Personal Finance Articles

Paying for College- Good Grades and Hard Work

It's hard to get your college degree while raising kids. Add being a single, working mom to the task. Read stories of women who climb this mountain and succeed.

Acorn Savings App

Acorns App has over 4 million users help build savings through a micro-savings approach. Check Bills.com Acorns Review to see if you can benefit from...

Earning More as a College Student

College costs are high. Tuition, housing, and books, add up. It's more important than ever for a college student to earn money. Read tips from Maya Bluthenthal

Financial Goals vs. Financial Habits

Financial habits and financial goals can work with or against each other. Whatever your goal, you need to establish the right financial habits in order to reach

Grow Your 401 (k)

401(k) plans are the most common retirement savings account. Make the right choices so you grow your 401(k) account and provide financial security to live at a

Emergency Savings Initiatives

Emergency fund initiatives are an important way to get households to improve their financial health. Programs that target lower-to-middle income households...

10 Ways to Save Money

Here are ten top money saving tips. Review your budget and choose any or all of these easy tips to save money and cut expenses. Don't forget to use your money..

Best Apps for Building Savings

Read about 4 popular apps for building up money in a savings account. These apps make it easier to build savings for an emergency, a vacation, a large purchase

Mint Review

Mint offers a solid, free budgeting tool that also allows you to easily track transactions, bills, accounts, investments, and to analyze them with graphs and...

Working Mom Paying for Her College

It's hard to get your college degree while raising kids. Add being a single, working mom to the task. Read stories of women who climb this mountain and succeed.

Credit Scores Are Overrated

Credit scores are not a reliable measure of your overall financial health. They are important for borrowing money, but just one of many factors that you need

Financial Goals

Setting financial goals is crucial to your financial health. Don't settle for a general plan. Make specific goals to improve your savings, spending, and...

Smart Shopping Tips - College Studen

It is easy to spend more than you should. Here are some tips to keep you within your shopping budget and still find gifts for others (and yourself) that ...

Freshman 15 & Budget

One of the challenges of college is eating a healthy diet, avoiding the"Freshman 15." What I hadn't realized was how this issue affects my finance and budget.

Building Savings

Make savings a habit and start early. This will give you more time to build all the different types of savings accounts you need to reach good financial...

Savings Deposit and Money Market Accounts

A savings deposit or money market account is key to your long-term financial health. Understand the different options available, and find one that increases...

Emergency Fund: Why You Need One

An emergency fund is your best cushion for an unexpected expense or a loss of income. It takes time to build the six months worth of living expenses you...

Credit Score Ranges

Credit score ranges vary. FICO scores go from 300 to 850. Your score is not just a single number. Lenders use it to place you in a bucket with other people...

Compare 5 Budget Apps

Budgeting apps exist that help you track your spending. Learn about five budgeting apps that help you understand where your money goes and how to improve...

Your Financial Well-Being- Why You Should Care

Financial wellness affects your health and job productivity. The CFPB measures financial wellness by combining financial measures with psychological and...

Monthly Savings Calculator

Check your monthly saving with Bills.com's Monthly Savings Calculator. Are you saving enough money for emergencies and retirement? Do you have an investment...

Spending Money Wisely

Spending your money wisely helps pay your bills, buy things you want, and save for the future. Spending is a key factor in your financial health. Learn how to..

Measure Your Financial Health

Take Bills.com Financial Health Survey. and get a score for four components: spending, borrowing, saving, and planning. Improving your financial health is...

Check Your Financial Health

Your financial health is important. Spending your money wisely, borrowing to improve your situation, saving for the future and planning are crucial...

Can UltraFICO Help You?

UltraFico is a new credit score model to help you if you have a thin credit file. The new UltraFICO score uses your bank and deposit to improve...

Can Alternative Credit Data Help?

Alternative credit data and scores can help millions of consumers gain access to credit. Traditional credit data and credit scores do not contain valuable...

Minimum Credit Score

There is no absolute minimum credit score. Minimum credit score requirements vary between loan products (auto, mortgage, or personal loan). Learn more here.

Pay for Delete? Learn to Dispute!

Before you pay to clean up your credit report, learn how to dispute accurate items. Be wary of pay for delete offers. Know your rights under the FCRA and FDCPA.

Bad Credit

Bad Credit Tips | Learn how to tackle your bad credit and what options are available to you. Find help to get Bad Credit loans, debt help and credit advice.

IRS Tax Relief Overview

Tax Relief tips and advice that you need to know to deal with IRS Tax debt. Discover the various tax relief options available and how to protect yourself if...

Free Credit Check

Consumers have three ways to check their credit score, including signing up at Credit Karma, asking a lender for your score, and signing up a for fee-based...

Home Purchase Credit Score

Purchasing a home could affect your credit score, but unless you bought a home that is far beyond your financial means, then it is probably not the home purchas

Voluntary Repo And It's Affect On Your Credit Score

How much will a voluntary repossession drop my credit score?

Free Credit Report

Free credit report | Free credit reports are a very valuable tool that will help you monitor your credit score and maintain good credit health. Use the tools...

Establishing an IRS Installment Agreement

Establishing an IRS Installment Agreement | Get tips from about how to properly set up an IRS Installment Agreement, the fees the IRS charges to set and...

Personal Budget

A important part of creating a budget is understanding how much money you are making and spending. Start by creating your monthly budget worksheet and know how

Fidelity and European Debt Crisis

Fidelity Retirement Accounts and the European Debt Crisis | Your 401(K) and retirement accounts are affected by the European debt crisis. Learn how to...

Analyzing Your Cash Flow

Budget Guide - Analyze your Cash Flow | Analyze your actual vs. projected expenses and income to determine where you can improve your cash flow. Learn how you..

Telephone Consumer Protection Act

The Telephone Consumer Protection Act is a federal law setting the rules anyone making a telephone sales call to your home must follow. They may not call...

7 Ways to Improve Your Credit Score

Learn 7 sure-fire ways to improve your credit score quickly and efficiently. Most of these techniques are simple and easy to accomplish...

FICO Score Calculation

If you have questions about your FICO Score or your credit rating, check out Bills.com for free credit advice and tips.

Debt Settlement Taxes

Did you settle a debt for less than the full amount due? If you did, you may have to pay debt settlement taxes on the amount shown in a 1099-C. But there is...

Bills.com Money Coach

Money Coach | Money coach is a service offered by bills.com that will help you improve your financial fitness. Contact a bills.com Money Coach for a free consul

IRS Offer in Compromise

Form 656 Offer in Compromise | Do you want to reduce your IRS debt? Submit an IRS Form 656, Offer in Compromise, on your own or using a tax pro. Learn how, at b

Lexington Credit Repair Reviews

Lexington Law Firm can help you remove inaccurate information on your credit report. You can do this yourself for free. Read these Lexington Law reviews to...

Credit File and Employment

Does employment history effect your credit rating? Find answers to questions such as these and more at Bills.com

Social Security Garnishment

A judgment-creditor may not garnish Social Security benefits, but federal agencies may do so. Some money in your account is exempt from levy, but the limit...

My Spouse's Employer Stopped Deducting Taxes From His Pay

My husband's employer recently stopped deducting taxes from his paycheck. They say it's an Obama tax plan. Do you know of any plan in the works to account for t

Property Tax Interest Rate in Kentucky

What is the interest rate on delinquent property taxes in Kentucky?

Fixing a Tax Filing Error

Tax Filing Error | You need to fix certain tax errors by filing an amended tax return. You may need to get professional help to fix tax filing errors, if you...