I was the second card holder on a credit card account my mom opened when I turned 18. It was meant to build up my credit since my mother at the time had excellent credit. Fast forward 7 years later and my mom files for bankruptcy and this particular credit card has adversely affected my credit rating. Is there anything I can do? Or am I stuck with the negative credit rating? Brent
I have a 756 credit score now and I'm thinking to let a leased car go back. How bad will a lease termination affect my credit score and how long will stay on my credit report?
As long as I pay my bills will this slowly but surely improve my credit rating? It is 675 and have been paying ahead of time.
My wife is a bank teller. If we default on our credit cards can she lose her job for having bad credit?
When I ran my credit report there are addresses listed that are not mine. I know who the addresses belong to and I'm afraid that they are using my credit. I don't see anything out of place on my credit report but I want to know how those addresses got associated with my name and SSn. How do I find out?
I would like to know if it is worth pursuing my quest to get a Merrill Lynch credit card. the week they sent me my denied letter, my credit union told me I was pre-approved for a small house loan (62,500) and mt credit score is 703. I have a ML account, and some sort of retirement acct with same. I had a mortgage also and paid it off (70,000) what gives. Should I just go somewhere else. I am...
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