mortgage

Paying off a Mortgage | You can choose to pay off your mortgage any time you want, without penalty, unless your mortgage specifies that you have to pay...

ARM vs. FRM

Decide if a fixed rate or adjustable rate mortgage would best fit your needs and home ownership goals.

The Cost of Refinancing

Refinancing can cost you more in the long run even if you're getting a better rate.

Assumable Mortgage & Estate

Assumable Mortgage and Estate | An assumable mortgage is a mortgage that can be transferred from a seller to a buyer. Check your contract and contact...

Mortgage Payment Calculator

Calculate your mortgage monthly payment by entering in your loan amount, loan terms, and mortgage rate. Quick and easy.

Can't Pay Mortgage

Your mother will be evicted if she continues to fail to pay the mortgage, the house will be auctioned or added as a real-estate-owned (REO) property in the mult

Mortgage Prepayment

Making extra mortgage payments will decrease your balance faster so you can capitalize on today's low rates.

Avoiding Foreclosure

If you're behind in payments, avoid foreclosure by refinancing or obtaining a loan modification.

Buying a Home in Today's Market

Undervalued homes, low interest rates, and less competition make now an ideal time to buy a home.

Halt On Foreclosures

Chase and GMAC halt foreclosure proceedings.

Mortgage Rates Up

Trend in rising interest rates unlikely to continue

Refinance Scams

Refinance scams can easily be detected. Watch for unbelievable interest rates, and unsolicited offers.

Pay Down Mortgage Balance

Know the advantages of a cash-out refinance.

No-Cost Refinance

No Cost Refinance | Be careful of 'No-cost refinance offers. Often, the costs are added to the loan balance or your rate is increased. Be sure to review...

Locking Your Mortgage Interest Rate: A Good Strategy

Lock your interest rate now before rates increase.

Refinance or Prepayment?

Refinancing or paying down your current mortgage is a decision to be made by you. What makes sense for your situation and goals?

Refinance with Chase or M&T Bank

Chase would rather you not refinance, but if you are going to refinance it would like you to remain as a customer. Do what is best for you, not your bank.

Mortgage, Note, Deed, & Title

Mortgage Note, Deed and Title | A mortgage loan almost always includes a personal note and deed on the property. If there is a discrepancy between...

Refinance $200,000 Mortgage

Refinance | You will qualify for a home mortgage refinance loan if you have a steady, adequate income, your DTI is 35% or less, and the market values in your ne