My mother past September 19, 2006 and refinanced her house I believe that same year. My brother received a letter from Wells Fargo that if they don't get $1500 by the 27th of this month, they will proceed with foreclosing. We are trying to keep the house and would like to know how we can save it.
I believe I am in a financial bind. I am behind in my Philadelphia city Real Estate taxes and don't have the cash to make a one time payment nor do I qualify for a low income payment program. My financial situation is this, retired from the local police dept. collecting a pension (55 years old), I also have a job with a 401K and can borrow on that. There's not much in there but I can...
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I have been married for about one year and we want to buy a condo, but my spouse has bad credit that will hold us back on a good loan. My credit is good. Can I apply for a loan on my own, for the purpose of buying a house as a married person? I would need to borrow about $250,000. I am a teacher (15 years).
I have a $20,000 balance on my home equity line of credit through my bank. Can I transfer that balance to a credit card that is currently offering 0% APR on balance transfers for 12 months?
I have a 30-year fixed-rate mortgage. If I am only planning on staying in the house for around 5 years, would it be beneficial to pay more each month towards the principal?