Mortgages Articles
I am not aware of any waiting period in any state that person must wait before refinancing or securing a new loan following a divorce. Start your shopping now.
Read moreWells Fargo Scam? | It is not a scam to charge for an appraisal up-front. Before paying for an appraisal, you should be confident that your value...
Read moreDeceased Ex-spouse and Mortgage
At death, the mortgagee will want the joint mortgagor to continue making payments. Since you are listed on the mortgage, you will be responsible for the paymen
Read moreMortgage Cosigner | A mortgage cosigner should carefully consider the risk of assuming full responsibility on the loan. Lenders require the primary borrower..
Read moreWhether your bank does a second credit check after you qualify for a mortgage is really up to your bank.
Read moreConsolidate Debt With New Mortgage
The mortgage party is over, and scrupulous mortgage brokers who now need to pass a federally administered examination to work in the field play by the book.
Read moreMortgage Lien | If there is a deficiency balance after foreclosure, the lender may seek a judgment and personal liens. Check your states anti-deficiency laws...
Read more15-Year Mortgage Loan | Lower Costs
15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....
Read moreHard money lenders provide short-term secured loans for people who need funding for tactical purposes. Hard money loans can bridge loans...
Read moreHUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans and...
Read more30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affordable...
Read moreInterest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...
Read more40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alternatives...
Read more10-Year Mortgage Loans | If you want to finish your mortgage loan quickly, than a 10-year FRM (Fixed Rate Mortgage) is an alternative, but...
Read moreLearn about Debt to Income (DTI) and get mortgage refinance tips from Bills.com
Read moreVideo on how to Refinance My Mortgage. Ethan Ewing, mortgage expert and President of Bills.com, explains how to refinance a mortgage loan.
Read moreFive tips on Mortgage Refinance Loans and how to get the best loan in the shortest time.
Read moreAdvice and tips, from Bills.com President Ethan Ewing, on getting the best deal on your mortgage loan online.
Read moreThe fallout of subprime loans will have negative affects on the entire real estate market. Find out how with information from Bills.com.
Read morePredatory lending practices are not only dishonest, they cost consumers thousands of dollars. Learn more about predatory lending and how to avoid it.
Read moreLearn the difference between a second mortgage loan, home equity loan, or home equity line of credit at Bills.com.
Read moreLearn the fundamentals of a second mortgage and how it can help you with home repairs, college tuition, and more.
Read moreLearn more about a bad credit second mortgage. Even with bad credit, you can get a second mortgage, but be sure to investigate all of your options before you s
Read morePurchasing a home? Learn how to find a great mortgage from Bills.com - your complete source for saving money.
Read more2008 Mortgage Regulation Changes
The new mortgage regulations from Fannie Mae and Freddie Mac can affect approval on your home loan. Get up-to-speed today.
Read morePrivate mortgage insurance isn't necessary for all homeowners. Learn how to cancel your PMI
Read moreLearn how subprime mortgages work and what to do if you have one. Bills.com has the tools to help you with your subprime mortgages.
Read moreFind a complete second mortgage guide, including advice and information on loans and lenders, at Bills.com -- your one stop resource for saving money.
Read moreNeed help getting your mortgage payment coupon book? Let Bills.com help you for free with advice and tips.
Read moreRemoving ex-Spouse from Investment Property | Removing a spouse from an investment property mortgage is not possible, if you can't qualify for a refinance...
Read moreQuiet title | An action to quiet title is a lawsuit brought in order to establish a party's title to real property. Due to the problems with MERS, anyone...
Read moreLPMI | LPMI is not a free lunch -- homeowners pay for LPMI in higher interest. It is also a bad deal if you plan to own your home long enough to exceed 22% of e
Read moreFree advice on what to do, if you want to add your spouse to your home mortgage loan
Read moreThe letter to the county clerk is often just called 'recording instructions' or something equally non-descriptive. It is prepared by the title company or escrow
Read moreSell My House Back to the Bank | Banks don't take homes back easily. Try modifying the mortgage to avoid foreclosure. Also, look into a deed-in-lieu or...
Read moreMortgage Calculator | Mortgage Calculator tips from bills..com Use our easy-to-use mortgage calculator to see which which mortgage loan is best.
Read moreDebt To Income Ratio | Debt To Income Ratio Tips and advice from bills.com. Review what you need to know about a DTI ratio.
Read moreMortgage Scam | The details of a mortgage can be complex. Mortgage scams often involve land speculation, straw buyers, inflated appraisals and...
Read moreMake one spouse a financial and credit history life boat. If a couple's financial world is turned upside down one spouse will have a strong credit history to re
Read moreHome Account is the Best Way to Apply for Online Mortgage Loan
A review of Home Account - the coolest new way to shop for a mortgage online, and just may be the Best Way to Apply for an Online Mortgage Loan.
Read moreUnder RESPA, a mortgagee is allowed to require an escrow account as a condition of you, the mortgagor, doing business with it.
Read moreIf the value of comps are in the $26,000 range, then you should pay $1,000 because the appraisal price is unrealistic and $1,000 is what the net value of the ho
Read moreLearn how much you can afford to borrow, and how to qualify for a mortgage.
Read moreConforming Loan Limits for 2019 increased. The FHFA announced new loan limits for Fannie Mae and Freddie Mac loans. Due to rising home prices, the baseline...
Read moreREO to rental idea advanced by Federal Reserve aims to stabilize home prices by selling foreclosed homes as rental units.
Read moreThe mortgage insurance deduction allows homeowners who itemize their deductions and pay MIP or PMI to deduct that amount from their income taxes.
Read moreFannie Mae's Tight Lending Guidelines
Fannie Mae's Tight Lending Guidelines | Even qualified mortgage borrowers with 740+ credit scores, steady employment, high income-to-debt ratios, and ...
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