Loans Articles

Federal Student Loan Servicers

Mark CappelDecember 4, 2013

Eleven companies service federal student loans for the Dept. of Education. Contact information for Perkins, Direct Loans, and FFEL loans. A loan servicer...

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How Do Title Loans Work?

Mark CappelOctober 14, 2013

Title loans require no credit check, but cost 25% in interest monthly. The average $950 loan costs $2,000 in interest fees. Learn alternatives, including...

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Private Student Loan Forgiveness

Daniel CohenSeptember 1, 2013

There are calls to wipe out some private student loan debt. But enacting principal forgiveness in private student loans...

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RV Voluntary Repossession

Mark CappelSeptember 19, 2012

RV Voluntary Repossession | Does an RV qualify for short sale or deed in lieu of foreclosure? If you can present your lien-holder with a solid offer, you may...

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Learn About Installment Loans

Betsalel CohenSeptember 5, 2012

Installment Loans | Learn about different types of installment loans and payment terms. Get valuable tips about installment loans and your credit, budget, and..

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Auto Lenders For Bad Credit

Mark CappelJune 28, 2012

It always pays to shop for an auto loan, but even more so if your credit score is not excellent. Learn how to find a bad-credit auto lender. Start by...

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Different Types of Banks Loans

Daniel CohenJune 22, 2012

Bank Loans | To get the best rate on a bank loan to buy a house or car, refinance your current loan, or to consolidate debt, make sure that you start by...

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Federal Student Loan Interest Rate Hike

Betsalel CohenMay 6, 2012

Federal Student Loan Interest Rate Hike | Without congressional action the interest rate on Stafford Subsidized Loans will increase starting on ...

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Car Loan With Bad Credit

Betsalel CohenApril 29, 2012

Car Loan with Bad Credit | Avoid high interest bad credit loans. Plan ahead, make you budget and take steps to improve your credit. Learn about the steps..

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Loans to Help You Get Out of Debt

Betsalel CohenApril 19, 2012

Loans to Help You Get Out of Debt | Taking a loan to get out of debt is like fighting fire with fire. Learn the steps to take to decide if a loan is the best...

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Get a Loan With Bad Credit

Mark CappelApril 5, 2012

How to get a loan with bad credit is not easy, but you have 6 options if your credit is less than prime. Your 6 options are peer-to-peer loans,...

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Private Loan Consolidation

Betsalel CohenApril 4, 2012

Private Loan Consolidation | Deal with your private student loans through a private loan consolidation. You can simplify your payments or gain other...

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Credit Card Debt Loans

Betsalel CohenMarch 26, 2012

Credit Card Debt Loans | If you have good credit or equity in your home and you want to save money or lower your payment, then a credit card debt loan can...

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Taking Out a Fast Unsecured Loan

Betsalel CohenMarch 6, 2012

Fast Unsecured Loan | A Fast unsecured loan should be an option of last resort. If you must take out an unsecured loan, make sure you know the risks. Never...

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CFPB | Learning about Student Loans

Betsalel CohenFebruary 14, 2012

The CFPB and Student Loans | The Consumer Financial Protection Bureau is helping educate the public about student loans. That includes a prototype form for...

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Payment Applied to the Wrong Account

Mark CappelJanuary 11, 2012

I have 2 loans through the same company. Im trying to pay off one and file bankruptcy for the other but the creditor made a payment to the wrong account and now

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Private Student Loan Settlement

Rotem SegalJanuary 4, 2012

Your bank showing willingness to negotiate a settlement on your private student loan is a positive step. You have many peers who...

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Tax Credits & Student Loans

Mark CappelDecember 28, 2011

Learn the 5 qualifications for a student loan tax deduction. You can deduct up to $2,500 in interest paid from your AGI.

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Cosigning a student loan

Betsalel CohenDecember 25, 2011

Cosigning a student loan | Learn about the advantages and disadvantages of cosigning a private student loan. Review important tips to so you get the best...

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Parent Plus Consolidation

Bills.com TeamDecember 23, 2011

Parent Plus Loan Consolidation | Learn all about deferment, forbearance, consolidation, and 3 repayment plans for Parent Plus Direct Loans.

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Parent Plus Student Loan

Mark CappelDecember 23, 2011

Direct Parent Plus Student Loan | How to qualify for this federal student loan program that is designed for parents of students.

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Student Loan Payment

Mark CappelDecember 22, 2011

Student Loan Payment Options | You have two paths to follow if you cannot afford your student loan payments. The first is...

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Sallie Mae Forbearance

Mark CappelDecember 22, 2011

Sallie Mae Forbearance | Learn how to get a deferment or forbearance for your private or federal student loan.

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Student Loan in Default

Mark CappelDecember 20, 2011

Student Loan Default | Step to take if you cannot pay your federal student loan. How to apply for a deferment or forbearance...

