Debt Articles

Credit Card Debt

Credit card debt | Get out of credit card debt for good with help from Bills.com. Find debt resources and information in one convenient place.

Collections Advice on Deficiency Judgment

A deficiency is like any other unsecured debt and as such is legally identical to credit card debt, medical debt, or a payday loan.

Default Payment

Default Payment | It is imperative that you show evidence to the attorney who filed suit against you to show you are current in your payments to the original...

Deceased Estate

Assuming the above, and assuming your spouse's prognosis is dire, neither you nor your spouse have an incentive to change the status quo regarding the property.

Investment Rate of Return

Paying off Debt or Investing | Investing your money instead of paying off debt might be a wise decision depending on the interest rate and rate of return...

Insurance Neglecting to Pay a Medical Bill

I was told that my insurance would cover my medical bill, but later found out the bill was never paid. Now I owe almost $1,000.

TERI Student Loan & Debt Settlement

Student loan providers can be more difficult than other creditors when it comes to negotiating settlements, possibly because...

Consolidate Check Advance Loans

Find yourself caught in the vicious cycle of check advance loans? Bills.com has some helpful tips to help you get out of the debt trap.

Debt Judgments

If you are facing a judgment or possible garnishment, let Bills.com give you the advice you need to resolve your debt.

Debt Settlement Advice and Tips

Get self help tips and advice on debt settlement options. Find. Learn. Save! at Bills.com

Debt Inheritance

See what happens to your debt when you pass away. Bills.com your one stop financial resource center

Debt and Divorce

Get all the answers about debt and divorce from Bills.com? your source for saving money. Ask Bill, Bills.com's financial expert your financial questions.

High Debt Consolidation & Credit

Too many recent credit inquiries on your report? Has your score dropped? Get tips on improving your credit and options for consolidation of high debt.

How Do I Reduce My Debts?

How do I reduce my debts? | If you are asking yourself, 'How do I reduce my debt?' you owe it to yourself to look at all your options. Start by...

Divorce and Debt

It is important to divide assets and liabilities, and make certain to update your credit report record (particularly if there are jointly held accounts) after t

Lowest Monthly Payment

Let Bills.com help you get the Lowest Monthly Payment.

Bad Debt

If you have Bad Debt problems, let Bills.com help you save.

CreditGuard of America - Credit Guard Advice and Consumer Debt Solutions

See what Bills.com has been asked in the past about Credit Guard of America and Consumer Debt Solutions.

Pay Down Credit Card Debt

If you want to pay down credit card debt to save money and cut payments... come to Bills.com and SAVE.

Bill Collector

Are you getting harassed by a a bill collector. See what a bill collector can or cannot do.

Buried In Debt

Find yourself buried in debt? Bills.com has the tips and resources to get debt free.

Small Business Debt

Do you have a lot of debt acrued through you closed small business? See what options may be right for you. Bills.com is your one stop resource for saving mone

Debt Management Questions

Get answers to common debt management questions. Bills.com, your personal finance resource center.

Louisiana Community Property

Louisiana Community Property Law and your spouse's debt. Louisiana classifies debts as separate and community. In many cases, creditors can collect...

Freeze Account

It is not possible for a third party, such as an ex-spouse to effectuate an account freeze. You may be thinking of what is called a levy or garnishment.

Credit CARD Act of 2009 Interest

The Credit Card Accountability Responsibility and Disclosure Act of 2009 is an amendment to the Truth in Lending Act. It limits the amount your rate can changeâ

Government Shutdown

The government shutdown has cut-off income of 800,000 workers, affecting them, their families, and the general economy. There are steps to take to minimize harm

Consolidate Debt Payments

Looking to consolidate debt payments and seeking debt help? Bills.com has your answers to debt consolidation.

Loans and Divorce

Creditors will not accept a divorce settlement as legally binding upon them, and they will pursue the co-signatories if the primary borrower defaults.

Medical Debt

Medical debt is a major financial stress. Studies show it is the number one cause of bankruptcy. It's important that you take the right steps to protect your...

Being Sued by a Creditor

Are you being sued by a creditor? The thought of being sued can be overwhelming. A lawsuit can cause emotional and physical stress. Read on how you can protect

Consolidated Loan - Debt Consolidation

A consolidated loan helps simplify your financial situation and save money. Make sure that you can afford the payments, lower your interest rates. Avoid ...

Credit Counseling Agency

A Credit Counseling Agency helps people seeking a debt relief option. You benefit from a preliminary consultation that reviews your financial situation, then...

FICO 9 Ignores Medical Collections

FICO scores will soon start ignoring medical collection accounts, resulting in as much as a 25-point score increase if your credit report has medical...

Foreclosure On One Property Affect Another

We own two houses. If the bank forecloses on one that has a home equity loan attached to it, can the bank attach that loan to our other house?

Auto Repossession and Collection

What can happen if my car gets repossessed?

Collection Agency, Collections Laws & Statute of Limitations

What is my liability when a collection agency buys my debt? Learn your options and means that may allow you to avoid the debt altogether.

Texas Community Property

Texas Community Property Law and your spouse's debt. In Texas, creditors must follow a 4-step process to determine if they can collect from the non-debtor...

Citibank Settlement

Citibank has a reputation for being a sharp negotiator regarding the settlement of credit card debt. You may wish to wait until Citibank sells your collection a

California Payday Loan

Payday loans | Learn about the payday loan regulations. Understand what happens in California when you put a stop payment to a check that you gave to a payday l

How to Settle Credit Card Debt

How to Settle Credit Card Debt | Free tips on how to settle credit card debt on your own. If you lack the skills to settle, hire a debt settlement firm that...

Debt and Estate Laws

A decedent's debts do not automatically pass to his spouse, children, or anyone else.

Get Debt Relief Now

Get Debt Relief | Learn which debt relief strategy is best for your needs, and the positives and negatives of popular debt relief strategies...

Car Repossession

Car Repossession | Vehicles depreciate at a fast rate. If your car is repossessed and worth less than the balance of the loan, then you will have to pay-off...

Summons & Complaint

Summons & complaint | Learn the basics of how to respond to a summons and complaint with a document called an 'answer.' Be sure to answer each allegation with a

Debt Consolidation Pros and Cons

It is important to weigh the pros and cons of debt consolidation before you decide what, if any, debt consolidation options is best for you. You should start...

Debt Consolidation

Confused about consolidating debt? Watch this debt consolidation video that explains your options and which is best for you at Bills.com, from Bradford Stroh.

Top Debt Consolidation Agencies

Top Debt Consolidation Agencies | Review a short and direct list of tips designed to help you find a top debt consolidation agency. It is very important to...

Attorney Collection and Harassment

If you are facing collection from an Attorney or a law firm is threatening you, see what your options are.

Texas

Texas debt laws, bankruptcy limits, tax rates, statutes of limitations, and facts.