Personal Finance Articles

Monthly Savings Calculator

Check your monthly saving with Bills.com's Monthly Savings Calculator. Are you saving enough money for emergencies and retirement? Do you have an investment...

Spending Money Wisely

Spending your money wisely helps pay your bills, buy things you want, and save for the future. Spending is a key factor in your financial health. Learn how to..

Measure Your Financial Health

Take Bills.com Financial Health Survey. and get a score for four components: spending, borrowing, saving, and planning. Improving your financial health is...

Check Your Financial Health

Your financial health is important. Spending your money wisely, borrowing to improve your situation, saving for the future and planning are crucial...

Can UltraFICO Help You?

UltraFico is a new credit score model to help you if you have a thin credit file. The new UltraFICO score uses your bank and deposit to improve...

Can Alternative Credit Data Help?

Alternative credit data and scores can help millions of consumers gain access to credit. Traditional credit data and credit scores do not contain valuable...

Minimum Credit Score

There is no absolute minimum credit score. Minimum credit score requirements vary between loan products (auto, mortgage, or personal loan). However, your...

Pay for Delete? Learn to Dispute!

Before you pay to clean up your credit report, learn how to dispute accurate items. Be wary of pay for delete offers. Know your rights under the FCRA and FDCPA.

Bad Credit

Bad Credit Tips | Learn how to tackle your bad credit and what options are available to you. Find help to get Bad Credit loans, debt help and credit advice.

IRS Tax Relief Overview

Tax Relief tips and advice that you need to know to deal with IRS Tax debt. Discover the various tax relief options available and how to protect yourself if...

Free Credit Check

Consumers have three ways to check their credit score, including signing up at Credit Karma, asking a lender for your score, and signing up a for fee-based...

Home Purchase Credit Score

Purchasing a home could affect your credit score, but unless you bought a home that is far beyond your financial means, then it is probably not the home purchas

Voluntary Repo And It's Affect On Your Credit Score

How much will a voluntary repossession drop my credit score?

Free Credit Report

Free credit report | Free credit reports are a very valuable tool that will help you monitor your credit score and maintain good credit health. Use the tools...

Establishing an IRS Installment Agreement

Establishing an IRS Installment Agreement | Get tips from about how to properly set up an IRS Installment Agreement, the fees the IRS charges to set and...

Personal Budget

A important part of creating a budget is understanding how much money you are making and spending. Start by creating your monthly budget worksheet and know how

Fidelity and European Debt Crisis

Fidelity Retirement Accounts and the European Debt Crisis | Your 401(K) and retirement accounts are affected by the European debt crisis. Learn how to...

Analyzing Your Cash Flow

Budget Guide - Analyze your Cash Flow | Analyze your actual vs. projected expenses and income to determine where you can improve your cash flow. Learn how you..

Telephone Consumer Protection Act

The Telephone Consumer Protection Act is a federal law setting the rules anyone making a telephone sales call to your home must follow. They may not call...

7 Ways to Improve Your Credit Score

Learn 7 sure-fire ways to improve your credit score quickly and efficiently. Most of these techniques are simple and easy to accomplish...

FICO Score Calculation

If you have questions about your FICO Score or your credit rating, check out Bills.com for free credit advice and tips.

Debt Settlement Taxes

Did you settle a debt for less than the full amount due? If you did, you may have to pay debt settlement taxes on the amount shown in a 1099-C. But there is...

Bills.com Money Coach

Money Coach | Money coach is a service offered by bills.com that will help you improve your financial fitness. Contact a bills.com Money Coach for a free consul

IRS Offer in Compromise

Form 656 Offer in Compromise | Do you want to reduce your IRS debt? Submit an IRS Form 656, Offer in Compromise, on your own or using a tax pro. Learn how, at b

Lexington Credit Repair Reviews

Lexington Law Firm can help you remove inaccurate information on your credit report. You can do this yourself for free. Read these Lexington Law reviews to...