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Default on Federal Student Loan

Daniel CohenDecember 16, 2011

Student Loan Default | What to do if you cannot pay your federal student loan. How to apply for a deferment or forbearance...

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Private Student Loan

Betsalel CohenDecember 15, 2011

Getting a private student loan | Learn about the important features of private student loans and how to choose the right private student loan. Make sure you ...

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Private Student Loan & SOL

Mark CappelDecember 14, 2011

Default on Private Student Loans | Unlike federally insured loans, your state's statute of limitations for taking legal action to collect on private student...

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Statute of Limitations for Student Loans

Daniel CohenDecember 14, 2011

Student Loan Statutes of Limitations | Federal student loans now have no statute of limitations, but programs exist so you can stop paying after...

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Getting a Federal Student Loan

Betsalel CohenDecember 13, 2011

Getting a federal student loan | Learn about the different types of federal aid and federal student loans, including information about interest rates,

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Student Loan Forgiveness

Mark CappelDecember 12, 2011

Student Loan Forgiveness | You can discharge any remaining student loan debt after 10 years of full-time public service employment. Make sure that you know...

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Student Loan Information

Betsalel CohenDecember 7, 2011

Dependent undergraduate students can borrow up to $5,500 in Stafford Loans in their first year of study, and up to $6,500 in their second year...

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Stafford Loan Consolidation

Mark CappelNovember 7, 2011

Consolidating Stafford Student Loans | Learn the steps that will help you simplify your life by consolidating your Federal Stafford Loan payments and...

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Obama Student Loan

Mark CappelOctober 26, 2011

Obama Student Loan | Obama's new student loan repayment plan allows student loan borrowers to combine private and federal student loans. Make sure you know ...

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Unsecured Debt

Daniel CohenJanuary 31, 2011

Unsecured Debt | Unsecured debt causes problems when you don't pay on it as agreed. If you don't make the monthly payment as agreed, you face...

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Student Loan Defaults in California

Mark CappelJanuary 18, 2011

California Student Loan | Student loans are considered community debt in California, except when a couple decides to divorce. Creditors can pursue both spouses

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Auto Loans

Daniel CohenDecember 1, 2010

Discover valuable information on auto loans and find a reputable lender from Bills.com - your online source for saving money.

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Student Loan Debt Help

Mark CappelDecember 1, 2010

Student Loan Debt | Learn your six options for repaying a federal student loan, and options for private loans...

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Auto Loan Default

Mark CappelDecember 1, 2010

Derogatory items remain on your credit report for up to 7 years. A bankruptcy may remain on your credit report for up to 10 years.

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Repaying Student Loans

Daniel CohenDecember 1, 2010

Repaying Student Loans | Learn your options for repaying your student loans, whether you have federal student loans or private student loans. Start by...

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national payday loans

Anthony GarciaDecember 1, 2010

National payday loans | Payday loans should be taken as a last resort. Be aware of the risks, if you are considering a payday loan.

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New Car Loan

Daniel CohenDecember 1, 2010

New car loan | Finding the best new car loan can save you thousands of dollars over the life of your loan. That is why it's so important to know where to look i

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Student Loan & Deceased Borrower

Mark CappelNovember 29, 2010

The Dept. of Education cancels federal student loan debt when the borrower dies. Private student loans, however, follow state probate rules...

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Loan Consolidation

Daniel CohenNovember 24, 2010

Free advice on understanding the different types of consolidation loans and finding the right consolidation loan for you.

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Title Loan

Mark CappelNovember 22, 2010

Title Loan |A title loan comes with high interest. Free tips about the pros and cons of title loans

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Co-sign Loan

Mark CappelNovember 16, 2010

Co-Signing Loans | The co-signer takes responsibility for repaying the loan if the primary borrower does not. If the loan is not paid in time, then the...

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Estate Debt

Mark CappelNovember 10, 2010

When a person passes away, the decedent's debts do not automatically pass to his or her spouse, children, or anyone else. Debts incurred by an individual are ow

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WyoTech Private Student Loan

Daniel CohenNovember 10, 2010

WyoTech Private Student Loan | If you default on a private loan, the creditor or collection agency must sue you in civil court. If a judgment is won...

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Home Repair Loans and Grants

Bills.com TeamOctober 25, 2010

Homeowners may qualify for repair, refinance, and mortgage loans and grants from the USDA and HUD. However, qualifications are stringent.

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Refinance Vehicle Loan

Mark CappelSeptember 29, 2010

Refinance Vehicle Loan | A vehicle refinance can save you a lot of money, especially if your credit has improved since you took out your loan. Be sure to see...

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Farm Loans

Mark CappelSeptember 29, 2010

The USDA's Farm Service Agency makes farm ownership loans to farmers and ranchers who cannot obtain a loan from a bank and to beginning farmers.

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