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Can I refinance and apply for a first time mortgage (combining my Home Equity) so I can add on to the home.

I currently have a Home Equity Loan which is a 15 yr. loan fixed at 6.09%. This loan was taken out to pay a relative for their share of the home. There is no mortgage. Can I refinance and apply for a first-time mortgage (combining my Home Equity) so I can add on to the home. My current Home Equity is $55,000. I would like to refinance for at least $100,000.

Can Home Equity Loans be a 30 yr term?

Can Home Equity Loans be a 30 yr term?

Can I refinance an investment property with no provable income but have a middle credit score of 640?

I have an ARM scheduled for an interest rate reset. What are my chances of finding a mortgage rate refinance if I had a recent bankruptcy?

My bankruptcy was just confirmed this month. I have an ARM where the rate will reset for the first time in February 2008. What are my chances of finding someone to refinance me? Right now my rate is 7.6%.

I am interested in consolidating (refinancing) my mortgage and my home equity line of credit.

I am interested in consolidating (refinancing) my mortgage and my home equity line of credit. What are the primary things I need to keep in mind and watch out for when I do it? Thank you.

Is there a loan that I could get to refinance the mortgage on a 1st loan in order to lower the payments and possibly get money

What is the most effective strategy to reduce Average Daily Balance on a second mortgage loan of $25,000?

What is the most effective strategy to reduce Average Daily Balance on a 2nd mortgage loan of $25000?

What is a second mortgage?

What exactly is a second mortgage?

I want to start planning for refinancing, what do I need to know for refinancing for a lower rate?

I financed my home with an 80/20 mortgage. 1st rate = 8.25, 2nd rate = 13. How can I get my 20% mortgage rate lower. It has only been a few months since I purchased the home but I want to start planning for refinancing. I had a bankruptcy finalized last March but my credit score is between 600-620. What are my options. There are early refinance penalties that may apply on my mortgages.

I need to find lender that will finance a mobile home.

My challenges: 521 credit score, need to find lender that will finance a mobile home on 2 acres of land, and current payoff of loan (which is in the ex's name) is $117,000. I have been court ordered to have the house refinanced or at least get it out of the ex's name. What are my options?