My spouse and I have had both a Visa and MasterCard with Capital One for ten+ years. We were recently informed that the interest rate on the Visa will increase from 9.9% to 18.9%, and the rate on the MasterCard will increase in February 2010. When I called to complain, they basically said too bad; the current economic conditions warrant the change. We pay our bills on time, and more times th...
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What is the best way to build credit if you have none?
Do you think it is good idea to go with credit solutions and go out of debt?
What is the best way to build credit if you have none?
I had a countrywide credit card which was closed I have been told this would not affect my score. is that right?
My question relates to how to best pay of my debts to produce the most increase of my credit score. I have the following debts: $1297 - Past Credit Card in collections $4850 - In collections -my ex-wife moved from the apartment before the end of the rental term. The lease was in my name and The apartment did not contact me until a year after she had left and the matter had gone to collection...
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How does repayment plan reporting on your credit report differ from a 30 day late?(for a 1st mortgage?)