I own a home and a car I currently pay on and am up to date with those payments but I am 6 months behind on all of my credit cards. I do not have enough equity to borrow off my house and even if I did my credit is so bad no one will give me a loan. I have checked into bankruptcy but there is a chance they would take my house. I have also tried a debt settlement program but it was a scam. If ...
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My auto finance company repossessed my vehicle. I want to prevent the repossession from hitting my credit report or minimize its effect on my future financial outlook. How should I proceed to rectify the situation? I am not married to getting the vehicle back.
I was recently served civil suit papers for an old unsecured debt I cannot afford to pay. What should I do?
I have a Sallie Mae loan I am behind on by two months. Now it is paid up. The total never seems to go down. What can i do about the interest rate and the amount I am paying?
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Our credit is getting to be a problem and we have collection people calling us. We are working on fixing the problem but they have started to call family members. My Brother claims that our credit is hurting his credit. Is that possible? Can my bad credit affect my Brothers?
How will you help me own my first home if I have tax liens - both federal and state - in my credit report? I have agreement with both and presently paying those. Please respond, I am very exited to hear from you if I can have a home of my own with your help.