Debt Articles
Illinois Garnishment Rules for Two Jobs
Illinois garnishment rules are complex and favor judgment debtors.
Read moreTalk with an attorney who can interview you in person and suss-out the relevant facts in your situation, and review your documentation.
Read moreUnsecured Credit Card Consolidation Program
Unsecured credit card consolidation programs are popular alternatives to a home equity or cash out refinance. If your credit is excellent, then you can get...
Read moreHow to Handle a Debt Collection Call from Resurgent Capital Services 2026 | Bills.com
Resurgent Capital Services is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...
Read moreCredit Card Consolidatoin - Help With Payments
Struggling with making credit card payments? Do you need help with credit card payments? Even if you are in a hardship there are credit card consolidation...
Read moreBill Consolidaton Loan Options
Bill consolidation loans can help save money. If you have excellent credit you can obtain a low-interest bill consolidation loan. There are different types...
Read moreOffer and Acceptance | In general, a contract is an agreement a court will enforce. A contract is formed when there is an offer and acceptance. Learn about...
Read moreAlltran Financial – Deal with collections 2026 | Bills.com
Alltran Financial is a collection agency that works with original creditors and third-party debt buyers. If they contact you, protect yourself by...
Read moreGeorgia Spousal Liability for Debt
If the spouses never resided in a community property state, and only one spouse signed the loan contract, then the signatory-spouse is liable for the debt only.
Read moreIs Debt Consolidation Right for You?
Debt consolidation can help you save money on interest, lower your monthly payments, and pay down debt faster. Use a debt consolidation loan, or...
Read moreYour case involved a lease contract I have not read. You have the added complication of a spoken contract that apparently modifies the terms of the written cont
Read moreExcluding child support, creditors cannot touch Social Security and pension benefits if they are deposited into an account that is not intermingled with funds f
Read moreDealing with Debt Collection Complaints
Debt collection complaints are common. The CFPB has received over 182,000 debt collection complaints over the last 5 years. Learn about how complaints...
Read moreNot only people in a financial hardship need help with debt. The amount of help you need will depend on your circumstances. Learn how to match debt help...
Read moreNational Action Financial Services
Just because National Action Financial Services has access to the credit reporting agencies and learned your contact information does not mean you owe a debt.
Read moreChoosing a Debt Relief Program
Learn three tips to help you choose a debt relief program relief: Check affordability, your credit, and your ability to stick to a program before...
Read moreShould I Consolidate my Credit Card Debt
Should you consolidate your credit card debt? Find out reasons people have credit card debt and match your situation with debt relief solutions that best fit...
Read moreSplitting Credit Card Debt in Divorce
A divorce decree does not trump the contract terms in a loan. The contract was agreed to when the loan was signed by you and/or your spouse. The divorce did not
Read moreMRS Associates is a collection agent. If MRS Associates calls or sends you a letter, take these 3 steps to protect yourself. First, validate the debt...
Read moreZwicker & Associates is an aggressive debt collector. Three steps you should take to prevent Zwicker & Associates from suing you. To protect yourself, first...
Read more9 do-it-yourself debt solutions, including how to stop a collector's calls, validate debt, dispute an error in your credit report, failure to verify a debt...
Read moreAn original creditor is not required by law to notify a debtor it sold the debtor's collection account to a third party. Therefore, I do not see any illegal act
Read moreI was told by my employer they received an order to garnish my wages. I was completely unaware of this. Is there anyway to get a garnishment removed from your c
Read moreConsolidate debt to save money. Review these important quick tips before you choose a consolidation option, so you find the right solution for your specific...
Read moreTips When Your Spouse has Debt
Finding out your spouse has debt can create financial and marital stress. Take the right steps and you can work your way out of the crisis, provided you both
Read moreUnder Nevada collection law, the statute of limitations is 6 years. Credit cards have a 4-year statute of limitations in some cases and courts. Wage...
Read moreIf a collection agent cannot validate/verify the debt, collection activity on that debt must cease. Additionally, that debt that cannot be reported to the credi
Read moreGet tips on how to deal with creditors in order to settle your old debt. More tips are available at Bills.com
Read moreCo-Signer Rights on House or Car
What rights does a co-signer have? Learn about co-signer rights to property and what rights a co-signer have on a car.
Read moreWage Garnishment on Account of a Repossession Balance
Learn how to deal with repossession deficiency balances so that you can avoid wage garnishment. Learn more at Bills.com
Read moreNegotiating Debt | Free tips on how to save money when resolving your unsecured debt. Learn the tactics you need to use to settle your debt. Start by...
Read moreBalance on Voluntary Repossession
Learn about your options in case you owe a balance on your voluntary repossession at Bills.com. Find free resources to help you save.
Read moreLiable For Deceased Spouse's Debts?
You may or may not be responsible for your deceased spouse's debts depending on which state you reside in. In community property states, you may have...
Read moreCredit Cards and Community Property Law
Learn about community property law when it pertains to credit card debt collection. Read more at Bills.com you one stop resource for personal finance help.
Read moreConsumers who enroll into a CCCS Debt Management Plan (DMP) are usually granted a reduced interest rate, called a concession rate which is set by the lender
Read moreDebt can often be a useful tool it can also pose a significant hurdle. If you've ever borrowed money, you've taken on debt, Use this guide to learn more...
Read moreFake Debt Collector | Just because a voice on the telephone claims you owe a debt does not mean you owe it. Take these 4 steps when a collection agent calls...
Read moreDrop in Income During Chapter 13
Information on available recourses if you are experiencing a drop in income during a Chapter 13 bankruptcy filing. Bills.com has more free resources to help yo
Read moreGet information on recourse options available to creditors of GI loans in default. Learn more at Bills.com
Read moreCollection Efforts Authorized User
Collection companies can be unscrupulous in their efforts, learn about your rights as an authorized user in this article on Bills.com
Read moreWhat Are My Debt Resolution Options
The pros and cons of each debt resolution or debt consolidation option and how will each affect a credit report.
Read moreLiable for My Deceased Wife's Debts?
When a person dies, his or her debts do not disappear automatically. However, the family is not responsible for the debts. Learn the process to handle a decease
Read moreIf you entered consoladate debt, you probably meant consolidate debt. Learn more about debt consolidation options at Bills.com.
Read moreAyuda de la reduccion de deuda
Ayuda de la reduccion de deuda | Aviso gratis en como resolver sus deudas sin tener que...
Read moreLearn about Georgia collection laws | Georgia collection laws are different than in other states. In Georgia, the most common method used by judgment-creditors
Read moreCredit Reference Being Harassed by Creditor
If a borrower fails to repay a debt, the creditor is allowed to contact third parties, such as credit references. Get more information on collector calls and h
Read moreDebt Validation | If the debt collector has a bare account and the consumer seeks a debt validation, the collector has no means to validate the bare account...
Read moreFREE Debt Settlement Advice | Debt settlement advice can be confusing. Find out what you need to know about Debt Settlement, so you don't end up in trouble.
Read moreCredit Card Complaints | The CFPB not only educates the consumer about credit card but also accepts complaints and follows through with...
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