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Can I do a HARP refinance through Fannie Mae's Refi Plus automated system?

I've recently began the refinancing process with a lender that was offering me a DU Plus refinance. Everything was going fine until I was informed that my debt ratio was too high to qualify (they said I'm at 40%). I had an appraisal that put me at 119% loan to value ratio and they told me that I would still be able to refinance if I brought $4000 to closing. I have a 726 credit score and I m...
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How does the mortgage underwriting and mortgage approval process work?

What does it mean if your loan has gone through local underwriting and then forwarded to National underwriting? How long is the process?

Do you guys like the Buffalo Bills and what are their chances this year?

I'm from Buffalo.  I keep coming to Bills.com and like your site, but I have a more important question than just money:  Do you guys like the Buffalo Bills and what are their chances this year?  

  Mr. Buffalo

Can I refinance my mortgage while in Chapter 13 bankruptcy?

I am presently under Chapter 13 for some financial situations that do not include my mortgage. I am behind on my mortgage and I am struggling to keep caught up. I want to refinance my home and get a cheaper interest rate, I am now presently at 6%. Is there any way I can get refinanced while under Chapter 13.

How does Medicaid handle payments from a reverse mortgage? Are these considered income?

Regarding a reverse mortgage. What happens when one of the spouses goes into a long term care facility -- say, for custodial care the rest of his/her life? If the family income is insufficient to support both the person at home and the one in the nursing home -- How would the reverse mortgage be handled by Medicaid?

Don't pursue a quitclaim deed without understanding all the implications.

My domestic partner and I are splitting up and we own a home together. He wants me to sign a quit claim deed but refuses to refinance and our lender won't take me off the loan because we have a second mortgage. My 1st question is, is there anything an attorney can right up that keeps me on the title but states that moving forward, I have no right to occupy or rent out the property? if I ...
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At what interest rate would it make sense for me to refinance my home?

My wife and I are 61. The market value of our house is $300,000 We have a loan balance of $118,000 at 6.3% fixed for 30 years. Twenty five years remain on the mortgage. We have a FICO score of 812. At what rate would we have to refinance to make it worthwhile considering fees, etc? An suggestion on where to go for the best refinance deal? We plan on staying in the house for five years until ...
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A nearby abandoned house is being vandalized. How do I contact the mortgage servicer responsible for this mess?

My neighbors abandoned their home two months ago. The home has since been broken into and trashed. How do I find out who the lender is on the mortgage so they can deal with an escalating bad situation?

What can I do to get a Chase mortgage modification?

We have been working W/Chase for over 6 months on debt forgiveness and as of today no success. Do we have any other options or avenues that we can pursue? We are not late on the mortgage just we owe $100K more than what the home is worth. After reading I went through proper steps but need to find out what else I can do to get the process to work for us.

I am thinking about attending NACA's Save the Dream Tour. What can you tell me about NACA and its services?

I heard about NACA, and am planning to go to Arizona to attend a workshop and then to try to leverage that organization to restructure my loans, etc so that I do not lose my home. I don't know enough to be dangerous here, but trying to figure out if this organization is legit and worth their time. Any thoughts?