I live in NY and have internet payday loans that are in default I have received phone calls from companies representing these payday loan companies threatening to put warrants out for me I would like to know what these companies by law are allowed to do as far as collecting the money I owe and what I should do.
I just received a chapter 7 discharge for my debt, and now have more debt. I was unemployed and had a traumatic head injury right after my discharge, I have no income, no job and no insurance, I have accumulated tax debt and emergency hospital bills debt which I have no way to pay, what are my options? I have been denied Social Security disability, etc... Thank you
Hello my name is joshua and im 22 years old in debt and looking for help. Right now im currently looking for help by putting all my bills into to pay them off!...If u could help please let me know
I filed chapter 13 bankruptcy and got behind on my payments. What bankruptcy alternatives are there for debt relief. The bankruptcy court sent me a letter saying they are going to dismiss my bankruptcy case if I do not pay what I am behind in 30 days. If they dismiss my bankruptcy is there still any debt consolidation relief available?
My father has a terminal illness and I have started going through their debts to help my mother. Unfortunately they have alot of credit card debt and with the medical bills they are having a hard time paying all the bills. What are their options to consolidate this debt and when my father passes will the debt on those cards be forgiven if my mother is not on the cards?
I have a credit card balance of about $2400. The minimum payment is over $600 because I have not been able to make payments in over 4 months. Is there anything I can do or that the credit card company can do for me?
My car was re-possessed by an attorney to pay off a credit card debt. I filed Chapter 7, and it stopped the sale of my car. Now my car is just sitting at the towing place. How can I get my car back? Does the Trustee have to decide what to do with my car? I can't seem to get anyone to help me with these questions.
I was told that it was better to pay off the balance at the credit counseling instead of directly to the collection agency because it would show up as a bad debt on the credit report whereas if it is paid off to the counseling program, it will be better for the credit report.However, if it is paid directly to the collection agency, they will settle for less money. What is the truth? Will it ...
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I was discharged in a chapter 7 bankruptcy in feb 08. My home was surrendered as part of this bankruptcy and is being foreclosed. I have not lived in the home since july of 07 and had canceled all utilities. Can the water and sewer utility company legally reopen my closed account with them and start charging me base rate fees. Any info would be appreciated