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I have three mortgages on two properties. Is now a good time to refinance my mortgages?

We have two mortgages and a home equity loan. One has a balance of $52,000 and the other $239,000. Home equity is $90,000. We have been able to make all the payment for the last three years. Cannot sell smaller house and at tax time it has been quite stressful. Can not hold on to good renters. All three notes are from same lender. What do you think they would say about helping us with some s...
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What is the form that is used when you are married, but purchase a home without the spouse being on the mortgage?

I want to move but I don't want to sell my house and can't afford another mortgage. What can I do?

I currently live in a bad school district. The township keep raising my taxes by thousands over the last two of the three years i have been here. We're in desperate need to move. I am currently paying a mortgage on time and we desire to move over the next month ot two. My credit score is good bu i cant get approved for a mortgage because i don't have 25% of equity in my home. i wante...
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Do I need to have a notary public present at the closing of my reverse mortgage?

This question is from my mother-in-law, age 103,who is obtaining a reverse mortgage from Wachovia. It is this: Is it necessary to have a notary public at the closing?

My reverse mortgage is on a home that is worth less than what I borrowed. Can the lender collect from me?

My father's home is in a reverse mortgage which he did the loan when the market was high. The reverse mtg was written for $280K. The house is now worth $130K. Are there options for modifying the reverse mtg or what is the best advise in this situation? And if there is no option to reduce the loan amount what will happen at the time it becomes due? Will the loan be called to be paid in fu...
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How do I find the right loan, if I am looking to refinance my VA loan?

I've owned a home for two years. APR is approximately 6.5% I have a VA mortgage. I would like to refinance and possibly get a lower monthly payment. I'm not sure I can refinance having a VA mortgage

I inherited a home that has a reverse mortgage. Can I stay in the home?

My parents passed away earlier this year. They had a reverse mortgage. The reverse mortgage company has lien on the house. My parents left the house to my brother in the will. My parents attorney keeps asking him if he wants to go through probate and have the house put into his name. Can he have the house transferred to his name with a lien on it from the reverse mortgage company? Since he w...
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Why did our bank send us an unsolicited offer for a mortgage refinance? How can we be sure it is not a sophisticated scam?

How can I negotiate with unreasonable mortgage creditors? Should I avoid foreclosure at all costs, and what happens if I don't?

I have a house I am trying to sell (11 months) and it has been going through the short sale process. The bank (Bank of America) is being difficult to work with. They have finally accepted a buyer, however the Mortgage Insurance want $25,000 to approve the short sale. We have no other debt and cannot pay this, we have asked to lower the amount, but went from $30k to $25k. We have moved to TX ...
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We owe $1.2 million on a home worth half of that. What are our options if our mortgagee won't modify our loans?

We owe around $1.2 million on our home. We bought it four year ago and have three mortgages on it. First for $1,050,00, second for $190K and the third for our $70K pool. Our home is now valued at $650K. We haven't paid our mortgage in almost a year. Our lender for the first two loans is Chase. They have been "working with us" trying to get us a loan modification for over a year...
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