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Debt Articles

Debt Help Cartoon

Betsalel CohenSeptember 17, 2024

Dealing with debt? Read this cartoon to find out what your options are for getting out of debt.

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To Pay Credit Cards or to Save?

Mark CappelSeptember 17, 2024

Find out when it is better to to pay credit cards as opposed to putting aside the money for savings. Get more savings tips at Bills.com

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Understanding the Impact of Debt

Anthony GarciaSeptember 17, 2024

Understanding Debt: The Impact of Debt and Debt Options for Consumers. Bills.com video featuring Brad Stroh, Bills.com CEO.

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Illinois Collection Laws

Mark CappelSeptember 17, 2024

A judgment is a declaration by an Illinois court that the creditor has the legal right to demand a wage garnishment, a levy on the debtor's bank accounts, and a

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Debt Settlement Info Video

Anthony GarciaSeptember 17, 2024

Watch this debt settlement video to learn whether this is the right solution to your serious debt problem.

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Lawsuit on a Six Year Old Deficiency Balance

Mark CappelSeptember 17, 2024

Get more information about lawsuits on deficiencies. Learn about statute of limitations and more at Bills.com

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Credit Card Lawsuit

Mark CappelSeptember 17, 2024

Defendants of credit card lawsuits who put up a fight in court will often win. Here are the five steps you can take to fight a credit card lawsuit...

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Unable to Validate Debt

Mark CappelSeptember 17, 2024

Under the FDCPA, if a creditor cannot verify a debt it may not collect the debt, contact the debtor about the debt, or report it to the credit reporting agencie

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Loan to Pay Credit Cards

Mark CappelSeptember 17, 2024

Need a loan for credit card consolidation or home repair? Read on to learn your options for secured and unsecured loan, plus government grants...

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Alabama Collection Laws

Bills.com TeamSeptember 17, 2024

The statute of limitations on Alabama debt is 3 years for credit cards, and 6 or 10 years on written contracts. Wage garnishment is allowed and follows...

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Help Me Get Out of Debt

Bills.com TeamSeptember 17, 2024

Get the debt help you need from Bills.com - the most trusted name in debt help. Here to help you get out of debt!

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Balance on a Repossession

Mark CappelSeptember 17, 2024

See what can happen after a vehicle is repossessed. Get real answers to real world questions at Bills.com

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Online Credit Card Debt Help

Bills.com TeamSeptember 17, 2024

Learn how to find online credit card debt help in minutes. Bills.com can help you get out of debt faster. Bills.com - Find.Learn.Save.

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Online Debt Consolidation

Justine ParkhurstSeptember 17, 2024

An online debt consolidation service has several advantages over a traditional service, especially speed and convenience. On the other hand...

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Debt Consolidation for Veterans

Betsalel CohenSeptember 17, 2024

Debt Consolidation for Veterans | If you have good credit and equity in your house a VA cash out mortgage is a good debt relief solution. But, beware of scams..

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Iowa Collection Laws

Bills.com TeamSeptember 17, 2024

Learn about Iowa's wage garnishment, statutes of limitations, and levy rules.

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Debt Relief Scams

Daniel CohenSeptember 17, 2024

Debt Relief Scams | You may want to jump at the first debt relief solution that comes your way. But some solutions are scams. Learn how to avoid...

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Credit Counseling Scam

Daniel CohenSeptember 17, 2024

Learn the pop 10 questions a person with debt should ask to avoid a consumer credit counseling scam, such as 'Does the company receive compensation from the...

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Credit Card Counseling Services FAQ

Daniel CohenSeptember 17, 2024

There are no negatives to the budgetary/financial review assistance that credit counselors supply, however, there may be a significant...

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Bankruptcy Questions & Answers

Bills.com TeamSeptember 17, 2024

Bankruptcy | The following are 19 common bankruptcy questions that readers have asked Bills.com. We include our answers and links to more discussion.

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Bankruptcy Laws

Daniel CohenSeptember 17, 2024

Chapter 7, Chapter 11, and Chapter 7 are the three types of bankruptcy available to consumers and owners of small businesses.

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Chapter 13 Bankruptcy

Bills.com TeamSeptember 17, 2024

Chapter 13 bankruptcy enables individuals with regular income to develop a plan to repay all or part of their debts over 3 to 5 years.

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Chapter 7 Bankruptcy

Daniel CohenSeptember 17, 2024

To qualify for Chapter 7, the debtor may be an individual, a partnership, or a corporation or other business entity. Learn more about Chapter 7 Bankruptcy and w

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CNBC Refinance Video Interview

Anthony GarciaSeptember 17, 2024

CNBC interviews Andrew Housser on Mortgage Refinance.

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New Jersey Collection Laws

Bills.com TeamSeptember 17, 2024

The statute of limitations for some New Jersey debts is 6 years. Wage garnishment is limited to 10% of net take-home pay. Judgments have a 20-year life, and...

