I own a home and a car I currently pay on and am up to date with those payments but I am 6 months behind on all of my credit cards. I do not have enough equity to borrow off my house and even if I did my credit is so bad no one will give me a loan. I have checked into bankruptcy but there is a chance they would take my house. I have also tried a debt settlement program but it was a scam. If ...
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My auto finance company repossessed my vehicle. I want to prevent the repossession from hitting my credit report or minimize its effect on my future financial outlook. How should I proceed to rectify the situation? I am not married to getting the vehicle back.
I was recently served civil suit papers for an old unsecured debt I cannot afford to pay. What should I do?
I have a Sallie Mae loan I am behind on by two months. Now it is paid up. The total never seems to go down. What can i do about the interest rate and the amount I am paying?
My credit is ok for my age but its not good enough. My parents credit is not good and they are the only co-signers i have. Ive already completed the fafsa but the money i received is still not enough. How can i get a loan of about 10,000 to cover the rest of my expenses when i dont have anyone else to co-sign? If you have any suggestions i would truly appreciate it. Thank You.
Our credit is getting to be a problem and we have collection people calling us. We are working on fixing the problem but they have started to call family members. My Brother claims that our credit is hurting his credit. Is that possible? Can my bad credit affect my Brothers?
How will you help me own my first home if I have tax liens - both federal and state - in my credit report? I have agreement with both and presently paying those. Please respond, I am very exited to hear from you if I can have a home of my own with your help.
I am in the process of consolidating my student loans (approx. $45K) and would like to purchase my 1st home soon. Will having student loans be a deterrent to obtaining a mortgage loan? How do lenders view student loans?