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Mortgages Articles

Relative Rate of Return

Mark CappelJanuary 12, 2010

Look at the relative rate of return on investment vs. the interest rate on the mortgage, keeping mind that Uncle Sam is underwriting part of your mortgage inter

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Removing Ex From My Mortgage

Mark CappelDecember 31, 2009

How do I remove my spouse from my mortgage without refinancing? You cannot remove your ex-spouse from your mortgage without refinancing.

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Loan Modification & Forbearance

Mark CappelDecember 30, 2009

If you are employed and remain current in your payment program, there is a good chance the modification plan will become permanent.

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Buying a Home While in Chapter 13

Mark CappelDecember 28, 2009

Convince the mortgage broker or loan officer to give you a conditional or contingent letter of credit for a mortgage/deed of trust in the amount of the loan you

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USDA Rural Housing Service Mortgage Insurance

Mark CappelDecember 28, 2009

Are USDA Rural Housing Service mortgages required to have mortgage insurance? No, because the insurance is already built-into the loan.

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How Do I Remove My Self as a Co-signer on a Mortgage?

Mark CappelDecember 23, 2009

I'm a co-signer with my ex-girlfriend on a mortgage. How do I remove myself from the mortgage?

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What Are My Options If I Can't Afford My Home?

Mark CappelDecember 15, 2009

Options if You Can't Afford Home |If you cannot afford your mortgage payments look for foreclosure avoidance options. You can do a short sale...

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WV Mobile Home Foreclosure

Mark CappelDecember 11, 2009

West Virginia Mobile Home Foreclosure | Under West Virginia law, a deficiency judgment may not be obtained when a property in foreclosure is sold...

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Financing Short Sale

Mark CappelNovember 30, 2009

I had pre-approval to buy a home in a short-sale, and the lender backed out at the last minute. What can I do?

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HAMP TeamNovember 30, 2009

HAMP | How do I get started with the Home Affordable Refinance Program (HAMP)? Learn about eligibility requirements, who to contact and how to ....

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Attorney Necessary for Refinance?

Mark CappelNovember 23, 2009

Whether you need an attorney for a mortgage refinance depends on your state of residence.

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Can My Name Be Taken off a Mortgage?

Daniel CohenNovember 2, 2009

Can My Name Be Taken off a Mortgage and have my ex-husbands name put on the mortgage?

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First Mortgage Payment

Mark CappelNovember 2, 2009

Want to know how to make a mortgage payment for the first time?

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Our Second Mortgage Company Won't Subordinate Its Loan

Mark CappelOctober 13, 2009

I want to refinance our first mortgage, but the second mortgage holder won't subordinate. What can we do?

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Second Mortgage Foreclosure

Mark CappelSeptember 16, 2009

Can the lender of a second mortgage foreclose on my home if the first mortgage is current?

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Deed In Lieu Of Foreclosure vs. Short Sale

Mark CappelAugust 21, 2009

Deed in Lieu of Foreclosure vs. Short Sale | Review the pros and cons of accepting a deed in lieu of foreclosure and how it compares to a short sale. Start by..

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Delinquent Utility & Mortgage

Mark CappelAugust 20, 2009

I found out I had a utility collection on my credit report and paid it off immediately. Will my husband and I still be able to get another home mortgage?

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My Lender Lost My Deed in Lieu of Foreclosure

Mark CappelAugust 5, 2009

Am I obligated to resend my mortgage company another copy of my deed in lieu of foreclosure?

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Short Sale or Foreclosure?

Mark CappelJuly 16, 2009

What to do when you can't afford to make your house payments. Short sale or foreclosure?

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Refinancing a Home after 18 Months

Mark CappelMay 29, 2009

See if it is a good idea or not to refinance within a year an half, gives you the tips to save.

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Mortgage Refinancing & Closing Costs

Mark CappelMay 11, 2009

Mortgage Refinancing & Closing Costs advice from

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Problems with HUD

Mark CappelMay 5, 2009

The fact that a home is sold subject to a lien does not absolve the original debtor from his personal liability for the debt, learn more about HUD loan regulat

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Help to Stop Foreclosure

Mark CappelApril 8, 2009

Tips on how to stop foreclosure.

