Loans Articles

Cash Call Loan

You may not need to repay your CashCall or Western Sky loan. The CFPB filed a lawsuit alleging the loans are illegal. The steps you must take to learn if you...

Federal Student Loan Servicers

Eleven companies service federal student loans for the Dept. of Education. Contact information for Perkins, Direct Loans, and FFEL loans. A loan servicer...

How Do Title Loans Work?

Title loans require no credit check, but cost 25% in interest monthly. The average $950 loan costs $2,000 in interest fees. Learn alternatives, including...

Private Student Loan Forgiveness

There are calls to wipe out some private student loan debt. But enacting principal forgiveness in private student loans...

RV Voluntary Repossession

RV Voluntary Repossession | Does an RV qualify for short sale or deed in lieu of foreclosure? If you can present your lien-holder with a solid offer, you may...

Learn About Installment Loans

Installment Loans | Learn about different types of installment loans and payment terms. Get valuable tips about installment loans and your credit, budget, and..

Auto Lenders For Bad Credit

It always pays to shop for an auto loan, but even more so if your credit score is not excellent. Learn how to find a bad-credit auto lender. Start by...

Different Types of Banks Loans

Bank Loans | To get the best rate on a bank loan to buy a house or car, refinance your current loan, or to consolidate debt, make sure that you start by...

Federal Student Loan Interest Rate Hike

Federal Student Loan Interest Rate Hike | Without congressional action the interest rate on Stafford Subsidized Loans will increase starting on ...

Car Loan With Bad Credit

Car Loan with Bad Credit | Avoid high interest bad credit loans. Plan ahead, make you budget and take steps to improve your credit. Learn about the steps..

Loans to Help You Get Out of Debt

Loans to Help You Get Out of Debt | Taking a loan to get out of debt is like fighting fire with fire. Learn the steps to take to decide if a loan is the best...

Get a Loan With Bad Credit

How to get a loan with bad credit is not easy, but you have 6 options if your credit is less than prime. Your 6 options are peer-to-peer loans,...

Private Loan Consolidation

Private Loan Consolidation | Deal with your private student loans through a private loan consolidation. You can simplify your payments or gain other...

Credit Card Debt Loans

Credit Card Debt Loans | If you have good credit or equity in your home and you want to save money or lower your payment, then a credit card debt loan can...

Taking Out a Fast Unsecured Loan

Fast Unsecured Loan | A Fast unsecured loan should be an option of last resort. If you must take out an unsecured loan, make sure you know the risks. Never...

CFPB | Learning about Student Loans

The CFPB and Student Loans | The Consumer Financial Protection Bureau is helping educate the public about student loans. That includes a prototype form for...

Payment Applied to the Wrong Account

I have 2 loans through the same company. Im trying to pay off one and file bankruptcy for the other but the creditor made a payment to the wrong account and now

Private Student Loan Settlement

Your bank showing willingness to negotiate a settlement on your private student loan is a positive step. You have many peers who...

Tax Credits & Student Loans

Learn the 5 qualifications for a student loan tax deduction. You can deduct up to $2,500 in interest paid from your AGI.

Cosigning a student loan

Cosigning a student loan | Learn about the advantages and disadvantages of cosigning a private student loan. Review important tips to so you get the best...

Parent Plus Consolidation

Parent Plus Loan Consolidation | Learn all about deferment, forbearance, consolidation, and 3 repayment plans for Parent Plus Direct Loans.

Parent Plus Student Loan

Direct Parent Plus Student Loan | How to qualify for this federal student loan program that is designed for parents of students.

Student Loan Payment

Student Loan Payment Options | You have two paths to follow if you cannot afford your student loan payments. The first is...

Sallie Mae Forbearance

Sallie Mae Forbearance | Learn how to get a deferment or forbearance for your private or federal student loan.

Student Loan in Default

Student Loan Default | Step to take if you cannot pay your federal student loan. How to apply for a deferment or forbearance...

Default on Federal Student Loan

Student Loan Default | What to do if you cannot pay your federal student loan. How to apply for a deferment or forbearance...

Private Student Loan

Getting a private student loan | Learn about the important features of private student loans and how to choose the right private student loan. Make sure you ...

Private Student Loan & SOL

Default on Private Student Loans | Unlike federally insured loans, your state's statute of limitations for taking legal action to collect on private student...

Statute of Limitations for Student Loans

Student Loan Statutes of Limitations | Federal student loans now have no statute of limitations, but programs exist so you can stop paying after...

Getting a Federal Student Loan

Getting a federal student loan | Learn about the different types of federal aid and federal student loans, including information about interest rates,

Student Loan Forgiveness

Student Loan Forgiveness | You can discharge any remaining student loan debt after 10 years of full-time public service employment. Make sure that you know...

Student Loan Information

Dependent undergraduate students can borrow up to $5,500 in Stafford Loans in their first year of study, and up to $6,500 in their second year...

Stafford Loan Consolidation

Consolidating Stafford Student Loans | Learn the steps that will help you simplify your life by consolidating your Federal Stafford Loan payments and...

Obama Student Loan

Obama Student Loan | Obama's new student loan repayment plan allows student loan borrowers to combine private and federal student loans. Make sure you know ...

Unsecured Debt

Unsecured Debt | Unsecured debt causes problems when you don't pay on it as agreed. If you don't make the monthly payment as agreed, you face...

Student Loan Defaults in California

California Student Loan | Student loans are considered community debt in California, except when a couple decides to divorce. Creditors can pursue both spouses

Student Loan Debt Help

Student Loan Debt | Learn your six options for repaying a federal student loan, and options for private loans...

Auto Loan Default

Derogatory items remain on your credit report for up to 7 years. A bankruptcy may remain on your credit report for up to 10 years.

New Car Loan

New car loan | Finding the best new car loan can save you thousands of dollars over the life of your loan. That is why it's so important to know where to look i

Repaying Student Loans

Repaying Student Loans | Learn your options for repaying your student loans, whether you have federal student loans or private student loans. Start by...

national payday loans

National payday loans | Payday loans should be taken as a last resort. Be aware of the risks, if you are considering a payday loan.

Auto Loans

Discover valuable information on auto loans and find a reputable lender from Bills.com - your online source for saving money.

Student Loan & Deceased Borrower

The Dept. of Education cancels federal student loan debt when the borrower dies. Private student loans, however, follow state probate rules...

Loan Consolidation

Free advice on understanding the different types of consolidation loans and finding the right consolidation loan for you.

Title Loan

Title Loan |A title loan comes with high interest. Free tips about the pros and cons of title loans

Co-sign Loan

Co-Signing Loans | The co-signer takes responsibility for repaying the loan if the primary borrower does not. If the loan is not paid in time, then the...

Estate Debt

When a person passes away, the decedent's debts do not automatically pass to his or her spouse, children, or anyone else. Debts incurred by an individual are ow

WyoTech Private Student Loan

WyoTech Private Student Loan | If you default on a private loan, the creditor or collection agency must sue you in civil court. If a judgment is won...

Home Repair Loans and Grants

Homeowners may qualify for repair, refinance, and mortgage loans and grants from the USDA and HUD. However, qualifications are stringent.

Refinance Vehicle Loan

Refinance Vehicle Loan | A vehicle refinance can save you a lot of money, especially if your credit has improved since you took out your loan. Be sure to see...