Sr. Content Writer

Betsalel Cohen

Passionate about helping people improve their finances. Worked in mortgage banking, private banking, and personal financial coaching. When he is not working he loves running and spending time with his family.

March 11, 2018

Many first time home buyers are using Private Mortgage Insurance together with conventional low down payment mortgages. Instead of using FHA loans, bo...


March 4, 2018

Mortgage rates are on the rise in 2018 making it more difficult to buy a home. However, even if mortgage rates go up you may still find it possible to...


February 27, 2018

The Great Recession of 2008 virtually put an end to the subprime mortgage market. What are the credit score trends for mortgages? Are mortgages availa...

February 18, 2018

With mortgage rates rising, you should check out the pros and cons of a Fixed Rate Mortgage vs. an Adjustable Rate Mortgage. Compare savings and risks...


February 16, 2018

The amount of household debt in the US is increasing. While there is no conformity across states, debt levels are rising, especially student loans and...

February 15, 2018

Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...

February 4, 2018

Mortgage programs have different minimum credit score requirements. However, lenders often have stricter rules. It is important to match your credit.....

February 4, 2018

Rising home prices, low mortgage rates, and improving economic situation offers a great opportunity to use a cash out mortgage refinance to save money...

January 31, 2018

There are many good reasons to refinance in 2018. Rates are still historically low. Affordable payments are they key. Also cash-out refinance can impr...

August 30, 2017

Hurricane Harvey has caused widespread damage in parts of Texas and Louisiana. Get tips regarding mortgage payments and financial assistance...

August 18, 2017

Once again the FHFA extends the HARP program. The latest extension means The HARP refinance mortgage will be available all of 2018. The replacement pr...

August 13, 2017

Not all debt problems are alike. Learn about four debt scenarios and the different ways that you can use to consolidate your debt. Match your personal...

July 16, 2017

Choosing a debt consolidation loan is fairly straightforward. First, make sure that the loan is a good match with your financial situation. Then, shop...

July 9, 2017

Did you take an FHA loan a number of years ago? You might be able to lower your payment and/or save big money by refinancing into a conventional loan ...

July 2, 2017

Low mortgage rates can help you save money. Also, refinance now if you want to lower your payments, take out cash, get rid of mortgage insurance, or.....