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Debt Articles

Non-Profit Debt Relief

Mark CappelSeptember 17, 2024

Non-Profit Debt Relief | Non-Profit Debt Relief can help you with credit card debt, bankruptcy, and student loans. It's important that you understand exactly...

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Credit Card Loan Consolidation

Mark CappelSeptember 17, 2024

Loan consolidation will not cut your monthly payments. Learn the 4 proven alternatives to a credit card loan consolidation.

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Best Debt Consolidation Companies

Daniel CohenSeptember 17, 2024

Top 10 questions you need to ask each debt consolidation company to find the one best for you. Learn what the best debt consolidation companies have in common.

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Free Financial Help from Bills.com

Daniel CohenSeptember 17, 2024

Free Financial Help | Get free financial help from Bills.com. Use our different tools and calculators to make better financial decisions. Ask a question by...

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2018 Starts with Higher Debt Level

Betsalel CohenSeptember 17, 2024

Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...

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Dave Ramsey is Wrong

Daniel CohenSeptember 17, 2024

A personal loan that saves you money, gets you out of debt faster, and puts you in a higher payment is, according to Dave Ramsey, never a good idea. We disagree

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Four Ways to Consolidate Debt

Betsalel CohenSeptember 17, 2024

Not all debt problems are alike. Learn about four debt scenarios and the different ways that you can use to consolidate your debt. Match your personal...

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Choosing a Debt Consolidation Loan

Betsalel CohenSeptember 17, 2024

Choosing a debt consolidation loan is fairly straightforward. First, make sure that the loan is a good match with your financial situation. Then, shop around...

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Evaluating Debt Management Programs

Daniel CohenSeptember 17, 2024

How do I know find the right debt management program and then find the right company to help me?

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Christian Credit Counseling

Daniel CohenSeptember 17, 2024

Christian Credit Counseling firms provide the same help with your debt problems as other Credit Counseling firms. Results and fees are the same, so you need...

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Types of Debt

Daniel CohenSeptember 17, 2024

There are different types of debt. The best way to get out of debt can vary depending on the type of debt you have: credit card, mortgage, persnal loans, tax...

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Best Ways to Get Out of Debt

Betsalel CohenSeptember 17, 2024

Best Ways to Get Out of Debt | Use all easy common sense suggestions to get out of debt. But if you are looking for the best way to get out of debt, then...

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Should I Choose a Non-Profit?

Daniel CohenSeptember 17, 2024

Debt Consolidation Non-Profit | Learn how non-profit debt consolidation companies get paid and whether they are your best debt relief option. Make sure you...

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What is Medical Debt Forgiveness and Is it Possible?

Peter WardenSeptember 17, 2024

Medical debt is common and stressful. Learn about the different ways to deal with medical debt, including medical debt resolution programs.

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Debt Cures Review

Bills.com TeamSeptember 17, 2024

Review of Debt Cures and check to see if Debt Cures is a scam.

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Charge Off Credit Union Loan

Mark CappelSeptember 17, 2024

The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.

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Michigan Spousal Liability for Debt

Mark CappelSeptember 17, 2024

Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...

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Jefferson Capital Systems: Deal with collections | Bills.com

Betsalel CohenSeptember 17, 2024

Jefferson Capital Systems LLC is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

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Bill Consolidation Programs

Betsalel CohenSeptember 17, 2024

Bill consolidation programs exist for those in a financial hardship. A personal loan isn't an option if you have poor credit or struggling, however.

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Wisconsin Wage Garnishment

Mark CappelSeptember 17, 2024

Wisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...

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New York Statute of Limitations

Mark CappelSeptember 17, 2024

According to the Laws of New York CVP Article 2 section 213, a plaintiff has six years to take action on a contractual obligation or liability.

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California Wage Garnishment Limits

Daniel CohenSeptember 17, 2024

California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com

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Business Credit Card Liability

Betsalel CohenSeptember 17, 2024

Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...

