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Jul/09Mark Cappel
July 1, 2009My spouse and I have had both a Visa and MasterCard with Capital One for ten+ years. We were recently informed that the interest rate on the Visa will increase from 9.9% to 18.9%, and the rate on the MasterCard will increase in February 2010. When I called to complain, they basically said too bad; the current economic conditions warrant the change. We pay our bills on time, and more times th...
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Jun/09Mark Cappel
June 19, 2009
- For credit cards, is utilization measured on the debt to available credit at statement close or any time during the month? I will make a large purchase that will utilize 46% of my available credit on a single card (single purchase so I can not split among cards), but plat to pay off electronically within 2 days of posting to my credit card and well before statement close.
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Jun/09Mark Cappel
June 16, 2009What are my Debt Consolidation options?
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May/09Daniel Cohen
May 11, 2009What is the best way to build credit if you have none?
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May/09Mark Cappel
May 4, 2009
Do you think it is good idea to go with credit solutions and go out of debt?
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Apr/09Mark Cappel
April 30, 2009
What is the best way to build credit if you have none?
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Apr/09Mark Cappel
April 30, 2009How does an owner financed mortgage that went through a closing and is actually being financed by a person; be reported to the Credit Bureau? Do they have to legally?
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Mar/09Mark Cappel
March 24, 2009
I had a countrywide credit card which was closed I have been told this would not affect my score. is that right?
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Mar/09Brad Stroh
March 16, 2009My question relates to how to best pay of my debts to produce the most increase of my credit score. I have the following debts: $1297 - Past Credit Card in collections $4850 - In collections -my ex-wife moved from the apartment before the end of the rental term. The lease was in my name and The apartment did not contact me until a year after she had left and the matter had gone to collection...
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Mar/09Mark Cappel
March 11, 2009
How does repayment plan reporting on your credit report differ from a 30 day late?(for a 1st mortgage?)
