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Dec/09Mark Cappel
December 14, 2009I have been divorced for almost eight years now. Will it help my credit score if I remove any old joint credit? I have plenty of credit history, but would like to have anything that was joint removed from my name.
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Dec/09Bills.com Team
December 11, 2009I am retired, and live in Illinois on a pension. I have credit card debt of about $60,000. I have been unable to make payments. I have recently had my mortgage modified, but this just keeps my head above water. Can I be sued by the credit card companies? And can they take my home?
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Dec/09Mark Cappel
December 7, 2009If I offer a creditor a pay-off that is smaller than the amount I owe, and the creditor accepts the offer, how does this affect my credit?
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Dec/09Mark Cappel
December 2, 2009Thank you so much for your detailed response on another question. I have a new question! My husband and I need to monitor our credit report and we'd like to monitor all three and the FICO score. Should we get the Equifax Credit Watch Gold with 3-in-1 Monitoring and Score Power? Does this service allow us to monitor all three reports anytime we like? We tried learning more about this but Equifax di...
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Dec/09Mark Cappel
December 1, 2009My business Capital One credit card recently raised my APR from %5.86 to over %23. They stated the reason for the rate hike was because I missed the payment due date twice. I did miss the due dates but only by a day or so and I paid 5 times the minimum amount. I understand there are some new laws the CC companies have to abide by now. My due date is not the same each month? I understood this was ...
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Dec/09Mark Cappel
December 1, 2009If I applied for credit under my business name and used my EIN number instead of my social security number, can the company put that against my personal credit?
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Nov/09Mark Cappel
November 30, 2009I want to lower my interest rate. Can I consolidate my credit card bills to lower my interest rate without it negatively affecting my credit rating?
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BSNov/09Bills Staff
November 30, 2009I have an old credit card debt from 2001 that was to be removed from my credit in December of 2009. I now found out that it was sold to a collection company last year. The collection company has added $350 to the original debt. Can they do this? What are my options?
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Nov/09Mark Cappel
November 25, 2009How do you sue an individual who is an authorized user on credit card and charged $28,000 debt and is not paying?
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Nov/09Mark Cappel
November 2, 2009I do not think that an employer has any business reviewing my credit history. If I am not a criminal nor a terrorist, my employment should never be dependent on my credit history. That is un-American.
