How far back in years do Equifax or TransUnion go to obtain credit history? I have heard that credit reports clear themselves after seven years, but if you have long active loan account wont the bank report the entire length to the credit info agency?
Hi Bill- I want to know what your opinion is on Credit Solutions of America OR an agency with similar services.
I would like to consolidated some of my debt into one monthly payment. I have purchased a condo a year ago and have recently tried to get a loan for debt consolidation and found out that my ex has stopped paying on the second mortgage loan that I co-singed 2-3 years ago. This is ruining my credit and I can't refinance it because I feel like he has that house and he should be responsible ...
Read full question
I'm trying to get out of debt. I have bad credit because of credit card balances and my interest rates and payments have gone up. Can you help?