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How do I get a free credit report that contains my credit score?

How do I learn my current credit score? I know federal law requires that I have access to 1 free credit report from each of the 3 credit reporting companies but those reports dont give me my credit score as of the date the report is generated. Is there anyway to get a score without paying for it?

I paid my collection accounts and my credit dropped. Why? What can I do about it?

I just paid off my last two collection accounts. I was signed up for a credit monitoring/fraud protection service, and just got in the mail my most recent credit information. It showed that my credit score literally TANKED (except TransUnion)! I went from Equifax 594 to 555, TransUnion 569 to 600, Experian 621 to 515. What do I do?

I do not understand why my credit score is 546. How do I raise my credit score for free?

I'm so confused and need to raise my 546 score but not sure how. I pay my mortgage on time maybe 1 time late in 12 months but I have old credit cards that are on my report that i paid off and I have 2 cell phone charge offs well it looks like 5 b/c they're charges I thought I paid. anyway, I wanna refinance my mortgage and Home Equity Loan (HEL is 1 month late now) I want cash out to...
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Will paying off my auto loan raise my FICO score?

I just paid my last payment on my Auto loan. Will this raise my fico score? I still have a bike I am almost finished paying on.

I plan to buy a car soon on credit. Should I close several unused credit card accounts before or after buying the car?

I just checked my credit score and it is 804 so it is pretty good, but I have several credit cards that I have had for several years with zero balance on them. I would like to cancel them because I never use them. Will that hurt my credit score if I cancel them. I am planning on getting a new car soon so I do not want to hurt my credit score.

My spouse and I are buying a house. His credit score is low. How does a FICO score work, and how do we improve his score?

My husband and I are trying to purchase a brand new home with the USDA program. They want my husband's score to be at least 640 but when they pulled it up it was at 545. When i pulled it up it was at 572. There was only 5 things against his credit which was child support which wasn't removed due to everything paid in full we had to file a dispute with and i went ahead and paid off th...
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If I opt-out of the changes to the terms and conditions of my credit card will it affect my credit?

Will consolidating my credit cards negatively affect my credit scores?

If i do a loan modification how does that affect my credit?

Will a mortgage loan modification hurt my credit scores?

A credit card company made an error in crediting a payment. How long will it take for my credit score to recover?

A credit card company made an error in crediting a payment, and as a consequence we had a negative remark that lowered our credit score 8 points. I had them fix it and score has not gone back up. Why? This hit our credit the day before we were planning to get pre-approved for house, the 8 points it lowered us put us below the score we need to get approved for a house. How long will it take t...
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