Credit File and Employment

Does employment history effect your credit rating? Find answers to questions such as these and more at Bills.com

Social Security Garnishment

A judgment-creditor may not garnish Social Security benefits, but federal agencies may do so. Some money in your account is exempt from levy, but the limit...

My Spouse's Employer Stopped Deducting Taxes From His Pay

My husband's employer recently stopped deducting taxes from his paycheck. They say it's an Obama tax plan. Do you know of any plan in the works to account for t

Property Tax Interest Rate in Kentucky

What is the interest rate on delinquent property taxes in Kentucky?

Fixing a Tax Filing Error

Tax Filing Error | You need to fix certain tax errors by filing an amended tax return. You may need to get professional help to fix tax filing errors, if you...

Cancelled Debt is Taxable

If you resolve a debt with a creditor to repay a debt for less than the balance due, this is considered income for tax purposes.

Gift and Capital Gains Tax

Get advice on how best to handle issues relating to gift and capital gains tax. Bills.com can help you save on your taxes.

Capital Gains on Farm Sale

Review the rules for capital gains on selling property, with specific information about tax issues surroundin capital gains taxes for farm sale. Be sure...

Common IRS scams

Common IRS Scams | Taxpayers are advised to be on their guard for scammers who impersonate the IRS to steal financial information or personal identity...

The IRS' 2011 Dirty Dozen Tax Scams

Every year, the IRS issues warnings about common tax scams. Review the IRS' Dirty Dozen tax scams for 2011 at bills.com.

Itemize Deductions or Standard Deduction

Free advice from bills.com on how to decide if you are better off taking the standard deduction on your federal tax return or itemizing your deductions.

IRS Recordkeeping Tips

Tips for Keeping Good Tax Records | Keeping accurate tax records will reduce your stress and help you avoid problems with the IRS. Make sure to...

Six Tax Tips for Newlyweds

Tax Tips for Newlyweds | Just Married? Free tips and advice so you avoid stress when it's time to file your taxes. Make sure that you...

Tax Tips for Military Families

Tax Tips for Military Families | Save money by claiming the tax deductions that are specially designed for military families. It is very important that you...

Tax Tips When You Sell Your Home

Tax Tips When You Sell Your Home | Selling your home can cause serious tax consequences. Make sure that you know the right steps to take. Start by...

Save Money on Taxes When You Move

Tax Tips for Deducting Moving Expenses | Save money on your income taxes. Take advantage of every deduction the IRS allows you for moving expenses. Make sure...

How to Get Your IRS Tax Records

Tax Tips on Ordering Your Tax Records | Learn how to get copies of your IRS Tax Records and IRS Tax Transcripts. It is very important that you understand the...

Social Security Disability Advocate

Learn the role, qualifications for, and fees earned by a Social Security disability advocate service providers.

Learn about Pension Plan Options

Create a retirement pension plan that fits your employment situation and future financial needs. Balance you pension plans between 401ks, social security,...

Tax-Free Retirement Accounts

Video Introduction to 401(k) and IRA Retirement Accounts | View a brief introduction to retirement accounts from Bills.com's Park Brees. Learn how...

Home Ownership & Retirement

Retired homeowners who built up a lot of equity in their home can free up some cash with a refinance or reverse mortgage.

Can My Father's Social Security and Pension be Garnished?

Social Security and Pension Garnishment | If a judgment has been issued against a debtor a wage garnishment might be issued. Pension and social security is...

Defined Benefit Pension & Annuity

Defined Pension Benefits and Annuity | IRAs have clearly defined rules for when the account holder can access the funds without penalty. Also, if the account...

Dealing with Debt Problems on Social Security Income

If you are on fixed income such as Social Security, a debt settlement program might be a good idea. Read more to learn about debt relief options when on fixed

Cashing CD Penalizes Grandmother

My mother gave CDs to her grandchildren, and her attorney warned against redeeming them for five years. Why? I do not know, and suggest you ask the attorney for