Sr. Content Writer

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working he loves running and spending time with his family.

May 21, 2013

Home Affordability varies over different regions and neighborhoods. Make sure that you look at local data and prepare your finances so that your incom...


May 16, 2013

Before buying a home and taking a mortgage learn about Home Affordability. Housing prices, income, and interest rates are important factors to conside...


May 12, 2013

The FHFA Streamline Modification is available for Freddie Mac and Fannie Mae loan. You must be delinquent at least 90+ days, but you don't have to pro...

May 6, 2013

Changes in FHA Mortgage Insurance in 2013 will cause FHA loans, popular for first time buyers and borrowers with low credit scores, to be more expensi...


March 11, 2013

Boxer-Menendez Refinance Bill | Senators Boxer and Menendez introduced for the third time their Refinance bill to improve the HARP program; however, i...

February 14, 2013

Rebuilding American Homeownership Pilot Program | Is this the start of HARP 3? The results of the pilot will help determine if Sen. Merkley can push t...

January 6, 2013

Housing Market 2013 and Home Affordability: There are signs that housing prices and mortgage rates will increase in 2013. Make sure that you can affor...

December 24, 2012

Reverse Mortgage Counseling | Reverse mortgages require a counseling session (all HUD backed ones). Counselors are not financial planners, so make sur...

December 24, 2012

Reverse Mortgage Cons | Reverse Mortgages are complicated. Avoid trouble by understanding how they work. By learning about the disadvantages you can a...

December 24, 2012

How a Reverse Mortgage Works | Learn about the differences between a regular mortgage and a reverse mortgage. A reverse mortgage can work for you, but...

December 20, 2012

HECM Reverse Mortgage | Learn about the FHA backed HECM product before shopping for a reverse mortgage. Learn about different types, interest rates an...

December 13, 2012

FHA Loan Limits 2013 | FHA loan limits remain, for most areas, the same as for 2012. FHA loans are a popular choice for homebuyers and with low...

December 9, 2012

FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and may...

December 5, 2012

Holiday Spending and Holiday Debt | Gifts, vacations, family gatherings are all reasons for a joyous holiday. Keep your budget and deal with your debt...

December 2, 2012

Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn ho...