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I am thinking about attending NACA's Save the Dream Tour. What can you tell me about NACA and its services?

I heard about NACA, and am planning to go to Arizona to attend a workshop and then to try to leverage that organization to restructure my loans, etc so that I do not lose my home. I don't know enough to be dangerous here, but trying to figure out if this organization is legit and worth their time. Any thoughts?

Can a couple get a reverse mortgage on either home they own, when they reside in separate states?

Can I qualify for a reverse mortgage by establishing a primary residence for myself in a state different from the one where my husband works? We have a home in WI and we now live in Or; my husband wants to keep working in Or; I want to retire and spend most of the year in WI. I assume we would need to file separately with IRS? Thank you for your suggestions, Stephanie

What is a quiet title action and can it prevent a foreclosure?

Some judges are beginning to accept homeowner challenges to the banks standing to foreclose by using quiet title actions. As a result of MERS, banks have failed to physically record any assignments of the deeds of trusts or mortgages and the banks have not transferred the wet ink notes with those assignments. Banks have been caught robo-signing affidavits of lost documents and manufacturing ...
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Options for homeowners who owe more than their home is worth

We need to refinance our home and we are upside down. We have been told the only way to refinance is to miss two payments. Is there a way to do this without having a negative impact on our excellent credit rating?

Can I modify my mortgage if I have bad credit and significant credit card debt?

My only income is a State Pension and Disability. I stopped paying my credit cards. I read what you said to put on my account contains pension and Social Security only. They call me all day long. Should I write and tell them that is my only income or just do nothing. I also applied for a loan modification, can the creditors mess that up in any way.

Can I find LPMI in a mortgage refinance?

Can't find a bank that will do a refinance under the harp program for me because I have LPMI. Bank of America will not help at all. Can you tell me where I could I find a bank that will do the refinance with LPMI under the harp program?

I have my current mortgage with Chase. Should I refinance it to a lower rate? They mailed me a refinance letter. Should I keep my mortgage with Chase?

Should I Refinance my Mortgage with Chase? Are they the best to get a low rate and a low payment if I refinance my loan through Chase Mortgage?  I got a letter telling me to go to Chase.com/MyRefi and refinance my loan.  Should I do it or should I apply elsewhere and make them compete for my loan?

My parent passed away. How do I locate the lender who issued the reverse mortgage?

My mother got a home equity conversion mortgage from security one lending she has passed away and i am trying to find out who has the mortgage. the loan number is R200909**** FHA case number 095-1403XXX-*** please get back with me

Is reverse mortgage a good choice for paying off some bills and for improving our home?

I am considering a reverse mortgage to pay off some bills and improve our home. My husband and I are 62, no children, want to stay in current home, needs improvements done but do not want a large payment each month. I understand you can pay the interest each month on some reverse mortgage loans. Yet I am not totally sold on it. I don't know anyone who has gotten one to find out if they a...
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I live in Illinois and have two properties In Florida. Should I do a loan modification, deed in lieu, or a short sale?

I live in Illinois and have two lots in Florida on which I have interest only mortgages (two separate lenders). I owe $361k on one and market value on this has dropped down to $250k or less. On the second lot I owe $309k, and market value also has dropped to high $200s. There has been no sale in the area for last 18 months. I have a balloon payment on both that will be due in 12 months. So f...
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