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I am 62 years old and need to know if I qualify for a reverse mortgage.

I need to know if I qualify for a reverse mortgage. I am 62 years of age.

I want to refinance. Does it make sense to pay down my principal balance with retirement funds?

We would like to refinance our home. We have an old IRA account that we would like to use to reduce our mortgage amount (aprox $100K). What are the tax implications? Would it be worth it in your opinion.

I want to refinance my mortgage with my current lender. Will I need to buy title insurance again?

If I want to refinance my house with my original bank. Do I have to pay title insurance again?

I have paid my loan down aggressively. Does it make sense to refinance at this point?

I refinanced in Oct 2002 to a 15-year fixed 5.5% for $145,000. We paid the mortgage off aggressively and now only owe $66,000, about $15,000 variance on the good side. I also have a $21,000 line of credit at 3.25% variable rate for a family room which we just built. My total debt is about 87,000 which we plan on having paid off in 5 years. My question is, should I refinance? My wife and I bo...
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I want to know more about VA mortgage loan programs. What can you tell me?

I have a question about VA loans. Can I apply with you for a VA mortgage refinance loan? I want to know if people who served can get a better rate through a VA loan. Thanks, you guys have great articles and great answers. Hopefully you can give me some advice on a VA mortgage loan.

Should I refinance my mortgage to pay off my credit card debt?

Within the past two years, my income has decreased. I entered into a debt program to pay off credit cards. To date only one card has been satisfied. My credit score has been negatively impacted by financial status and I am currently experiencing difficulty paying my bills. Would like to know if refinancing mortgage to pay off debts would be viable option for us?

How important is LTV when shopping for a mortgage refinance?

Our home is worth a lot less than what we paid for it. Will we qualify for a 30-year fixed refinance?

Our home is worth a lot less than what we paid for it. We have a 5-year adjustable mortgage, which is about to come up for adjustment. Will we qualify for a 30-year fixed refinance?

I can't afford my second mortgage. What are my options for negotiating a settlement?

We have a second home which we've been unable to sell due to not having enough funds to bring to closing--the market value is 50k less than what we owe. We've offered Wells Fargo 20k (taken from home equity loan on primary home) to settle our 50k second mortgage. They've refused, saying we need to come closer to 80% (40k). We are current w/WF, but have now missed Sept pymt w/1st ...
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My husband will turn 62 next year. Would a reverse mortgage be a good choice for him?

This is a question for my husband. My husband is 61 years old and will be 62 years old in mid-2011. He is wanting to purchase the house from me and doesn't want to go through the regular financing. He has money in the bank but not a lot of income coming in. I have heard about the reverse mortgage and I feel it might be a good fit for him. My questions are: Does my spouse need to be 62 ye...
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