Sr. Content Writer

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working he loves running and spending time with his family.

June 15, 2012

Fixed mortgage rate | If you are looking for a long-term mortgage loan, then first look into a fixed mortgage rate loan. Remember to compare the mortg...


June 12, 2012

7/1 ARM Loans | The 7/1 ARM has a low payment because it is for 30-years, but starts with a lower payment than a 30-year FRM. However, your interest r...


June 10, 2012

10-Year ARM | Most Adjustable Rate Mortgages have a shorter initial period. Before taking a 10-Year ARM make sure that you can afford the payments and...

June 6, 2012

Low Interest Home Loans | Shop around and find a low interest rate mortgage. Compare products, loot at both mortgage rates and mortgage fees. Learn ho...


June 5, 2012

15-Year Mortgage Loan | You can save money and build equity by taking a 15-year home purchase or refinance mortgage loan. Make sure that you can....

June 3, 2012

10-Year Mortgage Rates | If you want to pay off your mortgage quickly, then look into 10-Year mortgage rates. However, make sure that you have suffici...

May 30, 2012

15-Year Fixed Mortgage Rates | Take advantage of low rates and refinance into a 15-Year FRM. Check to see how you can refinance into a lower interest ...

May 29, 2012

15-Year Fixed Mortgage Rates | 15-year mortgage rates are cheaper than 30-year rates. However, make sure that you can afford them. Compare between rea...

May 27, 2012

Qualifying for a Home Refinance Loan | Prepare yourself by following Bills 5 steps to qualify for a home refinance loan. Start by preparing your budge...

May 24, 2012

HUD | The Housing and Urban Development Dept. oversees the federal government's housing policies. Learn about HUD and HUD loans, including FHA loans a...

May 23, 2012

30-Year Mortgage Loans | If you are looking for a purchase home loan or a refinance mortgage loan, start with a 30-Year mortgage loan that offers affo...

May 22, 2012

HARP Lenders | Underwriting requirements differ between HARP lenders. Big Banks and original lenders are often more expensive. Shop around for the bes...

May 20, 2012

Home Improvement Loan Information | Whether you take a home improvement loan for personal or financial gains, learn about the types of loans and what ...

May 19, 2012

Interest Only Mortgage Loans | If you have fluctuating income, end of year bonuses then you might consider an Interest Only Loan, but learn if it...

May 16, 2012

40-year mortgage loan | A 40-year mortgage loan has low initial payments. However, it is a rare product and carries risks. Learn the different alterna...