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Mortgage Modification and Credit Impact

Mark CappelMarch 5, 2009

Information on how a mortgage modification might affect you credit. Get more tips on mortgages and credit on

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Consequences of Foreclosure

Mark CappelFebruary 25, 2009

A foreclosure can turn out to be a real painful process, read about people's experiences and know your options at

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Consequences of Walking Away From Mortgage

Daniel CohenJanuary 20, 2009

Walking away from a mortgage | Walking away from a mortgage has serious consequences. Free advice from about the consequences of walking away from a m

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Guide to Refinance

Mark CappelJanuary 5, 2009

Refinance My Mortgage | If you are asking 'Should I Refinance My Mortgage?', then get the fast advice you need to decide and get a low interest rate and save mo

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Refinance Application

Mark CappelDecember 29, 2008

Free advice on how to get the best deal on a Refinance Application.

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Debt and Reverse Mortgage

Mark CappelDecember 12, 2008

Free advice to decide if a Reverse Mortgage is right for you.

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When Does it Make Sense to Refinance

Mark CappelNovember 18, 2008

When considering a refinance, always look at the total cost involved. Get more refinance advice to help you save, on

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Foreclosure and Credit Cards

Mark CappelNovember 17, 2008

Learn about universal default clause on credit cards and see what can happen to your credit card debt in case of a foreclosure.

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The Hope for Homeowners Program

Mark CappelNovember 6, 2008

Hope for Homeowners (H4H) program primarily calls for voluntary principal reduction to 90% of the current home value. Read more at

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Help With Foreclosure

Mark CappelNovember 5, 2008

Getting Help with Foreclosure | Before you reach the foreclosure stage make sure you try other options including loan modification, short sell, or...

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1099 Income From Short Sale

Mark CappelOctober 20, 2008

1099-C from Short Sale | If you a 1099-C from your lender after a short sale, you need to know how to avoid paying taxes on the forgiven debt. Start by...

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Remove Name From a Joint Mortgage

Mark CappelOctober 1, 2008

How to Remove a Name From a Joint Mortgage | Read about how you can remove your name from a joint mortgage loan arrangement. The best way is to...

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Apply for a Mortgage

Mark CappelOctober 1, 2008

Given the current housing market decline, find out of this is a good time to apply for a mortgage for a first time home buyer.

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Refinancing While in Foreclosure

Mark CappelAugust 22, 2008

Learn about the options you might have to refinance while in foreclosure. can give you valuable advice that could save your home.

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Buying a House While in Chapter 13

Mark CappelAugust 7, 2008

See how long you need to wait before you can make a major purchase such as a home, while you are in Chapter 13 bankruptcy.

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Dismissal of Deed in Lieu

Mark CappelJuly 23, 2008

If a deed-in-lieu of foreclosure is filed after foreclosure proceedings have started, the lender will file a dismissal of the foreclosure. You then need to...

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When to Refinance a Mortgage

Mark CappelJune 23, 2008

If you are trying to find the best reason to refinance your home, let get you the advice and resources you need to get the best timing on your refinan

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Home Equity Loan After a Foreclosure TeamJune 4, 2008

Read all about the after effects of a foreclosure. Find helpful tips and advice for free at

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Second Home in Foreclosure

Mark CappelMay 9, 2008

If you let go of your second home because you are upside down on the mortgage, you might be putting your primary home at risk of foreclosure.

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Refinancing a Second Mortgage Only

Mark CappelMay 5, 2008

Learn more about options to refinance your mortgages. has the tips and resources you need to help you save on your refinance.

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Reverse Mortgage on a Second Home

Mark CappelApril 30, 2008

Get all the information you need about Reverse Mortgages at, your one stop information source on all things related to personal finance.

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California Recourse Loan

Mark CappelMarch 18, 2008

California recourse loan | Get information on California recourse loans. has the information on mortgages that will help you save money.

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Selling Reverse Mortgages

Mark CappelFebruary 23, 2008

Get advice and information on selling and promoting Reverse Mortgages. Get all your mortgage information at

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Refinancing Second Home

Mark CappelJanuary 30, 2008

Depending on your current situation, it might or might not be a good idea to refinance, read more to get tips on best time to refinance at

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Default on Second Mortgage

Mark CappelJanuary 28, 2008

Learn what will happen if you default on your second mortgage. has a wealth of information about mortgages.

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Upside Down on Mortgage

Mark CappelJanuary 25, 2008

Upside down on Mortgage | See what options are available if your home is now worth less than what you owe on your mortgage. Get your mortgage information on Bi

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Short Sale on Credit Score

Daniel CohenJanuary 24, 2008

How a short sale can effect your credit report. Get more information about mortgages at, Find. Learn. Save.

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