Loans Articles
CFPB | Learning about Student Loans
The CFPB and Student Loans | The Consumer Financial Protection Bureau is helping educate the public about student loans. That includes a prototype form for...
Read morePayment Applied to the Wrong Account
I have 2 loans through the same company. Im trying to pay off one and file bankruptcy for the other but the creditor made a payment to the wrong account and now
Read morePrivate Student Loan Settlement
Your bank showing willingness to negotiate a settlement on your private student loan is a positive step. You have many peers who...
Read moreLearn the 5 qualifications for a student loan tax deduction. You can deduct up to $2,500 in interest paid from your AGI.
Read moreCosigning a student loan | Learn about the advantages and disadvantages of cosigning a private student loan. Review important tips to so you get the best...
Read moreParent Plus Loan Consolidation | Learn all about deferment, forbearance, consolidation, and 3 repayment plans for Parent Plus Direct Loans.
Read moreDirect Parent Plus Student Loan | How to qualify for this federal student loan program that is designed for parents of students.
Read moreStudent Loan Payment Options | You have two paths to follow if you cannot afford your student loan payments. The first is...
Read moreSallie Mae Forbearance | Learn how to get a deferment or forbearance for your private or federal student loan.
Read moreStudent Loan Default | Step to take if you cannot pay your federal student loan. How to apply for a deferment or forbearance...
Read moreDefault on Federal Student Loan
Student Loan Default | What to do if you cannot pay your federal student loan. How to apply for a deferment or forbearance...
Read moreGetting a private student loan | Learn about the important features of private student loans and how to choose the right private student loan. Make sure you ...
Read moreDefault on Private Student Loans | Unlike federally insured loans, your state's statute of limitations for taking legal action to collect on private student...
Read moreStatute of Limitations for Student Loans
Student Loan Statutes of Limitations | Federal student loans now have no statute of limitations, but programs exist so you can stop paying after...
Read moreGetting a Federal Student Loan
Getting a federal student loan | Learn about the different types of federal aid and federal student loans, including information about interest rates,
Read moreStudent Loan Forgiveness | You can discharge any remaining student loan debt after 10 years of full-time public service employment. Make sure that you know...
Read moreDependent undergraduate students can borrow up to $5,500 in Stafford Loans in their first year of study, and up to $6,500 in their second year...
Read moreConsolidating Stafford Student Loans | Learn the steps that will help you simplify your life by consolidating your Federal Stafford Loan payments and...
Read moreObama Student Loan | Obama's new student loan repayment plan allows student loan borrowers to combine private and federal student loans. Make sure you know ...
Read moreUnsecured Debt | Unsecured debt causes problems when you don't pay on it as agreed. If you don't make the monthly payment as agreed, you face...
Read moreStudent Loan Defaults in California
California Student Loan | Student loans are considered community debt in California, except when a couple decides to divorce. Creditors can pursue both spouses
Read moreNew car loan | Finding the best new car loan can save you thousands of dollars over the life of your loan. That is why it's so important to know where to look i
Read moreStudent Loan Debt | Learn your six options for repaying a federal student loan, and options for private loans...
Read moreNational payday loans | Payday loans should be taken as a last resort. Be aware of the risks, if you are considering a payday loan.
Read moreRepaying Student Loans | Learn your options for repaying your student loans, whether you have federal student loans or private student loans. Start by...
Read moreDiscover valuable information on auto loans and find a reputable lender from Bills.com - your online source for saving money.
Read moreDerogatory items remain on your credit report for up to 7 years. A bankruptcy may remain on your credit report for up to 10 years.
Read moreStudent Loan & Deceased Borrower
The Dept. of Education cancels federal student loan debt when the borrower dies. Private student loans, however, follow state probate rules...
Read moreFree advice on understanding the different types of consolidation loans and finding the right consolidation loan for you.
Read moreTitle Loan |A title loan comes with high interest. Free tips about the pros and cons of title loans
Read moreCo-Signing Loans | The co-signer takes responsibility for repaying the loan if the primary borrower does not. If the loan is not paid in time, then the...
Read moreWhen a person passes away, the decedent's debts do not automatically pass to his or her spouse, children, or anyone else. Debts incurred by an individual are ow
Read moreWyoTech Private Student Loan | If you default on a private loan, the creditor or collection agency must sue you in civil court. If a judgment is won...
Read moreHomeowners may qualify for repair, refinance, and mortgage loans and grants from the USDA and HUD. However, qualifications are stringent.
Read moreRefinance Vehicle Loan | A vehicle refinance can save you a lot of money, especially if your credit has improved since you took out your loan. Be sure to see...
Read moreThe USDA's Farm Service Agency makes farm ownership loans to farmers and ranchers who cannot obtain a loan from a bank and to beginning farmers.
Read moreSallie Mae Debt-to-Income Ratio
Debt-to-Income ratio (DTI) is a comparison of your monthly gross income and your monthly repayment obligations to creditors.
Read moreCiti Sold My Loan to Santander
Citi Sold Loans to Santander | It was not illegal for Citi to sell loans. Santander assumed all terms and conditions of your Citi. You can try to refinance...
Read moreA good rate on a vehicle is 8-10%. People with no or poor credit history will pay twice that.
Read moreSallie Mae Cosigner | As a cosigner, you are 100% responsible for the debt. It's hard to negotiate settlements for student loan debts, but it is easier to if...
Read moreHome Equity Line of Credit Terms
HELOC Terms | A Home Equity Line of Credit (HELOC) is akin to a credit card secured by property. The terms of a HELOC vary, so check your contract and...
Read moreTaking a 401(k) distribution my result in lower interest costs, but will almost certainly result in the increased monthly...
Read morePeer to Peer Loan | Consider borrowing from someone in your circle of friends, or from a peer-to-peer lender such as Lending Club or Prosper.
Read moreIn Florida, the legal rate of interest is 12%. The general usury limit is 18%. On loans above $500,000 the maximum rate is 25%.
Read moreThe New Jersey Higher Education Student Assistance Authority offers NJCLASS student loan cancellation in limited circumstances, including...
Read moreIf you are disabled and have a federal student loan, the Dept. of Education may cancel the balance of your loan. However, you must apply to have your loan cance
Read moreSell Vehicle 1 and retire the loan. Your credit score should receive a boost from your doing so. Buy Vehicle 2 and finance the portion you cannot afford with a
Read moreFederal Student Loan Garnishment
Federal Student Loan Garnishment | Default on your federal student loan can lead to wage garnishment and seizure of your tax refund. Make sure that you...
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