Loans Articles
The USDA's Farm Service Agency makes farm ownership loans to farmers and ranchers who cannot obtain a loan from a bank and to beginning farmers.
Read moreSallie Mae Debt-to-Income Ratio
Debt-to-Income ratio (DTI) is a comparison of your monthly gross income and your monthly repayment obligations to creditors.
Read moreIf you seek a short-term loan, avoid payday lenders. Consider a peer-to-peer loan or a loan from your bank or credit union.
Read moreCiti Sold My Loan to Santander
Citi Sold Loans to Santander | It was not illegal for Citi to sell loans. Santander assumed all terms and conditions of your Citi. You can try to refinance...
Read moreA good rate on a vehicle is 8-10%. People with no or poor credit history will pay twice that.
Read moreSallie Mae Cosigner | As a cosigner, you are 100% responsible for the debt. It's hard to negotiate settlements for student loan debts, but it is easier to if...
Read moreHome Equity Line of Credit Terms
HELOC Terms | A Home Equity Line of Credit (HELOC) is akin to a credit card secured by property. The terms of a HELOC vary, so check your contract and...
Read moreTaking a 401(k) distribution my result in lower interest costs, but will almost certainly result in the increased monthly...
Read morePeer to Peer Loan | Consider borrowing from someone in your circle of friends, or from a peer-to-peer lender such as Lending Club or Prosper.
Read moreIn Florida, the legal rate of interest is 12%. The general usury limit is 18%. On loans above $500,000 the maximum rate is 25%.
Read moreThe New Jersey Higher Education Student Assistance Authority offers NJCLASS student loan cancellation in limited circumstances, including...
Read moreIf you are disabled and have a federal student loan, the Dept. of Education may cancel the balance of your loan. However, you must apply to have your loan cance
Read moreSell Vehicle 1 and retire the loan. Your credit score should receive a boost from your doing so. Buy Vehicle 2 and finance the portion you cannot afford with a
Read moreFederal Student Loan Garnishment
Federal Student Loan Garnishment | Default on your federal student loan can lead to wage garnishment and seizure of your tax refund. Make sure that you...
Read moreConsolidating payday loans is more difficult than personal loans or credit cards. Step 1 is to check your state's laws to see if the lender must offer...
Read moreCan you help me find a lender that will do a cash out refinance for an auto loan or refinance on a car loan?
Read moreThe best way for a person to wash a delinquent student loan from their credit report is to become current on payments.
Read moreThe Indian Residential Schools Settlement Agreement a lump sum payment paid to former students who suffered abuse. It is not income that qualifies for...
Read moreNeed Personal Loan | If you are struggling to pay bills, then personal loans are not usually a good alternative. Create a budget and seek debt relief...
Read moreIllinois protects consumers who get payday loans. Payday lenders are limited in the interest and fees they charge. Also, payday lender must offer no-cost paymen
Read moreFlorida payday loans | Florida payday loans are risky. Examine a case where someone used a company to resolve a payday loan but now owes $6,000 when the origin
Read moreMy mom took out an equity loan and but later placed the property in my name. The loan is now in foreclosure. Will the bank be unreceptive because of this?
Read moreMy daughter wants to take out a loan to pay off my car loan but can't afford the monthly payment. What are our options?
Read moreBusiness Line of Credit Liability
We opened a business line of credit in about 1985 in the name of our corporation. We sold the business in 1993 left the line of credit open. Are we liable?
Read moreProblems with a Motorcycle Loan
Sometimes, repossession agents will act like private investigators, scoping out the borrowers home, workplace, etc. See what you need to be aware of at Bills.c
Read moreTypically auto-refinancing is done through a different lender, using the new loan to pay off the original loan. Learn more about auto loan refinancing at Bills
Read moreLearn about the steps you can take if a creditor is threatening you with a civil suit. Get more debt help tips at Bills.com
Read moreStudent Loan Consolidation | All the information you need to get started consolidating your federal or private student loans...
Read moreGet information on how payday loan providers use loopholes to bypass local state laws.
Read moreDefault on Private Student Loan
Private Student Loan Default | Private student loans are similar to unsecured debts, if you do not make repayments on the loan, the creditor/collection agency h
Read moreGet all the information you need about getting loans to pay off debts. Bills.com is your one stop resource to get all the information you need to save on your
Read moreIf you are looking for a HELOC loan, let Bills.com help you consider all of your options to help you save.
Read moreVirginia law specifically allows pay-day lenders to operate and exempts them from the usury laws which apply to many other lenders. Learn more about pay-day lo
Read moreStudent Loans on Credit Report
Student Loans on Credit Report | Learn how student loan defaults are reported on credit reports. Federal student loans follow different rules...
Read moreIf you need help with a loan or debt help, let Bills.com help you get the best loan deal and the advice you need to save.
Read moreCredit Rating and Student Loans
Learn the significance of your credit rating when applying for student loans. Bills.com has the resources to help you save big on your student loans.
Read moreThinking of a new car, see what you need to get done with your old one before you buy and save money on your deal at Bills.com
Read moreLearn about a good interest rate and what score you need to have to qualify for good credit loans. Bills.com.
Read moreAuto Loan Interest Calculation
Your credit history is probably the most important factor a lender will review when deciding what interest rate to offer you on an automobile purchase loan. Fi
Read morePayday Loan Default | What you can do, when you are in default and unable to pay payday loan.
Read moreGet real world advice on how to apply for loans even with poor credit. Learn more at Bills.com
Read moreSee what resources are available for people without good credit. Get money saving tips at Bills.com, ask Bill your personal finance questions and get a persona
Read moreAdvice and information on auto loan default. Bills.com is your one stop resource for answers to personal finance questions.
Read moreCannot Pay Payday Loans | Many people seem to be drowning and trapped by payday loans. Learn about state laws regulating payday loans and tips to get out of...
Read morePayday Loans Payment Arrangement
Let Bills.com help with your payday loans payment arrangement. Find. Learn. Save! at Bills.com
Read moreAuto Loan with Bad Credit | Credit score on the lower side? Bills.com has the resources and partners that can help you get an Auto Loan with Bad Credit.
Read moreWhat would be a typical APR for someone with a moderate credit score? Get the answer at Bills.com.
Read moreGet free business debt help tips and advice for your company from Bills.com - Find. Learn. Save.
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