-
Apr/12Betsalel CohenApril 29, 2012
Hello, I have a question. I have a mortgage for 142,000 and 4 credit cards. One paid off, one with a high balance (less than $2700) and 2 smaller amounts. I also have a few collections, mostly medical but one cell phone that is technically almost 7 yrs old but they just reported as opened in 2011. My highest score is 641 and would like to get an auto loan. Which debt should I pay first? I...
Read full question -
Jan/12Mark CappelJanuary 11, 2012I have 2 loans through the same company. I am filing bankruptcy on one and paying the other. On the last payment I made I put the account number of the loan I was paying and the company changed it to the other one that was going on bankruptcy. Is that legal? Now am late on the one I'm trying to pay.
-
Nov/10Mark CappelNovember 22, 2010
I am looking for cash out auto loan on a 2001 Toyota Highlander with 75,000 miles and free & clear title. I was discharged from bankruptcy on Feb 6, 2007. What are my chances for a cash-out auto loan?
-
Nov/10Mark CappelNovember 16, 2010
Three years ago I co-signed a loan because my credit was better and the payments would be lower for the primary borrower. The primary borrower has been current on payments, and now wants to refinance and cut the monthly payments. Must I remain as co-signer if the loan is in good standing? Will co-signing affect my good credit rating?
-
Nov/10Betsalel CohenNovember 5, 2010
I bought a home, never a late payment ever. The loan went through my realtor company and payments were made to Century 21 Mortgage. i have the title and all documentation that the home is mine free and clear. I never would have been able to do it with out my two daughters help along the way, over the years. I am disabled, getting worse all the time, unfortunately. I contacted Century 21 Mort...
Read full question -
BSOct/10Bills StaffOctober 25, 2010
I would like to know if I could take a hardship loan out for household repairs. My ceilings are falling, holes in the walls, leak from back porch ceiling, mold, bathroom floor is rotten, too much moisture underneath the house and I need installation in my walls because there is none and the house is so cold. My power bill is outrageous during the summer and winter. Does this type of repair q...
Read full question -
Sep/10Mark CappelSeptember 29, 2010Wondering about options for first-time home buyer looking at a "pre-fabrication" home. If you have to have 25% down at the time of purchase? Also I have questions about first time home buyer loans through Agriculture. What qualifies for an agriculture loan? If its the amount of acreage, or the animals on the property, etc? Thank you
-
Sep/10Mark CappelSeptember 20, 2010
Where can I get a legitimate personal loan with poor credit? Also can you use your retirement count as collateral? I need a loan for 2 weeks, where should I go?
-
Sep/10Daniel CohenSeptember 19, 2010
I have an auto loan with Citifinancial. Today I received a phone call from Santander Consumer USA. They informed me that they have purchased Citifinancial Auto and have taken over all existing loans. I was then informed that I need to sign a new loan agreement. I knew nothing of this supposed buy-out and refused to give any personal information over the phone. After some research I discovere...
Read full question -
Aug/10Daniel CohenAugust 24, 2010
Is it better to refinance for a 30-year term, and lower monthly payments, or refinance for a 20-year term, with no change in monthly payments?