Debt Articles

Types of Debt

There are different types of debt. The best way to get out of debt can vary depending on the type of debt you have: credit card, mortgage, persnal loans, tax...

Best Ways to Get Out of Debt

Best Ways to Get Out of Debt | Use all easy common sense suggestions to get out of debt. But if you are looking for the best way to get out of debt, then...

Should I Choose a Non-Profit?

Debt Consolidation Non-Profit | Learn how non-profit debt consolidation companies get paid and whether they are your best debt relief option. Make sure you...

What is Medical Debt Forgiveness and Is it Possible?

Medical debt is common and stressful. Learn about the different ways to deal with medical debt, including medical debt resolution programs.

Debt Cures Review

Review of Debt Cures and check to see if Debt Cures is a scam.

Charge Off Credit Union Loan

The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.

Michigan Spousal Liability for Debt

Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...

Jefferson Capital Systems: Deal with collections | Bills.com

Jefferson Capital Systems LLC is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

Bill Consolidation Programs

Bill consolidation programs exist for those in a financial hardship. A personal loan isn't an option if you have poor credit or struggling, however.

Wisconsin Wage Garnishment

Wisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...

New York Statute of Limitations

According to the Laws of New York CVP Article 2 section 213, a plaintiff has six years to take action on a contractual obligation or liability.

California Wage Garnishment Limits

California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com

Business Credit Card Liability

Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...

Illinois Garnishment Rules for Two Jobs

Illinois garnishment rules are complex and favor judgment debtors.

Find Attorney in California

Talk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.

Unsecured Credit Card Consolidation Program

Unsecured credit card consolidation programs are popular alternatives to a home equity or cash out refinance. If your credit is excellent, then you can get...

Credit Card Consolidation: Help With Payments

Struggling with making credit card payments? Do you need help with credit card payments? Even if you are in a hardship there are credit card consolidation...

Bill Consolidaton Loan Options

Bill consolidation loans can help save money. If you have excellent credit you can obtain a low-interest bill consolidation loan. There are different types...

Offer and Acceptance

Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...

Alltran Financial – Deal with collections 2026 | Bills.com

Alltran Financial is a collection agency that works with original creditors and third-party debt buyers. If they contact you, protect yourself by...

Georgia Spousal Liability for Debt

If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.

Is Debt Consolidation Right for You?

Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...

Texas Truck Repossession

Your case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont

Florida Judgment

Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f

Dealing with Debt Collection Complaints

Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...

Need Help with Debt?

Not only people in a financial hardship need help with debt. The amount of help you need will depend on your circumstances. Learn how to match debt help...

National Action Financial Services

Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.

Choosing a Debt Relief Program

Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...

Should I Consolidate my Credit Card Debt

Should you consolidate your credit card debt? Find out reasons people have credit card debt and match your situation with debt relief solutions that best fit...

Splitting Credit Card Debt in Divorce

A divorce decree does not trump the contract terms in a loan. The contract was agreed to when the loan was signed by you and/or your spouse. The divorce did not

MRS Associates

MRS Associates is a collection agent. If MRS Associates calls or sends you a letter, take these 3 steps to protect yourself. First, validate the debt...

Zwicker & Associates

Zwicker & Associates is an aggressive debt collector. Three steps you should take to prevent Zwicker & Associates from suing you. To protect yourself, first...

Reduce Debt Yourself

9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit report, failure to verify a debt...

Remedies & Common Law

An original creditor is not required by law to notify a debtor it sold the debtor's collection account to a third party. Therefore, I do not see any illegal act

Garnished Without Notice

I was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c

Consolidate Debt & Credit

Consolidate debt to save money. Review these important quick tips before you choose a consolidation option, so you find the right solution for your specific...

Tips When Your Spouse has Debt

Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both

Nevada Collection Laws

Under Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...

Bare Collection Account

If a collection agent cannot validate/verify the debt, collection activity on that debt must cease. Additionally, that debt that cannot be reported to the credi

How to Settle with Creditors

Get tips on how to deal with creditors in order to settle your old debt. More tips are available at Bills.com

Co-Signer Rights on House or Car

What rights does a co-signer have? Learn about co-signer rights to property and what rights a co-signer have on a car.

Wage Garnishment on Account of a Repossession Balance

Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com

Negotiating Debt

Negotiating Debt | Free tips on how to save money when resolving your unsecured debt. Learn the tactics you need to use to settle your debt. Start by...

Balance on Voluntary Repossession

Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.

Liable For Deceased Spouse's Debts?

You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...

Credit Cards and Community Property Law

Learn about community property law when it pertains to credit card debt collection. Read more at Bills.com you one stop resource for personal finance help.

CCCS History

Consumers who enroll into a CCCS Debt Management Plan (DMP) are usually granted a reduced interest rate, called a concession rate which is set by the lender

Fake Debt Collector

Fake Debt Collector | Just because a voice on the telephone claims you owe a debt does not mean you owe it. Take these 4 steps when a collection agent calls...

Drop in Income During Chapter 13

Information on available recourses if you are experiencing a drop in income during a Chapter 13 bankruptcy filing. Bills.com has more free resources to help yo

GI Loan Default

Get information on recourse options available to creditors of GI loans in default. Learn more at Bills.com