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Bankruptcy & Your Credit Score

Daniel CohenSeptember 17, 2024

Learn how bankruptcy affects your credit and what steps to take to repair your credit after your bankruptcy discharges. Make sure that you...

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What is Debt Consolidation?

Daniel CohenSeptember 17, 2024

Debt consolidation is the process of combining multiple exisiting debts into one new debt

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Non-Profit Debt Relief

Mark CappelSeptember 17, 2024

Non-Profit Debt Relief | Non-Profit Debt Relief can help you with credit card debt, bankruptcy, and student loans. It's important that you understand exactly...

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Credit Card Loan Consolidation

Mark CappelSeptember 17, 2024

Loan consolidation will not cut your monthly payments. Learn the 4 proven alternatives to a credit card loan consolidation.

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Best Debt Consolidation Companies

Daniel CohenSeptember 17, 2024

Top 10 questions you need to ask each debt consolidation company to find the one best for you. Learn what the best debt consolidation companies have in common.

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Free Financial Help from Bills.com

Daniel CohenSeptember 17, 2024

Free Financial Help | Get free financial help from Bills.com. Use our different tools and calculators to make better financial decisions. Ask a question by...

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2018 Starts with Higher Debt Level

Betsalel CohenSeptember 17, 2024

Household Debt is over $13.5 Trillion. Going into 2019 US Household Debt is at all-time highs. During 2018 overall debt levels increased by about 3%. While...

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Dave Ramsey is Wrong

Daniel CohenSeptember 17, 2024

A personal loan that saves you money, gets you out of debt faster, and puts you in a higher payment is, according to Dave Ramsey, never a good idea. We disagree

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Four Ways to Consolidate Debt

Betsalel CohenSeptember 17, 2024

Not all debt problems are alike. Learn about four debt scenarios and the different ways that you can use to consolidate your debt. Match your personal...

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Choosing a Debt Consolidation Loan

Betsalel CohenSeptember 17, 2024

Choosing a debt consolidation loan is fairly straightforward. First, make sure that the loan is a good match with your financial situation. Then, shop around...

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Evaluating Debt Management Programs

Daniel CohenSeptember 17, 2024

How do I know find the right debt management program and then find the right company to help me?

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Christian Credit Counseling

Daniel CohenSeptember 17, 2024

Christian Credit Counseling firms provide the same help with your debt problems as other Credit Counseling firms. Results and fees are the same, so you need...

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Types of Debt

Daniel CohenSeptember 17, 2024

There are different types of debt. The best way to get out of debt can vary depending on the type of debt you have: credit card, mortgage, persnal loans, tax...

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Best Ways to Get Out of Debt

Betsalel CohenSeptember 17, 2024

Best Ways to Get Out of Debt | Use all easy common sense suggestions to get out of debt. But if you are looking for the best way to get out of debt, then...

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Should I Choose a Non-Profit?

Daniel CohenSeptember 17, 2024

Debt Consolidation Non-Profit | Learn how non-profit debt consolidation companies get paid and whether they are your best debt relief option. Make sure you...

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What is Medical Debt Forgiveness and Is it Possible?

Peter WardenSeptember 17, 2024

Medical debt is common and stressful. Learn about the different ways to deal with medical debt, including medical debt resolution programs.

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Debt Cures Review

Bills.com TeamSeptember 17, 2024

Review of Debt Cures and check to see if Debt Cures is a scam.

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Charge Off Credit Union Loan

Mark CappelSeptember 17, 2024

The credit union can charge off a delinquent loan, regardless of what may be surmised from the debtor's intent.

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Michigan Spousal Liability for Debt

Mark CappelSeptember 17, 2024

Spousal Liability in Michigan | If both spouses sign a debt agreement both are jointly liable to the creditor. But, if only one spouse signed the agreement...

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Jefferson Capital Systems: Deal with collections | Bills.com

Betsalel CohenSeptember 17, 2024

Jefferson Capital Systems LLC is a major debt collector. If they appear on your credit report, or they called or contacted you, then take these steps to...

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Bill Consolidation Programs

Betsalel CohenSeptember 17, 2024

Bill consolidation programs exist for those in a financial hardship. A personal loan isn't an option if you have poor credit or struggling, however.

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Wisconsin Wage Garnishment

Mark CappelSeptember 17, 2024

Wisconsin Wage Garnishment for Spouse's Debt | Wisconsin is a community property state. Generally, a spouse has liability for the other spouse's debts, but...

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New York Statute of Limitations

Mark CappelSeptember 17, 2024

According to the Laws of New York CVP Article 2 section 213, a plaintiff has six years to take action on a contractual obligation or liability.

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California Wage Garnishment Limits

Daniel CohenSeptember 17, 2024

California wage garnishment limits | Free tips and advice about California wage garnishment limits from bills.com

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Business Credit Card Liability

Betsalel CohenSeptember 17, 2024

Business Credit Card Liability | A corporate officer's responsibility varies. If your name was on the account for the sake of convenience and you didn't sign...

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