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Illinois Garnishment Rules for Two Jobs

Daniel CohenSeptember 17, 2024

Illinois garnishment rules are complex and favor judgment debtors.

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Find Attorney in California

Mark CappelSeptember 17, 2024

Talk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.

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Unsecured Credit Card Consolidation Program

Betsalel CohenSeptember 17, 2024

Unsecured credit card consolidation programs are popular alternatives to a home equity or cash out refinance. If your credit is excellent, then you can get...

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How to Handle a Debt Collection Call from Resurgent Capital Services 2026 | Bills.com

Betsalel CohenSeptember 17, 2024

Resurgent Capital Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

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Credit Card Consolidatoin - Help With Payments

Betsalel CohenSeptember 17, 2024

Struggling with making credit card payments? Do you need help with credit card payments? Even if you are in a hardship there are credit card consolidation...

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Bill Consolidaton Loan Options

Betsalel CohenSeptember 17, 2024

Bill consolidation loans can help save money. If you have excellent credit you can obtain a low-interest bill consolidation loan. There are different types...

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Offer and Acceptance

Daniel CohenSeptember 17, 2024

Offer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...

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Alltran Financial – Deal with collections 2026 | Bills.com

Betsalel CohenSeptember 17, 2024

Alltran Financial is a collection agency that works with original creditors and third-party debt buyers. If they contact you, protect yourself by...

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Georgia Spousal Liability for Debt

Mark CappelSeptember 17, 2024

If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.

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Is Debt Consolidation Right for You?

Betsalel CohenSeptember 17, 2024

Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...

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Texas Truck Repossession

Mark CappelSeptember 17, 2024

Your case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont

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Florida Judgment

Bills.com TeamSeptember 17, 2024

Excluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f

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Dealing with Debt Collection Complaints

Betsalel CohenSeptember 17, 2024

Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...

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Need Help with Debt?

Betsalel CohenSeptember 17, 2024

Not only people in a financial hardship need help with debt. The amount of help you need will depend on your circumstances. Learn how to match debt help...

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National Action Financial Services

Mark CappelSeptember 17, 2024

Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.

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Choosing a Debt Relief Program

Betsalel CohenSeptember 17, 2024

Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...

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Should I Consolidate my Credit Card Debt

Betsalel CohenSeptember 17, 2024

Should you consolidate your credit card debt? Find out reasons people have credit card debt and match your situation with debt relief solutions that best fit...

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Splitting Credit Card Debt in Divorce

Mark CappelSeptember 17, 2024

A divorce decree does not trump the contract terms in a loan. The contract was agreed to when the loan was signed by you and/or your spouse. The divorce did not

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MRS Associates

Daniel CohenSeptember 17, 2024

MRS Associates is a collection agent. If MRS Associates calls or sends you a letter, take these 3 steps to protect yourself. First, validate the debt...

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Zwicker & Associates

Daniel CohenSeptember 17, 2024

Zwicker & Associates is an aggressive debt collector. Three steps you should take to prevent Zwicker & Associates from suing you. To protect yourself, first...

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Reduce Debt Yourself

Betsalel CohenSeptember 17, 2024

9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit report, failure to verify a debt...

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Remedies & Common Law

Mark CappelSeptember 17, 2024

An original creditor is not required by law to notify a debtor it sold the debtor's collection account to a third party. Therefore, I do not see any illegal act

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Garnished Without Notice

Mark CappelSeptember 16, 2024

I was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c

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Consolidate Debt & Credit

Betsalel CohenSeptember 16, 2024

Consolidate debt to save money. Review these important quick tips before you choose a consolidation option, so you find the right solution for your specific...

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Tips When Your Spouse has Debt

Daniel CohenSeptember 16, 2024

Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both

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Nevada Collection Laws

Daniel CohenSeptember 16, 2024

Under Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...

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Bare Collection Account

Mark CappelSeptember 16, 2024

If a collection agent cannot validate/verify the debt, collection activity on that debt must cease. Additionally, that debt that cannot be reported to the credi

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