Betsalel Cohen
Home Affordability varies over different regions and neighborhoods. Make sure that you look at local data and prepare your finances so that your incom...
Before buying a home and taking a mortgage learn about Home Affordability. Housing prices, income, and interest rates are important factors to conside...
The FHFA Streamline Modification is available for Freddie Mac and Fannie Mae loan. You must be delinquent at least 90+ days, but you don't have to pro...
Changes in FHA Mortgage Insurance in 2013 will cause FHA loans, popular for first time buyers and borrowers with low credit scores, to be more expensi...
Boxer-Menendez Refinance Bill | Senators Boxer and Menendez introduced for the third time their Refinance bill to improve the HARP program; however, i...
Rebuilding American Homeownership Pilot Program | Is this the start of HARP 3? The results of the pilot will help determine if Sen. Merkley can push t...
Housing Market 2013 and Home Affordability: There are signs that housing prices and mortgage rates will increase in 2013. Make sure that you can affor...
Reverse Mortgage Counseling | Reverse mortgages require a counseling session (all HUD backed ones). Counselors are not financial planners, so make sur...
Reverse Mortgage Cons | Reverse Mortgages are complicated. Avoid trouble by understanding how they work. By learning about the disadvantages you can a...
How a Reverse Mortgage Works | Learn about the differences between a regular mortgage and a reverse mortgage. A reverse mortgage can work for you, but...
HECM Reverse Mortgage | Learn about the FHA backed HECM product before shopping for a reverse mortgage. Learn about different types, interest rates an...
FHA Loan Limits 2013 | FHA loan limits remain, for most areas, the same as for 2012. FHA loans are a popular choice for homebuyers and with low...
FHA Loan Requirements 2013 | Sec. of HUD Shaun Donovan's testimony to the Sen. Banking Committee, indicated that the FHA is going to raise fee and may...
Holiday Spending and Holiday Debt | Gifts, vacations, family gatherings are all reasons for a joyous holiday. Keep your budget and deal with your debt...
Mortgage Fraud | Both homeowners and homebuyers are targeted by mortgage fraud. Beware of upfront fees, undeclared money, false declarations. Learn ho...