My bankruptcy was just confirmed this month. I have an ARM where the rate will reset for the first time in February 2008. What are my chances of finding someone to refinance me? Right now my rate is 7.6%.
I am interested in consolidating (refinancing) my mortgage and my home equity line of credit. What are the primary things I need to keep in mind and watch out for when I do it? Thank you.
What is the most effective strategy to reduce Average Daily Balance on a 2nd mortgage loan of $25000?
I financed my home with an 80/20 mortgage. 1st rate = 8.25, 2nd rate = 13. How can I get my 20% mortgage rate lower. It has only been a few months since I purchased the home but I want to start planning for refinancing. I had a bankruptcy finalized last March but my credit score is between 600-620. What are my options. There are early refinance penalties that may apply on my mortgages.
My challenges: 521 credit score, need to find lender that will finance a mobile home on 2 acres of land, and current payoff of loan (which is in the ex's name) is $117,000. I have been court ordered to have the house refinanced or at least get it out of the ex's name. What are my options?