Sr. Content Writer

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working he loves running and spending time with his family.

August 28, 2018

Bill consolidation loans can help save money. If you have excellent credit you can obtain a low-interest bill consolidation loan. There are different...


June 18, 2018

A home affordability index looks at home prices, income, and other factors to see how easy or difficult it is to purchase a home. Check out how you ma...


June 17, 2018

If you are a rural mortgage shopper, then you don't have to be at a disadvantage. While many rural borrowers are dependent on local lenders, with toda...

June 17, 2018

Home prices greatly affect your ability to purchase a home. Home prices fluctuate over time, as well as over geographic region. Finding an affordable ...


April 29, 2018

Buying a home is a major concern for many households. Will rising mortgage rates be offset by higher wages? Will rising home prices make it impossible...

April 29, 2018

Are you considering purchasing a home? Do you have a small down payment? Then, consider the newest Freddie Mac High LTV, low down payment option, the ...

April 23, 2018

Many households cannot afford to buy a home. Affordability is the main reason for renting a home. The second main reason is lifestyle options. If you ...

April 17, 2018

Home Equity Loans are becoming more popular in 2018. Due to higher mortgage rates and increasing home prices, many homeowners are looking to take out ...

April 15, 2018

If you can’t afford to make your payments on time, then you are not alone. While delinquent rates dropped since the Great Recession in 2008, many ho...

March 25, 2018

Alternative credit data and scores can help millions of consumers gain access to credit. Traditional credit data and credit scores do not contain valu...

March 18, 2018

A recently published paper shows that Homebuyer Education and Counseling programs are beneficial. They help create more informed consumers, who make b...

March 12, 2018

Are you looking for ways to get out of debt? No matter the reason you are in debt, or your personal situation, bills.com Get Out of Debt Guide helps y...

March 11, 2018

According to Transunion Q4 Insight Report personal loan balances and originations increased in 2017. They expect that the personal loan market will co...

March 11, 2018

With rising mortgage rates there will be less mortgage refinances. However, over 2.6 million households that can benefit from a refinance. Expect for ...

March 11, 2018

Mortgage rates move up and down. Forecasting rates is difficult. 2018 started off with increases. Mortgage rate forecasts are fairly accurate for the ...