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What should I do with my bad credit accounts before taking out a car loan?

Hello, I have a question. I have a mortgage for 142,000 and 4 credit cards. One paid off, one with a high balance (less than $2700) and 2 smaller amounts. I also have a few collections, mostly medical but one cell phone that is technically almost 7 yrs old but they just reported as opened in 2011. My highest score is 641 and would like to get an auto loan. Which debt should I pay first? I...
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The creditor made a payment to the wrong account and now I am late on the correct account. Is this legal?

I seek a cash-out auto loan. I declared bankruptcy three years ago. What are my chances of getting a title loan?

I am looking for cash out auto loan on a 2001 Toyota Highlander with 75,000 miles and free & clear title. I was discharged from bankruptcy on Feb 6, 2007. What are my chances for a cash-out auto loan?

I co-signed a loan, and now the primary borrower wants to refinance. Do I need to co-sign again? How will co-signing affect my credit score?

Three years ago I co-signed a loan because my credit was better and the payments would be lower for the primary borrower. The primary borrower has been current on payments, and now wants to refinance and cut the monthly payments. Must I remain as co-signer if the loan is in good standing? Will co-signing affect my good credit rating?

What form do I need to report my paid mortgage to the credit reporting agencies?

I bought a home, never a late payment ever. The loan went through my realtor company and payments were made to Century 21 Mortgage. i have the title and all documentation that the home is mine free and clear. I never would have been able to do it with out my two daughters help along the way, over the years. I am disabled, getting worse all the time, unfortunately. I contacted Century 21 Mort...
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My home needs extensive repairs I cannot afford. Where can I find a loan or grant to make repairs?

I would like to know if I could take a hardship loan out for household repairs. My ceilings are falling, holes in the walls, leak from back porch ceiling, mold, bathroom floor is rotten, too much moisture underneath the house and I need installation in my walls because there is none and the house is so cold. My power bill is outrageous during the summer and winter. Does this type of repair q...
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What are the requirements to getting a farm loan?

Where can I go to get a short-term loan?

Where can I get a legitimate personal loan with poor credit? Also can you use your retirement count as collateral? I need a loan for 2 weeks, where should I go?

My car loan was sold to a new lender without my permission. Is that legal?

I have an auto loan with Citifinancial. Today I received a phone call from Santander Consumer USA. They informed me that they have purchased Citifinancial Auto and have taken over all existing loans. I was then informed that I need to sign a new loan agreement. I knew nothing of this supposed buy-out and refused to give any personal information over the phone. After some research I discovere...
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Am I better off in a 30-year loan with smaller payments or a 20-year loan that is paid off sooner?

Is it better to refinance for a 30-year term, and lower monthly payments, or refinance for a 20-year term, with no change in monthly payments?