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I am trying to sell my home in a short sale, but the buyer seems to be stringing me along. Should I file bankruptcy?

I purchased a condo with my girlfriend (who later turned into my wife in 2007) back in 2006. We lived together in it until August of 2008. I left her and the condo due to difficulties in the marriage. I wanted to sell the condo, she was not ready to do that... so she agreed to continue payments on the condo while I lived on my own in my apt. Sometime in Q1 of 2009, she found that she could n...
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Which is better, refinancing my first mortgage or getting a home equity loan?

Should I refinance my mortgage or should I get a home equity loan? I am looking for some cash out to do some home improvement, and maybe a small addition? How do rates compare and is a refinance loan or a home equity loan a better deal?

I have only a HELOC on my townhouse, but the balance is greater than the market value of the property. What are my options?

In 2005 I paid $239,900 cash for my Florida townhome. Therefore, I don't have a mortgage and it's now worth $89,000-$110,000. I have an equity line of credit of $149,900. I want to sell and get out. Between the HOA fees, taxes, interest only equity payments, home insurance, and utilities in my lifetime I will never get the money back I paid for this house. It is a money pit. Since I ...
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Is a mortgage escrow account for taxes and insurance required under RESPA?

I bought a second mortgage at a foreclosure sale, and now can't recoup my investment and cover the balance of the first.

If a house appraises for $26,000, but needs $25,000 in repairs, how much should I offer to buy it?

I have a mortgage with my mother. She has a second mortgage on our house. What is my liability if she files for Chapter 13?

I live in California. I moved in with my mom 6 years ago to assist her now that she's getting older. Prior to my moving in she had refinanced the house several times; remodel/updating, repairs, and paying off credit cards. On the last refi 5 years ago, she added me to the mortgage and title, so in case something were to happen to her, etc. The loan was for $250k.(chase) Shortly after tha...
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How long must I wait after a divorce before I can refinance a home awarded to me?

I have a pending divorce and the primary residence mortgage and title is in spouse's name. If the judge from the state of Maine awards me the house in the divorce judgment, will I be able to refinance the home and pay off existing home equity, tax liens that are in spouse's name? Will I have a waiting period before I can refinance it after acquiring title?

Should I refinance my 15-year HELOC if we are three years into the loan? What are my options?

We need to consolidate our debt and thought we should refinance our current 15-yr Home Equity Loan fixed @ 6.75% - @ $1,553 per mth - we are 3+ yrs into it for a total of $149,139 balance. The credit card debt amounts to about $82,000. We applied to Wells Fargo Bank but they denied it due to three outstanding 401k loans of about $44,000 (debt to income issue) and transferred it to their fina...
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Is a bank that is modifying a joint mortgage required to have the signatures of both parties on the modification?

My daughter is separated from her husband and living in my home. He is currently living in the home and plans to keep it. My daughter called the mortgage company on 4/30/2010 and advised them that she is not living in the home and ask them to make a note not to refinance or modify the loan to lower the payment because of the divorce. They said they would make a note on the account so that th...
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