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How do I get a mortgage refinance loan? I am uncertain about what to do and what order to do it in.

How do I get a mortgage refinance loan? I am uncertain about what to do and what order to do it in.

My parent died with a reverse mortgage. Now the bank is suing me. Why?

My mother died having a reverse mortgage. The house is worth much less than the amount owed. She left no assets other than her Florida home. I have communicated several times with the mortgage company by phone and in writing, stating that I did not want the home. They informed me that they would foreclose on the home. I just received a letter from the mortgage company's attorneys stating...
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Is it possible to pay off a mortgage in one's lifetime? What happens to a property when a homeowner dies?

1. Can the mortgage be paid off while we are still living if we choose to? 2. Who puts the house for sale, is it the bank or the heirs?

What are my refinance options if my LTV is 118%?

We would like to refinance our town home to lower the monthly payments. we bought our home for $160,000 in 2007. we have a mortgage with sun trust mortgage. our home was assessed at $129,000 when we bought it in 2007. we called sun trust in an attempt to refinance to get a lower interest rate the banks are now offering at 4.50% ours 6.50%. they said they could only refinance at the accessed ...
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I want to assume a mortgage. I this possible and how much will it cost?

My wife of 13 years passed away 4 years ago. The home loan was in her name only. I am currently the court appointed administrator of the estate. I would like to assume the loan. Is this possible and if so, what kind of cost would this mean to me.

I own my home free and clear. I am on Social Security, and want a $15,000 mortgage. How can I qualify?

I own a home that is paid for - no mortgage on it in Louisville Ky. The PVA on it is $128,000. I am age 51, and receive SSA disability benefits totaling $822 monthly net income. However, I do not have any other bills so it is feasible for me to live on this amount (although I don't like it!) I also have a low credit score so the bank will not finance me. I have had an account with Chase ...
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What happens if you can't pay your mortgage?

My parents lived in their home for many years. It was paid off. Several years ago, they took out an equity loan to start a business and help pay for college for my sisters and I as well as my wedding. My father recently passed away from cancer leaving large unpaid medical bills. My mother is currently unable to continue paying on the home as my father ran the business and it is a complete me...
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Is it more important to have no debt or a large down payment when applying for a mortgage?

My wife and I are going to try qualifying for a home loan soon. Would it be better to pay a $9,000 balance on a timeshare mortgage we have, and not touch the $15,000 we have in savings? Or would it be better to use our savings to eliminate all our debts?

I found a good rate online and locked-in a rate with a digital signature. I just found a better rate. Can I break the contract?

Just started the process for refinance of mortgage. We just did the electronic signing online preliminary and locked in on a rate. Did not sign anything physically. We found a better rate. Can we stop process now with no penalty? Are we committed to this lender or can we move on?

Should I refinance my mortgage with Chase or M&T Bank?

I have Chase for my mortgage, but I started a refinance with M&T bank about 5 weeks ago. The representative at M&T has been dishonest and has not been accurate with numbers. I have raised this to the attention of his management and they are reviewing the matter. As a backup I checked with my current lender and they were able to turn around information for me within the same day. Chas...
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