Mortgages Articles
I am not aware of any waiting period in any state that person must wait before refinancing or securing a new loan following a divorce. Start your shopping now.
Read moreWells Fargo Scam? | It is not a scam to charge for an appraisal up-front. Before paying for an appraisal, you should be confident that your value...
Read moreDeceased Ex-spouse and Mortgage
At death, the mortgagee will want the joint mortgagor to continue making payments. Since you are listed on the mortgage, you will be responsible for the paymen
Read moreMortgage Cosigner | A mortgage cosigner should carefully consider the risk of assuming full responsibility on the loan. Lenders require the primary borrower..
Read moreWhether your bank does a second credit check after you qualify for a mortgage is really up to your bank.
Read moreConsolidate Debt With New Mortgage
The mortgage party is over, and scrupulous mortgage brokers who now need to pass a federally administered examination to work in the field play by the book.
Read moreMortgage Lien | If there is a deficiency balance after foreclosure, the lender may seek a judgment and personal liens. Check your states anti-deficiency laws...
Read more15-Year Mortgage Loan | Lower Costs
15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....
Read moreHard money lenders provide short-term secured loans for people who need funding for tactical purposes. Hard money loans can bridge loans...
Read moreHUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...
Read more30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...
Read moreInterest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...
Read more40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
Read more10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...
Read moreLearn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com
Read moreVideo on how to Refinance My Mortgage. Ethan Ewing, mortgage expert and President of Bills.com, explains how to refinance a mortgage loan.
Read moreFive tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.
Read moreAdvice and tips, from Bills.com President Ethan Ewing, on getting the best deal on your mortgage loan online.
Read moreThe fallout of subprime loans will have negative affects on the entire real estate market. Find out how with information from Bills.com.
Read morePredatory lending practices are not only dishonest, they cost consumers thousands of dollars. Learn more about predatory lending and how to avoid it.
Read moreLearn the difference between a second mortgage loan, home equity loan, or home equity line of credit at Bills.com.
Read moreLearn the fundamentals of a second mortgage and how it can help you with home repairs, college tuition, and more.
Read moreLearn more about a bad credit second mortgage. Even with bad credit, you can get a second mortgage, but be sure to investigate all of your options before you s
Read morePurchasing a home? Learn how to find a great mortgage from Bills.com - your complete source for saving money.
Read more2008 Mortgage Regulation Changes
The new mortgage regulations from Fannie Mae and Freddie Mac can affect approval on your home loan. Get up-to-speed today.
Read morePrivate mortgage insurance isn't necessary for all homeowners. Learn how to cancel your PMI
Read moreLearn how subprime mortgages work and what to do if you have one. Bills.com has the tools to help you with your subprime mortgages.
Read moreFind a complete second mortgage guide, including advice and information on loans and lenders, at Bills.com -- your one stop resource for saving money.
Read moreTrends in Mortgage Credit Scores
The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages available for..
Read moreMortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit....
Read moreMortgage Tips - Getting an Affordable Mortgage
Get mortgage tips about finding an affordable mortgage. You need to go over your budget, make sure that you can afford the house and mortgage, and then show...
Read moreSelf-Employed and Getting a Mortgage
Self-employed borrowers have a harder time getting a mortgage. A self-employed mortgage applicant needs to show proof of their steady, recurring income and...
Read moreThe CFPB's HMDA map can help you better understand the mortgage and refinance market and trends in your county. Learn what lenders seek in loan applications...
Read moreWhether you are refinancing or buying a home you will ask yourself if you can afford the mortgage. Learn to prepare and evaluate if you can afford the...
Read moreMuch rides on an appraisal. A low appraisal can scuttle a deal, but there are steps you can take if the appraiser sets the value too low...
Read moreFannie Mae's mortgage release program gives distressed homeowners the option to live in their homes for 3 months free, or lease the home. There is a catch...
Read moreMortgage Fraud | Homeowners and Homebuyers Beware
Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn how...
Read moreConforming Loan Limits | Fannie Mae and Freddie Mac's basic conforming (and high area) loan limits remained the same for 2013. Learn about your options to...
Read moreCFPB | New Rules for High Cost Mortgage Loans
CFPB and High Cost Mortgage Loans | The CFPB proposed a rule to include HOEPA protections and disclosure to purchase mortgage loans. By learning how to...
Read moreGetting a Mortgage in a Hot Housing Market | Be a well-prepared borrower, if you're looking to buy a home or refinance in a hot housing market. Be sure...
Read moreQualified Mortgage Rule and Ability to Pay Rule
Qualified Mortgage Rule | The QMR and the ability to pay rule are technical mortgage lending issues. However, many borrowers will be affected when...
Read morePaying Off Your Mortgage Faster
Pay Off Your Mortgage Faster | Paying down your mortgage balance is an important step in reducing your overall debt. You can pay it off faster when...
Read moreConforming loan limit for a one-unit residence in 2012 is $417,000 for most of the US. You must know the limits in your area because...
Read moreLearn what a 7 Year ARM Loan is and how it compares to a 30 Year Fixed Loan. Get the information you need from Bills.com.
Read moreLooking for help with a lease to own transaction? Let bills.com answer your lease to own questions.
Read moreBi-weekly mortgage payment | Examine whether you can save money by making a bi-weekly mortgage payment.
Read moreLearn what factors can affect your mortgage insurance rates and if you credit score comes into play.
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