Debt Articles

Government Shutdown

The government shutdown has cut-off income of 800,000 workers, affecting them, their families, and the general economy. There are steps to take to minimize harm

Consolidate Debt Payments

Looking to consolidate debt payments and seeking debt help? Bills.com has your answers to debt consolidation.

Loans and Divorce

Creditors will not accept a divorce settlement as legally binding upon them, and they will pursue the co-signatories if the primary borrower defaults.

Medical Debt

Medical debt is a major financial stress. Studies show it is the number one cause of bankruptcy. It's important that you take the right steps to protect your...

Being Sued by a Creditor

Are you being sued by a creditor? The thought of being sued can be overwhelming. A lawsuit can cause emotional and physical stress. Read on how you can protect

Consolidated Loan - Debt Consolidation

A consolidated loan helps simplify your financial situation and save money. Make sure that you can afford the payments, lower your interest rates. Avoid ...

Credit Counseling Agency

A Credit Counseling Agency helps people seeking a debt relief option. You benefit from a preliminary consultation that reviews your financial situation, then...

FICO 9 Ignores Medical Collections

FICO scores will soon start ignoring medical collection accounts, resulting in as much as a 25-point score increase if your credit report has medical...

Foreclosure On One Property Affect Another

We own two houses. If the bank forecloses on one that has a home equity loan attached to it, can the bank attach that loan to our other house?

Auto Repossession and Collection

What can happen if my car gets repossessed?

Collection Agency, Collections Laws & Statute of Limitations

What is my liability when a collection agency buys my debt? Learn your options and means that may allow you to avoid the debt altogether.

Texas Community Property

Texas Community Property Law and your spouse's debt. In Texas, creditors must follow a 4-step process to determine if they can collect from the non-debtor...

Citibank Settlement

Citibank has a reputation for being a sharp negotiator regarding the settlement of credit card debt. You may wish to wait until Citibank sells your collection a

California Payday Loan

Payday loans | Learn about the payday loan regulations. Understand what happens in California when you put a stop payment to a check that you gave to a payday l

How to Settle Credit Card Debt

How to Settle Credit Card Debt | Free tips on how to settle credit card debt on your own. If you lack the skills to settle, hire a debt settlement firm that...

Debt and Estate Laws

A decedent's debts do not automatically pass to his spouse, children, or anyone else.

Get Debt Relief Now

Get Debt Relief | Learn which debt relief strategy is best for your needs, and the positives and negatives of popular debt relief strategies...

Car Repossession

Car Repossession | Vehicles depreciate at a fast rate. If your car is repossessed and worth less than the balance of the loan, then you will have to pay-off...

Summons & Complaint

Summons & complaint | Learn the basics of how to respond to a summons and complaint with a document called an 'answer.' Be sure to answer each allegation with a

Debt Consolidation Pros and Cons

It is important to weigh the pros and cons of debt consolidation before you decide what, if any, debt consolidation options is best for you. You should start...

Debt Consolidation

Confused about consolidating debt? Watch this debt consolidation video that explains your options and which is best for you at Bills.com, from Bradford Stroh.

Top Debt Consolidation Agencies

Top Debt Consolidation Agencies | Review a short and direct list of tips designed to help you find a top debt consolidation agency. It is very important to...

Attorney Collection and Harassment

If you are facing collection from an Attorney or a law firm is threatening you, see what your options are.

Texas

Texas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.

Arizona Community Property

Arizona Community Property Law and your spouse's debt. In Arizona, creditors cannot touch your community property for premarital debt. However...

Free Debt Relief Programs

Free Debt Relief Programs | Avoid scams that promise you free money or free debt relief. Use the FREE program to help you get the best debt relief program to...

6 Ways to Get out of Debt

Focusing on how to get out of debt can be hard to do when you are facing financial strain. Your debt causes your overall stress level to start rising, and...

Debt Coach Finovate Video

Debt Coach, a new tool to help consumers resolved their debts, was unveiled by Bills.com at Finovate SF. Watch the full interview here.

Credit Card Consolidation Guide

Credit Card Consolidation | Save money by finding the credit card consolidation approach that fits your goals and budget. Make sure that you start by...

How to Get Out of Debt For Free

Get Out of Debt Free | The lowest-cost method of getting out of debt for free is bankruptcy. You have other options, too, and be sure to look into...

Delinquent Credit Card Debt and Foreclosure

Delinquent Credit Card Debt and Foreclosure | Free tips from bills.com about delinquent credit card debt, its effects on your home, and whether it can lead to f

Credit Card Debt Consolidation Companies

Credit Card Debt Consolidation Companies | To save the most money, you need to find the right kind of debt consolidation program. Make sure you start by looking

Debt Repayment Plan

Debt repayment plans can be as easy as making a constant payment to your debt or taking out a low interest personal loan. However, it can be as complicated as..

Voluntary Repossession and Deficiency Balances

Voluntary Repossession and Deficiency Balances | Bills.com co-CEO, Brad Stroh discusses voluntary repossession and deficiency balances and how to deal with...

Collecting on Delinquent Child Support

How delinquent child support payments are reported to the credit bureaus, and what steps you can take to start collecting delinquent child support payments...

Questions to Ask Debt Consolidation Lawyers

Debt Consolidation Lawyers | Debt is a financial issue. However, if you have debt problems, considering bankruptcy or facing lawsuits, then learn questions...

Best Credit Consolidation Companies

Credit Consolidation Companies and Reviews | Learn about debt relief options and how to find the best credit consolidation companies. Read reviews, create a...

Bankruptcy & Mortgages

Bankruptcy and Mortgage | Whether a bankruptcy filing can stop foreclosure action on your home depends on several factors, including the type of bankruptcy, ...

Minnesota Garnishment

An employer shall not discharge an employee for a garnishment in Minnesota. A divorce decree does not trump the contract terms in a federal student loan.

Credit Card Consolidation Reviews

Credit Card Consolidation Companies Reviews | Where to find reviews of top credit card consolidation providers. But beware, you may want to take reviews with...

Am I Liable for Debt My Wife Incurred Before Marriage

My wife got a car with her dad before we got married. If the car is repossessed will they be able to garnish my wages?

Best Ways for Getting Out of Debt

Need help getting out of debt? | Getting out of debt takes a systematic approach, so you choose the way that works best for you. It is super important to...

Nevada Community Property

Nevada Community Property Law and your spouse's debt. In Nevada, creditors must have signatures from both spouses to collect the debt from the...

Payday Loan Settlement

Debt Settlement Loan | Learn how to negotiate a payday loan settlement. It's not easy, but learn the steps to fight back against payday...

Wisconsin Community Property

Wisconsin Community Property Law and your spouse's debt. Wisconsin liability law is tricky. Courts must first classify a debt, and then determine if...

Reduce Debt Quickly and Effectively

Learn the three quickest ways to pay off your debt, and one VERY ineffective method to handle your debt.

Avoid Bankruptcy

Avoid bankruptcy with these tips from Bills.com. You may be able to get out of debt without filing bankruptcy, if you find the right way to...

Credit Card Debt Elimination Programs

Credit Card Debt Elimination Plans | Don't ignore your debt. By creating a budget and financial plan, you set the foundations to eliminate...

Creditor Threatening to Garnish Spouse

A collection agency is threatening to sue me and garnish my spouse's wages. Can they do that?

Putting Together a Plan to Pay Off Debt

Pay off Debt | Learn about the steps to take to put together a plan to pay off your debt. Chart out your debts, income, and assets, and choose the right...