Sr. Content Writer

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working he loves running and spending time with his family.

April 29, 2018

Are you considering purchasing a home? Do you have a small down payment? Then, consider the newest Freddie Mac High LTV, low down payment option, the ...


April 23, 2018

Many households cannot afford to buy a home. Affordability is the main reason for renting a home. The second main reason is lifestyle options. If you ...


April 17, 2018

Home Equity Loans are becoming more popular in 2018. Due to higher mortgage rates and increasing home prices, many homeowners are looking to take out ...

April 15, 2018

If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many ho...


March 25, 2018

Alternative credit data and scores can help millions of consumers gain access to credit. Traditional credit data and credit scores do not contain valu...

March 18, 2018

A recently published paper shows that Homebuyer Education and Counseling programs are beneficial. They help create more informed consumers, who make b...

March 12, 2018

Are you looking for ways to get out of debt? No matter the reason you are in debt, or your personal situation, bills.com Get Out of Debt Guide helps y...

March 11, 2018

According to Transunion Q4 Insight Report personal loan balances and originations increased in 2017. They expect that the personal loan market will co...

March 11, 2018

With rising mortgage rates there will be less mortgage refinances. However, over 2.6 million households that can benefit from a refinance. Expect for ...

March 11, 2018

Mortgage rates move up and down. Forecasting rates is difficult. 2018 started off with increases. Mortgage rate forecasts are fairly accurate for the ...

March 11, 2018

Many first time home buyers are using Private Mortgage Insurance together with conventional low down payment mortgages. Instead of using FHA loans, bo...

March 4, 2018

Mortgage rates are on the rise in 2018 making it more difficult to buy a home. However, even if mortgage rates go up you may still find it possible to...

February 27, 2018

The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages availa...

February 18, 2018

With mortgage rates rising, you should check out the pros and cons of a Fixed Rate Mortgage vs. an Adjustable Rate Mortgage. Compare savings and risks...

February 16, 2018

The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and...