Debt Articles
A brief look at New York's Exempt Income Protection Act (EIPA), and steps New Yorkers can take to protect their exempt income from garnishment and account levy.
Read moreGet free credit counseling by doing it yourself or find local agencies that can provide free counseling. Learn more at Bills.com.
Read moreDebt Consolidation with High Debt to Income Ratio
High debt to income ratio preventing you from debt consolidation? Let Bills.com give you the helpful tips and resources you can use to save more!
Read moreOld Credit Card Debt That's been Sold
See what resources are available to you to settle old debt that has been sold to collection agencies. Bills.com has the information to help you Find. Learn. Sa
Read moreCKS Financial: How to Handle a Debt Collector
CKS Financial is a collection agency that purchases debt and also acts as an agent for original creditors and third-party debt buyers. Learn how to...
Read moreDebt collector practices to be supervised by the CFPB | With more than 30 million Americans facing debt collection the CFPB will...
Read moreCredit Card Late Payments | Consumers are running up higher credit card debt and late payments. The holiday season is especially difficult. Take steps to...
Read moreSocial Media Debt Collection | Bills.com lists 10 uses of information gathered from social media that may surprise users. Don't be surprised if...
Read moreLiability For Ex-Husband's Mortgage
Am I Liable for my Ex-Husband's Mortgage | Learn about one particular scenario where an ex-husband refinanced without his ex-spouse's knowledge and....
Read moreStudent Loan Consolidation Rates
The rules are different for federal student loan consolidation and private student loan consolidation. Review the differences at bills.com
Read moreShould I keep my savings or pay-down my credit card? The answer is to keep your savings as an emergency reserve.
Read moreCancellation of debt income can result in a tax obligation. You may have the ability to reduce or eliminate the payment by completing IRS Form 982 and...
Read moreWe are about to surrender our RV to Wells Fargo. They want us to sign a paper saying we are liable for the deficiency balance. Should we?
Read moreSee what steps you need to take if you are getting sued by a creditor. Bills.com has the tips and resources you can use to settle a legal suit by a creditor
Read moreLearn the advantages and disadvantages of bankruptcy & debt settlement for resolving debt. A chapter 7 bankruptcy is fast, but you may not qualify. Debt...
Read moreOwe Money to Social Security Administration
Owe Money to Social Security Administration | If you receive an overpayment from Social Security, you have to repay the money you received. You could face...
Read moreA debt collector is anyone who regularly collects debts owed to others. Debt collectors...
Read moreGet tips and resources that can help you settle debts with creditors and save you money!
Read moreCo-Signed Lease With Friend Who Broke Lease
I co-signed a lease for a friend who later broke the lease. This is now harming my credit score. What can I do?
Read moreRead about the best way to deal with a motorcycle repossession if you cannot afford the payments. Save money on your repossession with tips from Bills.com
Read moreThe standard for validating/verifying a debt are very low. Learn what federal courts say is sufficient validation...
Read moreLearn about different options to consolidate various types of debt, all at Bills.com
Read moreCredit card companies will sometimes approve credit lines for minors, read more about an interesting scenario at Bills.com
Read moreSelling Stocks to Pay off Credit Card Debt
Selling Stocks to Pay off Credit Card Debt | Before you sell off investments, make sure that you have an emergency fund. Then consult with a professional...
Read moreA divorce can be complicate as it is, throw in a foreclosure and things can get out of hand if you don't take the proper steps, read all about it at Bills.com
Read moreDebt Consolidation Loan Vs. Debt Settlement
Learn the difference between debt consolidation and debt settlement in this informative article on Bills.com
Read moreDebt collector harassment | Debt collector harassment is a common problem. Some Debt collectors use illegal methods to coerce and trick customers. Learn about..
Read moreHow to Contact Creditor to Resolve Debt
Get details on how to contact a creditor that you owe, to get the debt resolved. Get more money saving tips at Bills.com
Read moreRestrictive Endorsements to Settle Debt
A few key problems arise for consumers trying to use restrictive endorsements to create binding settlement agreements, read more at Bills.com.
Read moreBankruptcy is one of the most damaging things that can appear on your credit report. However, its effects can be reversed by taking positive steps to soften the
Read moreCreditor Increasing Balance After Judgment
Learn about the creditor judgment and wage garnishments in this helpful blog on Bills.com
Read moreRead a personal story about credit card debt relief and discover ways to get yourself out of credit card debt. Courtesy of Bills.com - your source for saving mo
Read moreBankruptcy | Bankruptcy is an option of last resort, but it can be a very effective way to eliminate debts, if you qualify. Review the ways that you can...
Read moreTop Loan Consolidation Options
Loan consolidation uses a new loan to pay off existing debts. Three loan consolidation strategies are student loans, personal loans, and mortgage loans.
Read moreHow can I consolidate my debt? Learn the secrets on how to resolve debts, lower payments and save when you consolidate debts.
Read moreDebt collections advice | Free tips on how to deal with an account in collections. Review your Fair Debt Collection Practices Act rights, so you aren't...
Read moreAprenda todo lo que debe saber para eliminar su deudas y consigue ayuda en Bills.com - su recurso de asistencia para aumentar su ahorros y eliminar su deudas.
Read moreFind the best way to pay off holiday debt. Read tips from six top financial experts to take care of debt from the last holiday and avoid debt this year.
Read moreAm I Responsible for my Mother's Debts
Credit Card and Probate information| Authorized users do not apply for credit or sign a credit agreement, they are not legally liable for the debt. Read about..
Read moreIf your creditor refuses your payment it does not meant that you are no longer required to pay the debt. If your payment is refused by your creditor, you need..
Read moreIncurring New Debt in Ch 13 Bankruptcy | While in a Chapter 13 bankruptcy plan, you are strictly prohibited from incurring new debt without receiving prior...
Read moreUsing Credit Cards in my Mother's Name
See what happens if you are using credit cards in your mother's name and cannot make the payments. Learn about credit card collection practices at Bills.com
Read moreFather's Debts Appearing on My Credit Report
There is no easy way to fix the problem of a father's derogatory credit items appearing on a son's credit report (or vice-versa). Here is how to start.
Read moreIn Vermont, the statute of limitations for open accounts (credit cards) is three years, and written contracts have a statute of limitations of six years.
Read moreDebt settlement help | Debt settlement help may be the best way to get out debt. Choose a debt settlement firm that follows FTC rules that prohibit upfront...
Read moreYou have no personal liability for a deceased spouse's debt if you reside in a common law state. However, the law is more complicated if you reside in a...
Read moreUtah Collection Laws | If you are in Utah and a creditor obtains a judgment against you, you face garnishments and levies. Learn how to...
Read moreLet Bills.com give you the help and advice you need to help you resolve a garnishment on account of credit card debt.
Read moreStatute of Limitations on Debt
Learn your state's statute of limitation laws for credit card & other debt. Find the maximum interest rate collectors can charge, and if you are liable for...
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